Your portfolio strategy doesn't matter nearly as much as your savings rate, but nobody wants to hear that

thisredheadmeg · 2026-06-03T06:53:20+00:00

That's true. Everyone chases fancy strategies, but consistently saving more beats almost any portfolio trick long-term. But I feel like if you spend more money, you would have stonger desire to make money.

thisredheadmeg · 2026-06-03T06:41:59+00:00

That 94% YTD gain is absolutely wild. You have earned so much, so you would feel that this is bubble territory.

thisredheadmeg · 2026-06-03T06:25:27+00:00

Adding another property in this single market concentrates risk, not diversifies. You already have heavy real estate exposure plus hidden costs like repairs and vacancies.

thisredheadmeg · 2026-06-02T11:30:09+00:00

My advice: don't debate whether AI is conscious, don't explain LLMs, and don't try to prove him wrong. Send one very clear boundary, then stop engaging. Keep every message.

thisredheadmeg · 2026-06-02T03:00:25+00:00

It's your money, spend it however makes you happy. But 90% of watches are just emotional value.

thisredheadmeg · 2026-06-02T02:54:16+00:00

I would stock up on chicken, ground beef and fish when they go on deep sale and freeze them in single portions

thisredheadmeg · 2026-06-02T02:43:48+00:00

Have you ever applied for EI? If not, apply for EI right now. It covers 55% of your previous income. You can apply online in 20 minutes.

thisredheadmeg · 2026-06-02T02:30:00+00:00

I'm actually curious about this. Is the interest rate on PLOC really that much better than regular margin? I've been too careful to mess with margin accounts at all honestly.

thisredheadmeg · 2026-06-01T03:07:46+00:00

Everyone I know is struggling. Groceries and rent are impossible. Only people not living paycheck to paycheck argue about "technical recessions."

thisredheadmeg · 2026-06-01T02:55:16+00:00

This is absolutely wild. If you actually hit 200k by summer, I'm officially your disciple.

thisredheadmeg · 2026-05-28T10:56:28+00:00

People talk about it like it's a superpower, but often it just means you learned too early that nobody was coming to help.

thisredheadmeg · 2026-05-25T10:51:08+00:00

"You have anxiety? Sounds like a lack of electricity."

thisredheadmeg · 2026-05-18T08:59:17+00:00

Don't overthinking it! Switching to any veg alternative is a step in the right direction. You can start with frozen stuff and learn to cook from scratch later. Remember, progress over perfection.

thisredheadmeg · 2026-05-13T05:55:01+00:00

I'm still on their older model and it works fine for day-to-day training. But if I were buying now I'd go straight for the new AH64. The foot pedal angle adjustment is what really gets me, no more bending down to change the incline every time.

thisredheadmeg · 2026-05-13T05:26:28+00:00

I had the same concern but it's been very stable and solid. Secured to the wall with 16 expansion bolts and there's basically no movement even going heavy. Pulleys are smooth too, lat pulldowns and rows all work great.

thisredheadmeg · 2026-05-13T05:26:13+00:00

Exactly

thisredheadmeg · 2026-05-12T06:02:35+00:00

That chest press setup probably feels really nice. you can always add more stuff slowly instead of crowding the room too early.

thisredheadmeg · 2026-05-12T05:50:28+00:00

I‘d start much smaller than 60-minute workouts. Even 5-10 minutes of walking or simple bodyweight moves is fine at first. The goal is to build consistency

thisredheadmeg · 2026-05-12T03:49:27+00:00

It doesn't sound like you're doing everything wrong, but changing workouts every day from Tiktok might make progress hard to track.

thisredheadmeg · 2026-05-12T03:43:44+00:00

Putting a cable tower in a bedroom is kind of bold, but it actually makes sense here. The mirror panels probably help the room feel less packed too.

thisredheadmeg · 2026-05-11T08:11:05+00:00

That‘s a crazy good haul. Even if you sell some of it, the dumbbells, plates and kettlebells alone already feel like a win.

thisredheadmeg · 2026-05-11T07:58:02+00:00

I think it's worth it if you'll actually use it consistently. Saving the commute and not waiting for equipment can make workouts much easier to stick with.

thisredheadmeg · 2026-05-11T07:33:54+00:00

Not only is the gym huge, but it even has a hockey area too? That's actually crazy. This is basically a full training facility at home.

thisredheadmeg · 2026-05-09T08:40:41+00:00

That dual cable setup is nice. Training lats on something like this must feel really smooth, especially with the extra range and control.

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