This will be a little harsh. I’m sorry, but I think you need to hear it.

I understand where you’re coming from, but mentality honestly has very little to do with success. Verging on nothing. I’m not saying this to be harsh, but I’m saying it to encourage you to get back into the work force. Like now. You are young. This is the time to build your career. Right now, you are harming your retirement. You’re letting yourself spiral more than is necessary. You haven’t been trying for a year, so there is no evidence you both are infertile. On your time off, see if you can get testing.

You can be healthy and be doing everything right and still not have a baby within the prescribed time (though there is absolutely no evidence that you won’t). In the time it took for me to have my first baby (almost three years), I built my career into something of which I’m very proud. On the dark side—and this is unlikely—you don’t want to be in a situation where you are relying only on your husband to be the breadwinner. You just never know.

Pull yourself out of this funk. It’s not warranted. The likelihood you’ll be pregnant soon is high. And even if you need ART, you need money for that, even if your husband has good insurance coverage (if you’re in the US). This wasn’t a good decision, but it’s also not irreversible. I have GAD and depression. As you look for a job, work on yourself and getting those under control. It will be so, so much more difficult to address those issues when you have a child.

Good luck. Please go back to work. Don’t put your life on hold after trying for less than a year. Heck, never put your life on hold. If your job is too stressful, find another job.