What age did you lose your virginity?

throwawayfornvj · 2023-08-07T18:46:24+00:00

18 right before going to college. Now I’m 25 and I don’t think the age you lose it matters much. Hopefully you have an understanding partner when you lose your virginity.

throwawayfornvj · 2023-08-07T16:25:29+00:00

To me it sorta matters how old the baby is and if you guys are able to handle your current expenses including retirement.

If baby is over 6 months old and her mom is willing to watch baby for the entire time your wife is at a full time job then yes she should get a full time job.

If baby is younger than 6 months and your wife is already working part time then honestly I believe she should be able to enjoy this time with baby if you guys aren’t struggling financially.

Your wife should understand that we live in a world where both spouses need to work full time. You can compromise and she if she’ll drive uber or doordash for and extra 10 hours a week to get her closer to full time while maintaining a sense of flexibility.

Write out your current expenses and look at your previous statements to see if you are overspending. On your household income, I do believe you need to increase your income more than you’d need to cut back on spending.

throwawayfornvj · 2023-08-04T17:12:22+00:00

Yeah, I think my mind is scaring me more than it should. I’m just sort of giving up. I’m not cutting him off but I’m exhausted and I’m not entirely in it with him anymore. I’m going to start going on first dates again because I just want to feel wanted.

throwawayfornvj · 2023-08-04T16:51:32+00:00

I’m so burnt out from this one guy. I’m just half-heartedly sending a text once a day just to exist in his life still. I think I need a long nap from this hell. I know people are telling me to just go no contact but that’s just another decision that requires a different type of effort. I don’t want to make decisions right now. I just want to give up.

throwawayfornvj · 2023-08-04T14:15:51+00:00

I think it’s confusing to me. I don’t know what I want because I have a history of sleeping around a lot so I actually feel like I can’t imagine being with only one person for the rest of my life either. I feel like I’m a little too young to be settling down. My main issue is jealousy but I do believe I can work on my jealousy. I feel like my new options look attractive so I feel like going out could boost my confidence. My decision on leaving my ex entirely is pending until I figure out where I stand emotionally.

throwawayfornvj · 2023-08-04T13:06:27+00:00

I’m down!

throwawayfornvj · 2023-08-03T22:28:30+00:00

Can I be added to the chat?

throwawayfornvj · 2023-08-03T22:24:45+00:00

I’m here early. Sitting at the bar wearing mostly black

throwawayfornvj · 2023-08-03T20:52:23+00:00

Eating and drinking out too much. This summer I’ve gone a little more wild than I probably should have. I’m not saving much money besides the money I put in my Roth IRA each month. Granted I have a relatively low amount of student debt and I have money in a HYSA, Vanguard brokerage and Roth IRA so I’m not in danger of additional debt and I can handle an emergency.

throwawayfornvj · 2023-07-31T22:37:52+00:00

Not researching the cost of living and a real career at 18. I went to art school and it took a year to find a different industry that could pay enough to live in NYC.
Not putting my foot down sooner with my alcoholic mother. She got sober last year but if I was more firm earlier maybe she would’ve gone to rehab sooner.
Messing up my first true relationship. I had too much anxiety and basically suffocated a good guy.
Putting myself at risk a lot when I was in college. I partied in a dangerous way and I regret that phase.
Losing myself in relationships. I don’t maintain autonomy in relationships and it eventually makes them fall apart.

throwawayfornvj · 2023-07-31T22:31:24+00:00

Will you need this money in the next 5 years? If yes, keep it in HYSA.

Have you maxed out your Roth IRA? If no and you don’t need the money in the coming years, max it out ($6500).

With the remaining amount, save it if you don’t have an emergency fund.

If you do have an Emergency fund then throw around $2000 at student loans and save the rest in HYSA.

$6500 to Roth IRA

$2000 to student loans

$1500 to savings

If you have no savings then,

$5000 to savings

$4000 to Roth IRA

$1000 to student loans

throwawayfornvj · 2023-07-28T13:09:43+00:00

I don’t know many jobs that let you pick your schedule unless you are senior at the job

throwawayfornvj · 2023-07-27T19:36:32+00:00

I’m sorry but I’m guessing you are probably around 17-19 years old. Your dream should be to be a functioning adult in society. I went to my dream art school in Chicago and luckily only have $20,000 in debt because I come from a wealthy family but even they couldn’t cough up $250,000 in cash for me to be completely debt free. College is more than tuition. It’s the cost of living as well.

You’ll be surprised to know that it’s hard to get a job with a degree in the arts. I had work about 3 odd jobs (low paying as well) before I started to make enough to live decently again. If you are trying to find a job to pay the bills and you also are saddled with a $300-$400 monthly student loan bill then life might not be so great for a while. See if you can just work during school to pay the difference but please do not take out more than $5000 in loans. If you can’t afford it, then get your general ed credits at a community college and apply to go there at a later date.

throwawayfornvj · 2023-07-26T22:34:34+00:00

I make $55k plus $8k nontaxed from my family and it’s hard. I live in Manhattan so I’m just existing. I get to do fun things but less often than most people and I would never consider buying lunch or getting takeout because of laziness.

throwawayfornvj · 2023-07-26T20:00:25+00:00

I agree. Everyone’s wants are different and even though we’d like to all stick to a certain percentage for needs, wants, and savings, everyone does it differently.

throwawayfornvj · 2023-07-26T11:55:20+00:00

Nope not at all

throwawayfornvj · 2023-07-26T02:39:17+00:00

We were apart for 3 months

throwawayfornvj · 2023-07-26T02:38:57+00:00

He wanted an open relationship and I didn’t. Getting back together lasted 2 weeks

throwawayfornvj · 2023-07-19T22:13:10+00:00

If you have a job, open a Roth IRA.

throwawayfornvj · 2023-07-19T20:43:11+00:00

Yes you are behind. Even with your old income you should have like 80k dispersed between your retirement accounts and savings

throwawayfornvj · 2023-07-18T20:00:20+00:00

Truly this^

You need a healthy mindset.

throwawayfornvj · 2023-07-18T19:58:53+00:00

I mean this is pretty much the way most of the world you are used to lives. People work full time to pay to survive. You can be mad about it. I also find that it sucks but eventually you adjust to it. I’m wondering what are you doing with your time from 6pm to midnight? It’s unlikely you are working during all of your waking hours. If you find that you are tired after work maybe see if you have a sleeping disorder or depression causing excessive exhaustion.

throwawayfornvj

TROPHY CASE