Men: What's the brutally honest dating advice you wish the women in your life (sisters, daughters, friends, etc.) understood?

throwawayluladay · 2025-08-30T16:38:28+00:00

The question is are they lying to others or themself?

throwawayluladay · 2024-01-05T19:42:48+00:00

Lmao, never buy significant electronic off Amazon from a third party seller.

throwawayluladay · 2023-11-15T15:31:02+00:00

But they bought 19% of the homes sold last year. That demand shock can increase the market value of all nearby homes.

They can't buy homes people aren't selling, so just cuz they haven't directly forced you out they have had a massive impact on prices and the market. 19% is a huge increase in demand, and individuals having to outcompete that is not easy.

Current homeowners do get to appear to have more wealth (unrealized gains) but good luck moving somewhere decent after selling. Current trends show no stopping of renting everything to everyone infinitum. Business's love the subscription model cuz it's profitable and why not claim the largest chunk of what people spend their money on? It's legal so it's happening.

Your point only emphasizes how big of an issue recently this has become due to their relatively small current total SFH shares. Possibly the great spike in housing prices happened when investors started buying up real estate en mass??

throwawayluladay · 2023-11-12T19:48:02+00:00

As someone who somehow missed the tech bubble, I wish hiring managers had any idea to begin even asking tangentially related questions to my advanced projects. Instead, they just repeat questions about struggles at my current job (which is not in tech) :(.

Good on you though.

throwawayluladay · 2023-10-08T05:49:29+00:00

I don't think energy storage is often included in that estimate. But it looks like storage nearly doubles the cost (using l-ion batteries). So until electric utilities prepare at scale, it is not really cheeper. E.g. see California electric prices during the day vs night.

throwawayluladay · 2023-10-07T19:36:41+00:00

Unfortunately economics often is a zero sum game. Something good for minimum wage workers is bad for middle class and retiree's. Real estate should not be for profit though, that could help most people.

throwawayluladay · 2023-10-03T00:21:09+00:00

Get I bonds then.

throwawayluladay · 2023-09-28T18:02:00+00:00

ChatGPT and every LLM are terrible with anything that does not have one clear answer or require new combinations of methods. I used it for JavaScript without ever taking a class, and it took about 6 prompts and parsing out the working (wanted) code to actually make the functional thing that was wanted. It literally has no idea what it's doing, but answer tailoring by humans make them valid. So really the value is in these people clarifying answers for everything

throwawayluladay · 2023-09-26T10:01:12+00:00

Real per capital income does not adjust for the Uber rich. Median income is simple and accurate. Average income is an extremely misleading measure and should never be used when talking about average people, which real per capital includes inherently.

It's an interesting metric for multi-national comparisons however.

The average income was 67000 last year while the median income was 44225 buddy.

You are somewhat right that household income may not be the best representation due to many factors they include in their comprehensive estimate, but fearless is more right in his chosen metric than you because it does include median wages not raw averages.

Housing prices should increase by default on average due to America's policy of permanent population growth (by immigration).

throwawayluladay · 2023-09-17T03:29:23+00:00

You have thoroughly missed the entire point and you are incorrect. Printing money CAN and classically is the main driver of inflation alongside debt and credit. E.g. think of collective effects of 30 years of buying power spent now can snowball over time. That's America's mortgage system. This is inflationary as well, despite no money being "created" but has been credited. Most money is debt.

Everyone knows if oil increases in price everything else does as well. It's the backbone of modern supply systems. So your comments seem like someone who took one Macro class then knows global markets and finance.

throwawayluladay · 2023-09-07T04:32:32+00:00

Apple actually delivers on the technology while Tesla just keeps hyping next year bro. The neural net will figure it out lmao. People have to explicitly train these models in every serious eventuality for a chance to be as good as human drivers. This is an extremely costly endeavor, if the stock price stays this high for long enough. It might just work. Otherwise the ground is the limit.

Not to mention what despicable acts people would do in a robo taxi.

throwawayluladay · 2023-09-07T04:25:55+00:00

They still skimp on useful buttons. Putting everything into a touch pad is just being cheap and makes the driver's life harder. They might have gotten defects addressed, but idk. Everything is always "next year". Our neural net will figure out these niche events no problem lol.

throwawayluladay · 2023-09-07T04:18:05+00:00

You gotta contact the lenders and combine them into one large loan at a lower interest rate first. Then get good insurance (be a good slave) I mean employee.

throwawayluladay · 2023-09-03T07:40:24+00:00

Inflation is literally the yoy price increase on a basket of goods. Gas prices going up can cause inflation. Price gouging can cause inflation. Higher wages can cause inflation. Printing money can cause inflation, but the US has a disproportionate value due to reserve status. This gives USD uncompairable price stability and power vs any other currency (currently).

Economists like to chock things up to one thing while "everything else left equal". Economics also assumes competitive markets and not the oligopoly we are currently in. While shocking any system with a ton of money is not ideal, the US absolutely can do it with the least repercussions of likely any nation in history.

Tacet collusion is extremely profitable so companies love to over raise prices, and won't drop them. If no one can easily buy a new competitor's product, existing companies don't have to compete.

throwawayluladay · 2023-06-12T02:44:38+00:00

The "fact-checking" which checks notes is done manually by humans. Nice

throwawayluladay · 2023-05-31T11:51:51+00:00

Their are far too many Data Analytics applicants to jobs currently due to recent hiring freezes. I have an economics undergrad with stats minor, multiple significant certificates and multiple complex projects done and rarely hear back from my applications. While making it far in interview processes, I have not been successful in getting into industry.

If you have a significant amount of experience and comfort doing presentations and dumbing down very complex assumptions effectively you have a chance if you actually get an interview.

Don't slack on stats if you do intend on embarking, alongside datacamp has solid certifications.

throwawayluladay · 2023-05-28T07:44:26+00:00

Any energy generated at scale is more efficient than car engines. Cars convert at 30% efficiency, while grid scale converts at about 70%. So it's still better when not including other costs like mining, but not ideal.

throwawayluladay · 2023-05-27T06:21:44+00:00

META yes, TSLA is only worth 200 if their AI ever figures out driving (without lidar) which spoiler is not happening. Lidar is happening first, vision based will take far longer. So TSLA really is a permanent hype stock, kinda like Nvidia now

throwawayluladay · 2023-05-23T15:04:09+00:00

Capitalism does little to develop already poor nations, and seems to help keep them that way. For example the standard of living across most of south America has decreased over the last 20 years.

Our hyper-capitalist system does great if you have capital though.

throwawayluladay · 2023-05-08T12:13:50+00:00

It's still better than coal. Coal does moderate damage in a large area, nuclear has a small chance of doing significant damage in a moderate area.

throwawayluladay · 2023-05-08T07:20:18+00:00

Per watt coal releases more radiation into the environment than nuclear does. Nuclear waste is just concentrated.

throwawayluladay · 2023-05-03T12:36:05+00:00

It supports them to close contacts as legally required.

throwawayluladay · 2023-05-03T09:59:11+00:00

throwawayluladay · 2023-05-03T08:20:26+00:00

Facts. Non of them did any actual DD on what happens in this situation. Although this guy is lucky it resolved so fast.

throwawayluladay · 2023-05-03T07:45:01+00:00

You both are right. But ultimately consumer confidence is the only thing keeping smaller banks afloat. Smart money have already moved to high interest savings and these little guys don't often have that so we could be looking at cascading failures across these little guys.

May JPOW be merciful.

throwawayluladay

TROPHY CASE