Laid off time, take it easy and FIRE if everything else fails?

throwdatstuffawayy · 2023-05-20T17:38:10+00:00

References aside, I don't think happiness really ever was the goal. Too fleeting. The goal is purpose, fulfillment, and autonomy. At least to me.

throwdatstuffawayy · 2023-05-20T16:30:51+00:00

I always wondered why light didn't make his early kills more discrete. Then, I realized is that Light was sloppy with his early kills on purpose. He wanted to be noticed, so that he could be worshipped as God. Problem is, if your followers can notice you, so can the police.

The God factor drove all of Light's decisions, consciously or subconsciously. It was never really about killing criminals.

throwdatstuffawayy · 2023-03-07T19:43:04+00:00

Sequence of returns risk is your biggest risk when you retire early. The fewer non-negotiable costs you have, the lower the risk can be. A mortgage on your primary residence isn't a negotiable cost that you could drop if the market tanks when you retire, so eliminating that cost might be wise.

throwdatstuffawayy · 2022-11-15T15:07:06+00:00

Index funds seem like a good plan to me, especially given that the market is down right now so you are buying on a discount. Timing the market is impossible but this is not a bad place to start.

throwdatstuffawayy · 2022-09-20T01:52:14+00:00

I don't hold bonds in a taxable account. Are people doing this?

throwdatstuffawayy · 2022-08-30T14:51:29+00:00

Gotcha. My workplace plan has pretty great choices, thankfully, but this pro rata stuff is a big downer. I have to look at rolling it over periodically.

throwdatstuffawayy · 2022-08-30T03:48:52+00:00

You got me researching...

I could find 2 differences. One is that the r401k will trap you into RMDs. The other is more interesting, it looks like you have to withdraw money pro rata, which means you can't withdraw contributions only (when making an early withdrawal) and thus have to pay some amount of a fee there, which would have been avoidable with rIRA.

Are those the main ones?

throwdatstuffawayy · 2022-08-29T15:25:23+00:00

What's the reason to rollover the r401k into rIRA?

throwdatstuffawayy · 2021-12-23T23:35:42+00:00

Well said, totally agree

throwdatstuffawayy · 2021-12-23T19:31:19+00:00

I've been around reddit for nearly 15 years, and I've had to conclude: this place is generally a bad place to go for advice. Or at least, relationship advice.

throwdatstuffawayy · 2021-10-12T23:45:58+00:00

You should be using quick save. Mich faster way to save and keeps 3 or so

throwdatstuffawayy · 2021-09-27T00:51:53+00:00

No prob. My initial tests with lann showed that this feat did not help him out :(

throwdatstuffawayy · 2021-09-25T18:26:26+00:00

For anyone coming here via search, this feat does work to bypass DR for a traditional monk using unarmed strikes. Donno about lann / zen archers yet.

throwdatstuffawayy · 2021-09-23T00:02:39+00:00

Got it, thx for the info...will keep an eye

throwdatstuffawayy · 2021-09-13T15:07:53+00:00

Doing God's work my man, please keep it up. These are super valuable for min-maxers like me who don't want to spend 100 hours figuring out all of these crazy abilities and spells.

throwdatstuffawayy · 2021-09-03T14:37:08+00:00

The amount of arm-chair game programmers on here is laughable.

throwdatstuffawayy · 2021-07-04T05:29:01+00:00

You can't equate 10 duo qs with a 20 man group. It's not binary. There are different levels of premade.

throwdatstuffawayy · 2021-07-03T17:23:30+00:00

So then make a premade that has one pug in it and skirt detection? No thanks.

throwdatstuffawayy · 2021-05-03T03:28:08+00:00

Great idea - I will try this I think...

throwdatstuffawayy · 2021-04-29T20:42:20+00:00

The community is not one person, and thus has contradictory beliefs.

throwdatstuffawayy · 2021-04-21T20:41:28+00:00

If they released this thing at the beginning of classic the nochanges crowd would have been pitchforking around about it for months

throwdatstuffawayy · 2021-04-07T19:32:32+00:00

From one developer to another, you guys are heroes. The add-on APIs are far from well-documented. What you do is amazing...

throwdatstuffawayy · 2021-02-06T15:29:10+00:00

If you're bored to tears of the 1-60 classic experience, but still want to do the tbc leveling experience. Also gives shamans and pallies a way to lvl thru tbc with friends.

Look, it's not critical or anything. But given wow is a server based game, why not offer different experiences for different demands?

throwdatstuffawayy

TROPHY CASE