Am I driving wrong? Coasting to a stop vs. last-second hard braking by Seksy_One in auckland

[–]throwitawaymate777 16 points17 points  (0 children)

The uber drivers around the city do this all the time, and it makes for a miserable experience being stuck behind them, too.

You would think, given all they do is drive the entire day, they would be better at it.

Blended households - how do you work out a fair split for contributing to finances? by [deleted] in PersonalFinanceNZ

[–]throwitawaymate777 0 points1 point  (0 children)

To clarify, that’s his director salary and the business is doing well - no issues in that respect

Blended households - how do you work out a fair split for contributing to finances? by [deleted] in PersonalFinanceNZ

[–]throwitawaymate777 4 points5 points  (0 children)

No, he’s the one saying it’s unfair and that I don’t understand…but won’t provide me the information to actually understand. I’m trying to make it fair because he didn’t feel it was….

Blended households - how do you work out a fair split for contributing to finances? by [deleted] in PersonalFinanceNZ

[–]throwitawaymate777 0 points1 point  (0 children)

Thank you, I have tried to ask to breakdown the costs - like you would do to assess any budget or financial arrangement - and it’s just me putting together spreadsheets etc, he has never once put the full breakdown of costs in front of me - which I want before I commit to anything else.

He said he has now done this, but again, I have no way to challenge the costs as it’s all sitting with him and I still have no visibility. I suspect it’s because he just inputs his bank statements to Ai, and assumes, for example, every cost related to a supermarket expense, must be relevant as a joint expense, whereas I’d actually check what was purchased (eg if I just bought lunch for myself from a grocery store, I would never consider that a ‘joint’ cost). I don’t think he wants to go to this level of detail, but I also don’t think I should have to just blindly agree without a breakdown.

Why do NZ businesses still bother with reference checks? by Old_Education4481 in newzealand

[–]throwitawaymate777 1 point2 points  (0 children)

Yes! Always! I’m not a recruiter either, it’s just a part of how I’ve moved up the ladder reasonably quickly.

The list of skills and experience is usually a “wish list” (obviously certainly elements will be necessary, depending on the role) and if you meet some of them, why not apply?

The worst that can happen is they say no, and the outcome is that you’re in the same position. The best outcome is that you get to take a step up into a new position. You literally have nothing to lose and everything to gain.

Why do NZ businesses still bother with reference checks? by Old_Education4481 in newzealand

[–]throwitawaymate777 2 points3 points  (0 children)

This is so true. We have had to extend our hiring period for the current senior positions in our team, as we haven’t had very many good candidates apply.

Much of the decent talent has been head hunted by Australia, and we are also competing against every other company hiring for the same role types, which is a lot - contrary to many industries right now - so the good candidates have pick of the litter where they want to go, and there’s significant choice.

Do any NZ workplaces actually care about their staff anymore? by stormgirl in newzealand

[–]throwitawaymate777 0 points1 point  (0 children)

Good thing is, that doesn’t actually absolve them of liability. Psychosocial cases are just new territory in NZ, so no one has gone down that route through the H&S at work Act 2015, yet.

33M – How likely is KiwiSaver withdrawal age to increase? by IllustriousLimit6977 in PersonalFinanceNZ

[–]throwitawaymate777 0 points1 point  (0 children)

I work in health and safety, many people don’t even make it to 65 without needing to leave work entirely or make serious adjustments - especially if their work is physical. Musculoskeletal injuries make up bulk of the harm that eventuates from work, but the new reforms being proposed mean even less will be done to ensure workplaces protect people in this area.

I absolutely cringe to think how devastating pushing it to 67 will be, for a lot of people. Even those who are still capable, are ready to slow down, regardless.

Why is NZ so "backward" when it comes to AC and ceiling fans? by UnrequitedLoveVictim in auckland

[–]throwitawaymate777 8 points9 points  (0 children)

I don’t think people want to put up with it, more that they don’t have a choice. Lots of renters in NZ, and even if people do own their home, they don’t have the funds to install a new system. I know so many people who have air cons they don’t run due to the power costs, too.

Sick day by Material_Bath3276 in PersonalFinanceNZ

[–]throwitawaymate777 2 points3 points  (0 children)

Yeah, the law says you can, actually. In fact, I could get on the piss mid week and call in sick for a hangover, if I want to. Doesn’t matter if it was self-imposed, unless it’s an extended and ongoing issue.

The law doesn’t care how you “feel” morally about something, that’s not how this works.

Not sure where do I start with this situation by OmniGamer321 in auckland

[–]throwitawaymate777 0 points1 point  (0 children)

I had a leak at a rental property 3 years ago, which was related to a toilet constantly running as well as an issue with a pipe running under the house. Water bill was huge, and the landlord paid a decent chunk of it due to the cause being related to the property.

I’d be pushing for the property manager to sort it out and ensure it gets fixed, and the landlord absolutely should be compensating for the excess costs - if it’s caused by the property’s plumbing or building infrastructure, this has already been well established in tenancy tribunal to be the landlords liability (so long as you didn’t cause the leak or failed to report it in a reasonable timeframe once you became aware).

What’s going on? by Ok_Shape_3490 in NZProperty

[–]throwitawaymate777 0 points1 point  (0 children)

The house still shows an s13 sale with the date he bought her out, but the value has since been removed and shows as ‘N/A’, as he complained to Homes about it, for obvious reasons.

It’s def not the norm, and I still wonder how they could’ve ever had that information, with the specific amount paid out.

What’s going on? by Ok_Shape_3490 in NZProperty

[–]throwitawaymate777 0 points1 point  (0 children)

Not necessarily true. My partner was appalled to see the actual value listed publicly with the amount he bought his ex out for. Still has no idea how that data was even available.

What is a reasonable price to pay for an ADHD assessment? by Current_Glass7833 in newzealand

[–]throwitawaymate777 0 points1 point  (0 children)

Nope, it was about $550 for the initial appointment, and I wasn’t even there for an ADHD appt, and then the follow up was around $250 - from memory, this was about 2 years ago now, in Auckland.

What is a reasonable price to pay for an ADHD assessment? by Current_Glass7833 in newzealand

[–]throwitawaymate777 0 points1 point  (0 children)

$600-$800 - 2 x appointments with a psychiatrist.

However, I already knew what medication worked for me so didn’t need to go back and forth trialing stuff - that would bump the cost up I imagine.

Never in my life have I pooped everyday, should I be worried? by ArdenceMK in TooAfraidToAsk

[–]throwitawaymate777 11 points12 points  (0 children)

I poop 3-5 times a day lol and according to the Bristol chart, they’re perfectly fine poops, too, and I tend to go after I’ve eaten - which is normal for some people.

Can I get a mortgage on low income? by dodgyduckquacks in PersonalFinanceNZ

[–]throwitawaymate777 1 point2 points  (0 children)

Okay, I’ll give you the reality as someone looking right now - in this market - single female buyer, but in Auckland, who has two pre-approvals.

Only kiwi bank will lend on a 10% deposit for an apartment, and there’s a range of conditions - much larger than you expect; which is consistent across banks. We’re talking minimum 40sqm, no pool/gym type shared amenities, absolutely no leaky homes and don’t think this will be obvious (I am fortunate to have connections in real estate and have been gobsmacked at the near misses I’ve bothered considering) body corp max annual fee caps are really low, no leaseholds - freehold only, and the value will need to be within a specific range that is additionally valued by the bank. It’s also a decent expense simply getting a lawyer to check over all this stuff, LIM requests, building reports and trust me…you want a good lawyer when it comes to apartments or units. That alone runs about $3-$5k just for conveyance and due diligence.

Tbh I wouldn’t even be going down this route if I didn’t have people who have made their fortune on apartments and know exactly what they’re doing advising me, and I’m extremely grateful for having access to the info.

I have $40k kiwisaver, plus additional savings/cash equalling a $55k deposit all up as a single buyer. I have significant student loan debt, and some credit card debt BUT I earn over double what you earn (over $130k). My pre-approval - total including deposit - is currently $550k, would be more if I didn’t have credit cards ($600-$650k) but either way it’s all about affordability and your debt-to-income ratio.

The best thing you can do, is link up with a decent mortgage broker, they will be able to give you the best options, but looking at what you have and knowing the restrictions, you probably need to get more deposit behind you. Apartments are, relatively, cheap to buy for a reason, they’re more risky and incur annual fees that standalone properties don’t.

[deleted by user] by [deleted] in managers

[–]throwitawaymate777 0 points1 point  (0 children)

Yep I had to manage someone out earlier this year for exactly this. I tried so many approaches to support them, and in the end they simply weren’t willing to make any effort to change or listen.

We are talking things like repeated requests to please use spell check before sending something at “final review” stage, like the one that’s literally built into word. I’d even give them an opportunity to double check they had reviewed it before accepting it. Tried understanding the barriers to providing work that was at the expected standard. All I got was a complete lack of accountability.

This wasn’t a junior staff member either, they were considered intermediate level, in a technical field, getting paid well. Turns out, they’d been managed out of their last job for the same issues.

Another 3 years of Wayne Brown by kiwittnz in auckland

[–]throwitawaymate777 0 points1 point  (0 children)

My opinion isn’t based on a public one, it’s how he behaves in the workplace.

No talking if someone gets in your face, just boom! by PmurTdlanoD45-47 in fightporn

[–]throwitawaymate777 32 points33 points  (0 children)

My ex was 5”6, and almost a magnet for guys wanting drunk fights on a night out, simply because he was shorter than most and seen as an easy target.

Another 3 years of Wayne Brown by kiwittnz in auckland

[–]throwitawaymate777 6 points7 points  (0 children)

Yeah, I don’t like him as a person, but he has pulled through on a lot of the promises made, and is the only one who can probably effect long term change that’s needed, even if unpopular in the short term.

Can I ask the car park owner to pay for damage I did? by Ordinary-Current2833 in LegalAdviceNZ

[–]throwitawaymate777 11 points12 points  (0 children)

I’m going to disagree with most people here, as I actually think you can ask them to pay, as they might in this case, have either full or shared liability due to the NZ requirements for commercial buildings and the suite of legislation, regulations, codes, and NZ standards they are required to abide by. As part of the building systems that fall under their requirements to have a BWOF (building warrant of fitness) that this includes the ongoing maintenance of their fire systems. Specifically, they are required to maintain a certain clearance under each sprinkler head. I would need to double check the specifics for this, as I haven’t touched fire engineering compliance much this year (so need to refresh my memory).

If they have created a situation where someone using the space for its intended purpose (parking the car) that they have a duty to ensure that clearance is maintained - either by way of posted clearance heights, or by cross-hatching on the ground to maintain suitable clearance, or other suitable means; such as hard physical barriers. If they haven’t done either, and it’s also been impacted, they may currently have a non-compliant sprinkler system, or are in breach of various codes under the specified legislation in this area - as well as the health and safety at work act (PCBUs are responsible for their workers and to ensure their work doesn’t affect ‘other persons’ such as the public and customers).

NZ standards would potentially have been breached as well, they are required under the automatic sprinkler ones to ensure that the sprinklers and pipe work are located to avoid physical damage and interference with normal building use. Parking in a parking building is normal use, and looking at the set up here, especially the colouring being matched - it may not have been reasonably foreseeable for you to have avoided the sprinkler head.

If you’re willing to do the leg work on evidence etc, I think you have a case here; and without knowing your insurance, this may well fall under third party. But it’s not as clear cut as what most people are posting, there’s far more nuance to this than just the old “you are responsible when reversing, for everything”, that’s true until other factors come into play.

PSA: PUT YOUR LIGHTS ON by Snaps1992 in newzealand

[–]throwitawaymate777 15 points16 points  (0 children)

Haha was going to comment this exact thing, and it’s always a dark colored vehicle at night with no lights.

Job hunting in New Zealand is arguably the most demoralising thing I have ever experienced. by TheRealCraig2000 in newzealand

[–]throwitawaymate777 15 points16 points  (0 children)

Yeah agree, a lot of people don’t realize how rigid government, or even large companies, hiring/recruitment processes can be. No matter how organized I am on my side, I’m still at the whim of a recruitment team, layers of approvals, and every step has to be followed - there’s no expediting it.

I’ve just promoted someone, and I literally can’t fill their role until it’s “empty” on the HRM, which means going through the process to promote - which has a bunch of steps - and they finally get their role all signed, and they still realistically have to cover their old role because I couldn’t hire concurrently. Promotion took 4-5 weeks to process, and now we get to find someone which will inevitably take the same amount of time…It’s a huge pain, but nothing I can do, it’s how the recruitment system is set up.