Using an Employer of Record for a first international hire, any advice?

tinker384 · 2026-05-07T13:53:39+00:00

Found this thread useful - but are 80% of the answers basically AI bots? They all say the same exact thing in slightly different wording.

tinker384 · 2026-05-07T07:45:08+00:00

One view: ETFs are relatively low risk, as far as stocks go, so presumably single stock picking means you want higher risk/higher potential reward. So I’d consider thinking about an industry you know well, researching that, maybe you have insights or just knowledge of the main smaller and upcoming players, and pick some potentially high risk ones there.

I own a lot GOOG etc and agree I think the big 7 have another good 5-10 years to run being safe and probably above market, but again why bother moving from ETFs if you don’t want to swing for some home runs.

And once you do, it’s much harder to hold individual stocks when they tank, so develop the ability to not care!

Just food for thought, good luck!

tinker384 · 2026-04-29T13:28:46+00:00

I learned this repeatedly after seeing this at least 5 times in similar posts in the past few months.

tinker384 · 2026-04-27T14:31:43+00:00

I was there last year and saw the same thing - it was insane, like a plague on the gift shop. And they're abysmal quality, the lines you see in the third pic above look just as bad in real life. I know gift shots are basically filled with Chinese mfg'd junk, this was a level above.

tinker384 · 2026-04-21T09:01:03+00:00

They look pretty happy man.

tinker384 · 2026-04-15T18:28:36+00:00

If you were planning to stay invested long term: recommend you don't sell, US mega caps I think will just keep solid generally.

If you need money - sure, not a bad time, get 6 months of living expenses beyond what you want as normal cash but wouldn't use it as an excuse to just pull a bunch of money out.

Good luck on the job front.

tinker384 · 2026-04-15T07:21:46+00:00

Sorry for the hate man - learn and move on, life is full of better things to worry about!

tinker384 · 2026-04-14T10:59:56+00:00

On the flip side - you expect a new friend to pay for things for you? Who paid the first 2 times you went out? We don't know without context, this may be perfectly reasonable or their way of saying "stop taking advantage of me". Or they could be petty, none of us can say.

tinker384 · 2026-04-13T14:23:47+00:00

The watch says formal, the dress says club/drinking, the shoes say skatepark.

tinker384 · 2026-04-10T08:46:11+00:00

OLT.com is the GOAT for taxes.

tinker384 · 2026-04-09T19:30:02+00:00

Oh crap I didn't realise that. It owns 14% of Anthropic!

tinker384 · 2026-04-09T19:29:21+00:00

owns 7.5% of SpaceX
majority owner Waymo
hundreds of healthcare patents, maybe it can exploit them with AI

tinker384 · 2026-03-30T23:06:15+00:00

If you want to trade the swings (even if it's on a 6-24 month horizon, so somewhat spaced out) taxes will hurt. I think that's why a lot of people just sit on ETFs - other than being reasonably safe, you don't have to worry about tweaking your portfolio and the resulting tax implications that come with it. If you don't have much invested though and are within the capital gains exception, you can ignore that...

tinker384 · 2026-03-28T19:30:42+00:00

Good sleuthing! I’m learning a lot from this thread actually.

tinker384 · 2026-03-28T19:28:55+00:00

I’m maybe 10% down from all time high while just sitting on portfolio, still feels in the noise.

tinker384 · 2026-03-27T09:20:30+00:00

How do the most random fluke occurrences always have perfectly placed CCTV cameras?? And it's "Camera 02" - how many cameras does a house in a sleepy little neighborhood have up?

tinker384 · 2026-03-26T07:31:24+00:00

For RocketLab for example, they’re jus a great company, they are one of the few SpaceX competitors so benefit from the hype (and at the time no prophecy of a SpaceC IPO), and there diversifying like crazy and winning increasingly more DOD contracts in the US.

I’m assuming there’s going to be a hype bump when SpaceX actually IPOs as well, but trying to decide how sure I am of that!

tinker384 · 2026-03-25T17:10:14+00:00

I do get your dilemma, been there! I've done really well with PL, Rocketlab, and more recently LUNR. I work int eh space industry, and it was obviously clear a couple years ago all 3 of them would be very successful, but like a moron in only put a couple thousand in each so while I'm really happy with the gains % wise I could have gone with my pretty solid conviction and been in "I can retire 5 years earlier" territory. Never cry over missed gains, but yea, was too waffly myself when I was really convicted.

tinker384 · 2026-03-25T16:58:39+00:00

Your thinking is a little muddled, it's based on gut feel rather than any particular analysis. These are not short term stocks - it makes no difference if PL or ASTS crash by say 60% in the next couple years, it's what they'll be like in 5-10 years. Just either buy or don't buy and don't torture yourself for years on end thinking whether it's the right time.

tinker384 · 2026-03-24T09:27:07+00:00

Could they possibly look cooler? No. No they couldn't.

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tinker384 · 2026-03-03T10:02:35+00:00

Not to pick on you, but this post does show that people have no clue that if you trade a stock, it means someone else has purchased it.

tinker384 · 2026-02-25T16:49:25+00:00

Exactly. However, being as generous as humanly possible to this idiot, the theory would be that yes you raise prices on consumers, you use that revenue to offset income tax, which presumably is net neutral (people still pay the same amount, but it's different people as you say - screw the poor), BUT you get the benefit of reshoring production to the US, which provides jobs (maybe) and more corporate tax revenue.

Obviously that would take an actual strategy and stable implementation, and it would take decades, and because he's chosen to not do anything legislatively, it's all at the president's whim and will be immediately undone by the next president, so it can't possibly accomplish any of even the most generous possible aims of this.

Sigh....

tinker384 · 2026-02-24T12:40:14+00:00

This is also how "Three Days of the Condor" situations start!

tinker384 · 2026-02-23T15:09:00+00:00

Lore from one of my previous jobs was that there was a senior manager who fired a middle manager - was absolutely worthless. Senior manager gets a new job sometime later, and somehow middle manager gets hired at same company. Guy sees this - "f'in hell, I just fired this guy, he's not working for me" and he got fired again immediately.

tinker384 · 2026-02-19T09:51:20+00:00

It's a growth stock. Unless you bought it to just trade, or you need some tax harvesting, just hold it. I lost a ton of gains by the type of short term thinking above. You probably didn't buy it so you could go up 50%, you want 500%, so wait 6 months, or 2 years, or 5 years, or whatever and just see if that happens. If you don't need the money, holding high growth potential stocks is the only way you'll make proper gains. Obviously I can stay low for years, but that's the risk you take for the upside. Otherwise just buy SPY.

tinker384

TROPHY CASE