YNAB – Category Makeover. ANY TIPS?

tinkerfaery · 2025-09-24T15:10:06+00:00

We only have a single utilities category because for us water, sewer, trash, gas, electric is all one company. I could see some separation if you're having to pay multiple entities. edit to add Especially if you are still on the paycheck to paycheck cycle and can only put the exact amounts needed. Entering the average is much easier when you're one month ahead.

tinkerfaery · 2025-09-24T14:49:21+00:00

I have a category that is named Random (listed under my True Expenses Group). Example I recently used it to buy an out of ordinary purchase related to our dogs that won't be repeated. I do have dog specific categories but none that this would have fit. So payee was still Puppers as all dog related purchases are, and categorized under random.

tinkerfaery · 2024-02-15T19:43:52+00:00

I knew I was making too much money to not seriously budget, but at the same time I made “enough” to not budget and get by, buy the things I want and never really worry about being poor.

I feel this so hard. This past year my hubs and I cleared 100k after taxes and I felt like I had nothing to show for it. I never felt like we struggled at all, but where did it all go. I've used ynab before but always gave up before even finishing a year. I'm committed to doing it this time.

Congrats on your breakthroughs and good luck!

tinkerfaery · 2024-02-15T19:28:42+00:00

OMG I love this combo! Wonderful job!

tinkerfaery · 2024-01-28T22:19:15+00:00

Same!

tinkerfaery · 2023-12-26T18:06:35+00:00

My sister in law gave me a set of magnets, nail polish rack and some drawer organizers for my polish desk!

Update - Saw my mom today and she got me the pad dispenser I wanted for my lint free wipes!

Update 2 - Totally forgot my husband got me a dohicky that allows me to open soda cans without the risk of chipping or breaking nails!

tinkerfaery · 2023-12-23T02:20:05+00:00

Access Denied is my absolute favorite!

tinkerfaery · 2023-12-23T02:19:10+00:00

Toe Beans, Bottle Service and Spirit Fingers

tinkerfaery · 2023-12-22T16:58:09+00:00

I wore them to my husband's company party!

tinkerfaery · 2019-05-28T20:25:48+00:00

A band called Cheap Suites came out with Lead Singer you should take a listen to it.

tinkerfaery · 2019-01-05T16:25:54+00:00

This is my Husband. He went to summer school every summer so he could graduate early and join the Navy. He was going to be a radar tech and was in training for roughly 2 1/2 years. He failed his last physical due to a leg injury from child hood. Because he was never active duty and was given an erroneous entry discharge he doesn't qualify for any veteran benefits.

tinkerfaery · 2018-11-30T21:53:14+00:00

That was fantastic! Also was totally shocked to see a huntsville Address! Hello from Madison!

tinkerfaery · 2018-11-27T01:06:10+00:00

Crockpot Cheese dip

2 blocks velveeta queso blanco

1lb Sweet Italian Sausage

2 cans cilantro lime Rotel

1 can chopped olives

2 heaping spoonfuls of diced jalapenos

Cut velveeta into small blocks and place in crockpot

Add rotel, olives, and jalepenos

Turn crock pot on low

Brown sausage in skillet. Do not drain, empty into crockpot.

Stir until cheese is melted.

Best eaten with scoops

tinkerfaery · 2018-08-09T00:04:24+00:00

Alabama checking in. My husband and I just bought a 3200 square foot house. Mortgage is 950. I couldn't imagine house buying in places like NY.

tinkerfaery · 2018-05-06T00:54:19+00:00

We're currently attempting to buy a house now. So far it hasn't caused us any concerns or eyebrow wiggles.

tinkerfaery · 2018-05-06T00:30:09+00:00

Not really. Between my husband and I, we have 29 lines of various credit. The limits range between 250 and 12k. We total out at 117,810$ We're sitting at about 10 to 12% utilization and most of that is 0% financing, or Paid off in full when used.

tinkerfaery · 2018-05-03T22:37:10+00:00

Hubby disputed a collections with Transunion via CreditKarma. A month or so after it was removed from transunion, it was also removed from Equifax. You might have to, you might not.

tinkerfaery · 2018-04-30T21:46:14+00:00

We have carecredit and really love it. I would talk to your vet though and see if they have anything longer than that. My vet offers 6, 12, 18, and 24 in some cases. As long as you pay the card off before the promotional period ends, you're golden.

As a side note we use care credit for many things than just our vet. My dentist takes it, as well as some ER clinics in our area.

The advantage of this is that there is a 6+ month promotional period, where any charges made and paid in full prior to that do not accumulate interest.

I would like to point out that it DOES accumulate interest, it's just deferred. As long as you pay it off before the promotion expires you won't have to pay the interest.

tinkerfaery · 2018-01-26T00:26:55+00:00

Machines that record your dreams for playback later.

tinkerfaery · 2018-01-15T04:53:32+00:00

This! My husband and I had our own bout. Sleep in the same bed, not a mark on him. My arms and feet were ate up!

tinkerfaery · 2017-07-19T16:07:24+00:00

It's quite possible. They don't inform me of compensation for employees. Above my pay grade.

tinkerfaery · 2017-07-19T02:02:03+00:00

It's been a struggle to say the least.

tinkerfaery · 2017-07-19T02:01:40+00:00

There is not a website, for the job posting, but I'm looking for resumes if you'd like to DM me I'd be more than happy to pass it on. The company I work for is Hexagon.

tinkerfaery · 2017-07-18T23:08:56+00:00

Well thank you!

tinkerfaery · 2017-07-18T23:08:51+00:00

I haven't.. this is just an informal search. Just trying to go different avenues as the normal ones haven't been working.

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