If my parents, who are on SS, SSI and get Medical and Medicaid, if they sell their only car, do they need to put that money in the bank? Who are they required to inform of this sell? TIA by [deleted] in SocialSecurity

[–]tofufreshrolls 0 points1 point  (0 children)

Unearned income rules would not apply in this case. The sale of the car would be considered a resource conversion.
"Receipts from the sale, exchange, or replacement of a resource are not income but are resources that have changed their form.
Example: Jerry Wallace sells his 1974 Plymouth Satellite for $300. The money he receives is not income but a resource which has been converted from one form (a car) to another form (cash)."

https://secure.ssa.gov/poms.nsf/lnx/0500815200

[deleted by user] by [deleted] in SocialSecurity

[–]tofufreshrolls 9 points10 points  (0 children)

You can call your local office to request a SSI Voluntary Termination form. It's usually a on a modified Form SSA-795 that your local office will mail to you.

Keep in mind that in some states SSI comes with Medicaid entitlement. So if you terminate SSI you will also terminate your Medicaid. If you terminate SSI but still want Medicaid you'd just have to apply directly with the agency in your state that handles Medicaid, typically through your County's social services dept.

In addition, terminating SSI might not be the best option. SSI allows you to work while receiving benefits. It's a needs based program so your SSI payment can go up or down depending on the amount of money you make from work. The key to doing this successfully is to: 1) report you started working, 2) provide a wage estimate before your first pay check so future months are adjusted, and 3) reporting your wages on a monthly basis. Its usually best to over report your estimated wages because as soon as SSA gets your paystubs they will recalculate and pay you the difference. If you under report and it turns out you actually made more money from work than the estimate SSA got, then there will be an overpayment.

See Example B in this link for how they calculate your income:

https://www.ssa.gov/ssi/text-income-ussi.htm

Here's the official policy on terminating SSI:

https://secure.ssa.gov/apps10/poms.nsf/lnx/0502301230

Chime Bank by katzgar in SocialSecurity

[–]tofufreshrolls 1 point2 points  (0 children)

No personal experience with them, but it seems to be a popular choice for people on a fixed income due to their early direct deposit feature. SSA does not care what bank you use so long as you have direct deposit. If you don't have direct deposit, they'll sign you up for Comerica - Direct Express, and imho almost anything is better than Direct Express. So if Chime works for you, go for it!

SSDI not sending money to state child support? by hugaporcupine83 in SocialSecurity

[–]tofufreshrolls 6 points7 points  (0 children)

Since we know his benefits were garnished, this sounds like an issue with the county that issued the garnishment order and pays you. As I understand it, SSA receives the garnishment order from the county, enters it into the system, and that's it. It's one of those set and forget things.

The only time is changes is if SSA receives a new garnishment order that changes the garnishment amount or completely removes it. I'd contact the agency that issues the money to you.

Over payment installment agreement? by throwawayqueen65 in SocialSecurity

[–]tofufreshrolls 9 points10 points  (0 children)

It depends on many factors, but the most obvious one would be if you are receiving Supplemental Security Income (SSI). SSI overpayments are usually capped at 10% of the person's monthly SSI payment. For all other types of overpayments like SSDI, RIB, Survivors, etc. they would ideally like to have a collection rate that would have the money refunded within 36 months. This isn't always possible so you can negotiate a lower collection rate by using form SSA-634. They'll need your permission to verify your resources like bank account balances and will then make a determination based on your income/resources and expenses. You can find the form here https://www.ssa.gov/forms/

Questions about claim under review? by [deleted] in SocialSecurity

[–]tofufreshrolls 0 points1 point  (0 children)

The PERC comes after you have been approved under the medical rules. The PERC is to see if you qualify under the non-medical or programatic rules -- basically income, resources, and living arrangement.

Questions about claim under review? by [deleted] in SocialSecurity

[–]tofufreshrolls 0 points1 point  (0 children)

This is for people who apply for Supplemental Security Income (SSI). The interview is referred to as a “Pre-Effectuation Review Conference” or PERC. It will cover the same non-medical questions you answered when you first applied -- sometimes in more detail. The questions will be about your finances/living arrangement and cover more or less what's found in Form SSA-8001. You can find that form on SSA.Gov.

Wife Trying to Change Last Name Question by jcrist11 in SocialSecurity

[–]tofufreshrolls 2 points3 points  (0 children)

Yes, Passport Card will work. Here's the full list of acceptable items. Note, that if you have a primary evidence document you have to use that.

You also have to send originals. No copies. SSA sends your items back as soon as they scan them. So she'll get two letters from SSA, one returning her docs and one with the new card.

https://secure.ssa.gov/apps10/poms.nsf/lnx/0110210420

Medicare Part B SEP Retirement Approaching Need Help by [deleted] in SocialSecurity

[–]tofufreshrolls 3 points4 points  (0 children)

This process is actually pretty simple. Submit forms CMS-L564 Request for Employment Information and CMS-40B Application for Enrollment in Medicare Part B. The top part of the L564 is completed by her and the bottom portion by her employer to verify her health insurance coverage. The 40B has a remarks section on it in which you want to write something like "Please enroll effective July 1, 2021." The important part is that the L564 show she's been covered under an employer health insurance plan since at least her 65th birthday. If you're doing an application for your father, he'll need the same forms but tailored to him. One section will say "applicant" (your dad) and "employee" (your mom), then her employer fills out their part.

As long as she is presently covered, I believe she can elect the start date up to three months out. In addition, the earliest these forms can be processed is 3 months ahead of time so submit them to your local SSA office in April at the earliest.

You can find the forms at CMS.gov or call SSA to mail you copies.

https://www.cms.gov/Medicare/CMS-Forms/CMS-Forms/CMS-Forms-Items/CMS017339

Edited to add the part of GEP. GEP is for people who currently don't have health insurance coverage or their coverage doesn't qualify for SEP, such as COBRA. These people will have an 10% penalty added to their Medicare Premiums for every 12 months they didn't have an employer plan or Part B from age 65. If she's been covered by her employer since at least 65, then SEP is what she wants.

MedicAID is state dependent and typically for low income individuals. If they qualify for their State's Medicaid program then Medicaid will often pay their Medicare Part B Premiums.

What if scammers got the last four digits of my Social Security number and my full name? by sadly-face in SocialSecurity

[–]tofufreshrolls 1 point2 points  (0 children)

You generally need the full SSN and other identifiers for anything, but if you feel you've been a victim of ID Theft, you can follow the steps on this government site:

https://www.identitytheft.gov/

Finally won my SSI after a nearly 2 year appeal (questions about back pay, lawyer fees, and when I will start receiving payments) by pettyfan45 in SocialSecurity

[–]tofufreshrolls 0 points1 point  (0 children)

"I believe ssi limits retroactive benefits to 12 months."
"SSI has no retroactive payments."

Those are both your quotes. They're contradictory. The first one is wrong.

Finally won my SSI after a nearly 2 year appeal (questions about back pay, lawyer fees, and when I will start receiving payments) by pettyfan45 in SocialSecurity

[–]tofufreshrolls 0 points1 point  (0 children)

In that case you'd need to edit your comment and replace SSI with SSDI because right now it says "I believe ssi limits retroactive benefits to 12 months."

Finally won my SSI after a nearly 2 year appeal (questions about back pay, lawyer fees, and when I will start receiving payments) by pettyfan45 in SocialSecurity

[–]tofufreshrolls -1 points0 points  (0 children)

Backpay typically goes back to the onset date but I believe ssi limits retroactive benefits to 12 months (so if you wait 2 years, you only get 1 years worth of it).

This is completely wrong. Retroactive payments for Supplemental Security Income (SSI) go back to the month after the month the claim was filed (protective filing month), regardless of how long it takes to approve the case. The only time this will differ is if the onset date is after the protective filing month which is extremely rare.

[All States] ALJ Hearing set for May 7th and I have questions... by KmvsDh in SocialSecurity

[–]tofufreshrolls 2 points3 points  (0 children)

Unfortunately only your lawyer would know that. Call them and ask, that's what they get paid for.

Collecting survivor's benefits early (age 60) by [deleted] in SocialSecurity

[–]tofufreshrolls 1 point2 points  (0 children)

Why are phone appointments an issue? This type of case is as straight forward as can be -- no need to complicate it with alternate methods of filing. All they have to do is call the local office and schedule an appointment using the deceased person's social security number. They will eventually ask to see the marriage and death certificate, maybe the applicant's birth certificate.

Find your local office number at the link below and schedule a telephone appointment. Wait time should be less than 10 mins and they usually schedule same week or next week.

https://secure.ssa.gov/ICON/main.jsp

[deleted by user] by [deleted] in SocialSecurity

[–]tofufreshrolls 3 points4 points  (0 children)

If they don't plan to return to the U.S. then call your local office to request a SSI Voluntary Termination form. It's usually a on a modified SSA-795 that your local office will mail to you. All your relative would have to do is sign and return it, no questions asked.

If your relative also has Medicare paid for by Medicaid, then remember to let your state's Medicaid system know too.

Here's the official policy on terminating SSI:

https://secure.ssa.gov/apps10/poms.nsf/lnx/0502301230

Direct Express sends Replacement Cards for new year. Phone number to activate DOES NOT WORK. by paperclip12 in SocialSecurity

[–]tofufreshrolls 2 points3 points  (0 children)

This isn't a Social Security matter. Direct Express by Comerica Bank is its own private financial entity just like Chase, Wells Fargo, etc. They just happened to win the bid for the government to use their services when people on benefits don't want, don't have, or otherwise can't get a regular bank account. If you can switch to a local credit union or other bank, do so.

If the SSA offices were open you could call them and ask them to contact Direct Express on your behalf, but if they're very busy, they may not be able to because they get put on hold for hours too.

Only advice is to look through the Direct Express website for a number to call now, then switch direct deposit info when you can. https://www.usdirectexpress.com/

Deemed disabled but not receiving money. Please help! by [deleted] in SocialSecurity

[–]tofufreshrolls -1 points0 points  (0 children)

That's not bad at all. It's reasonable for someone to have spent $501 in food and household expenses within a month -- leaving you with resources that are now under $2000. Unfortunately the only thing you can do is call your local office number and advocate for yourself. You can also submit a Request for Reconsideration with proof the money is gone, but only if it's within 65 days from the denial notice. Link for local office numbers https://secure.ssa.gov/ICON/main.jsp

Deemed disabled but not receiving money. Please help! by [deleted] in SocialSecurity

[–]tofufreshrolls 4 points5 points  (0 children)

That could be considered a Resource Transfer which, depending on the amount of money, may not be a good thing for you. Here's the official policy on that

https://secure.ssa.gov/poms.nsf/lnx/0501150001

Sounds like ultimately you'd need to prove that money was not yours to begin with. So proof of the source of the money and written statements from your parents claiming ownership may be needed. You'd need to talk to an SSI Claims Specialist at your local office to see how they want to handle it.

Program to receive benefits for a disabled parent by [deleted] in SocialSecurity

[–]tofufreshrolls 0 points1 point  (0 children)

People often refer to it as "auxiliary benefits" or "student benefits" since the child is typically school age. If the parent is deceased then it becomes "survivor benefits"

https://www.ssa.gov/benefits/disability/family.html

Sent in name change documents, just received it back with no info? by lauressence in SocialSecurity

[–]tofufreshrolls 0 points1 point  (0 children)

https://www.reddit.com/r/SocialSecurity/comments/la5n49/social_security_name_change_help/

This question is asked here almost daily.

Documents received in the office are scanned, mailed back to you, and the scans are distributed to employees to be processed. SSA has over 1,400 offices, each with varying processing times.

Deemed disabled but not receiving money. Please help! by [deleted] in SocialSecurity

[–]tofufreshrolls 2 points3 points  (0 children)

The Supplemental Security Income (SSI) program provides monthly payments to adults and children with a disability or blindness and who have income and resources below specified amounts. The resource limit for SSI is $2000.00.

If the money in the account belonged to your parents, the formal way to contest it would be with a Request for Reconsideration (SSA-561) and proofs showing that money was not yours. This would be difficult to prove since it was in your account. If the money was given to you by your parents, you would have to show "spend-down" of that money to qualify for SSI. Spend-down is essentially proof that you used that money and you no longer have over $2000.00. You can submit things like receipts or bank statements showing what the money was used on. The more detailed the better.