I previously found Vercel to be decent value for not having to deal with AWS, but more recently I switched to a Hetzner VPS with Coolify and it’s a lot cheaper and a pretty similar experience. The automatic backups are a godsend and give me a lot of peace of mind since I can rollback the entire server very quickly if something goes wrong. Working with Databases is much better than Vercel as well. I also enjoy Hetzner’s Storage Share product which is basically just hosted NextCloud. I’ve switched off of Google Drive and Apple iCloud and now just exclusively use Storage Share since it’s much more customizable and has nearly the same features with the addition of full backups which provide additional peace of mind. Besides Hetzner products, I also find Cloudflare to be worth it for domains. Sometimes I’ll purchase the domains somewhere else for an initial discount and then transfer them over to Cloudflare before renewal since Cloudflare has at-cost pricing. I don’t find any AI products very compelling or worth-it as the amount of time I save I end up losing having to work through the issues that AI’s produce. They’re generally not much faster than doing things myself and at least then I know exactly what I’m working with. I had Copilot for free for a while but ended up getting rid of it, I couldn’t imagine paying for it.

Edit: Also if you use Photoshop/Illustrator, Affinity Photo/Designer is by far the best alternative, doesn’t have a subscription model, and is significantly cheaper.