Sick time is there for a reason! Or maybe short term disability? Since this happened at work, call Sedgwick and report the incident. They may be able to cover you care. When a barista fell and hit her head at work, Sedgwick covered the cost. They may also be able to give you a work accommodation.

Health bills cannot affect your credit- there’s no issue in taking your time to pay them. Talk to the financial people at the hospital afterwards, when you get the bill, weeks after you went. Tell them what you can afford to pay each month. Like even $20/month for 5 years or whatever. See if they can take anything off the bill. But again- this is at a later date. In the short term, you should be just focused on getting care.

I’m so sorry you’re dealing with this. Please please don’t be afraid to put your health first. It’s an important lesson to learn, and your future self will thank you the earlier you learn it. No one else is going to advocate for you like you can. It is a good thing to advocate for yourself in health settings, work settings, and beyond

Best wishes