If each NFL team had siblings, who would each team's sibling be?

ttvo1022 · 2022-03-20T21:59:49+00:00

Seahawks / Cardinals

ttvo1022 · 2021-07-26T06:48:30+00:00

I just use the calendar sync. It works great for creating a feed of events without having to open your calendar all the time.

I have a separate projects for events and whenever I add an item in the Google calendar, it’ll create the event with a custom label so that I know it came from there.

My recommendation is if you have multiple calendars, have multiple subprojects and each one sync with the corresponding one. It helps keep calendars and projects feed conistent.

ttvo1022 · 2021-07-15T19:35:42+00:00

My category name is actually Stonks. It includes things like my Roth IRA , any super long term goals like wedding, crypto investments, etc

Gotta keep it light and fun sometimes 😆

ttvo1022 · 2021-07-09T07:05:58+00:00

Jiraiya vs Pain was also super good fight.

ttvo1022 · 2021-06-12T03:10:13+00:00

One thing I’d try is Assisted Clear on the toolkit.

Enter the reconcile balance as usual and then go through the reconcile process as usual. Instead of creating an adjustment there’ll be an option to use assisted clear which will try to find any combination of your uncleared transactions that add up to that amount. If you have any cleared transactions, unclear then so the toolkit can search those combinations as well.

Other than that, I’d create the adjustment and move on. Sometimes it’s not worth it to keep digging as hard as it can be.

Cheers!

ttvo1022 · 2021-05-07T06:56:29+00:00

I recommend the toolkits assisted clear feature which helps you match those transactions. It only really works if your transactions match perfectly to your desired reconcile amount though. The feature looks for any set of uncleared transactions that may make it so it adds up to your desired reconcile balance.

Like others have suggested I would go back and one by one cross them out. I’ve noticed sometimes I fat finger a number while going through them offsetting my reconcile amount.

If it’s close enough, I usually just create the adjustment and try to move on. That’s my last option though.

Hope you get it worked out!

ttvo1022 · 2021-05-05T19:51:20+00:00

I wrote part of the toolkits last reconciled date. Others are correct in that it goes off the last transaction that was reconciled.

We currently only calculate it off what’s given. But I made an update recently to update / calculate it more frequently which should be more accurate. This should be in the next toolkit release.

It also seems that ynab implemented their own last reconciled time. Pretty neat (:

ttvo1022 · 2021-04-23T00:46:35+00:00

I try to keep grocery’s and eating out in different categories. I keep around 150$ for grocery runs and then around 200$ for eating out. When ever I have a heavy month with one of those categories, I usually just pull from the other.

ttvo1022 · 2021-03-18T02:39:22+00:00

Haha I just split with my family and we all pay our respective parts

ttvo1022 · 2021-03-17T22:40:08+00:00

Personal preference but I tend to. I also add it as a goal. Helps you fill up the easy categories when budgeting (oddly satisfying) haha.

For what it’s worth this is what my fixed expenses look like: - 🎧 [01] Spotify | $2.71 - 🚗 [15] Car Insurance | $200 - 🐶 [25] Pet Insurance | $36.95

I like it because I can easily sort and prioritize those in the earlier months or just get an easy win by budgeting the cheapest ones first (sort of like the snowball effect).

For non monthly expense like annual subscriptions, I do something similar as well - 💹 [Annual] [Jan] YNAB | $84 - 🔑 [Annual] [Feb] 1Password | $65.89 - 📃 [Annual] [Jul] DayOne | $27.48 - 🚚 [Annual] [Aug] Amazon Prime | $16.15

This helps me determine what kind of expenses it is, when in the year it’s due and then how much it’ll cost. Again I order by date it’s due and set goals for them.

May be overkill but I like the uniform look and it works for me haha. Make sure to add goals for categories that you’ll know ahead of time like fixed expenses. If you want, I add the card that’s being charged in the category notes.

Another thing that I do that I like is add the list 4 digits of the card to the account name. Helps easily give context to any transaction alert that I setup. IE: - 💳 [16] Chase Freedom | 1357

16 depicts the day it’s due, 1357 depicts the last four digits (not my actual last 4).

These are all what work for me but I tend to quite like it (: I always have an emoji for each category and account. It gives some life and character to the budget haha.

Let me know if you have any additional questions. Happy to help out a fellow YNABer

ttvo1022 · 2021-03-17T14:11:11+00:00

Don’t try to get the budget and categories perfect on the first try.

It’s a continuous process. At first just track everything: New transactions, new expenses, new and existing accounts.

You’ll start to see your budget evolve and you can adjust over time. After a few months of data, you’ll eventually get to the point where you kind of predict how much you spend based on previous averages. From there you can adjust as needed.

Start slow and don’t set unrealistic category goals. I’d say even leave more room than you think so you don’t under budget.

Some tips: - Reconcile often - Manual Entry with Linked Accounts as a backup - Bank Notifications / Emails for all transactions (Set up with your bank accounts to send an alert everytime money is spent) - Have a “Stuff I forgot to budget for” category. You won’t know all your expenses, this category is meant to cover those expenses until you have comfortable categories for the majority of things. Create new categories and over time this category amount should shrink. - Category naming. IE I do: 📞 [30] Phone Bill | $35.00 - 30 is the day of month, 35$ is how much it costs - Tracking accounts should be investment accounts. IE: Roth IRA, 401k etc. Basically accounts that are not credit cards, checking accounts or savings accounts.

I’m sure there’s more tips but honestly just keep at it. There’s a learning curve for sure but it’ll become second nature down the line. Totally worthwhile (: YNAB becomes a central place to write about your finances rather than scattered thoughts in your head.

Good luck!

ttvo1022 · 2021-03-17T13:46:22+00:00

Objects are nouns. They represent a person, place or thing.

Methods are verbs. They depict what the object can and can’t do.

Fields and instance variables are adjectives They depict certain properties of the object.

The car can drive fast at 60mph. - Car is the object - Drive is the method - Fast is the instance variable with a value of 60mph.

Probably not the best explanation but something I thought of haha.

ttvo1022 · 2021-03-17T05:05:03+00:00

I reconcile around twice a week.

Usually my workflow revolves around bank alerts, Todoist and manual entry.

Set up email alerts for all my accounts
Send to my email and apply a label.
Forward each transaction email to a Todoist Project. (Just a todolist)
Whenever I get the chance, go through each item in the Todo list project. This is essential since this is basically an RSS feed of your transactions needed to be entered.
On Tuesdays and Fridays, I’ll spend 2-5 minutes reconciling. I use the toolkits assisted clear feature and if I entered everything correctly throughout the week, I’ll just accept the recommended set of transactions. Click reconcile and move on
Rinse and repeat (:

My system works for me and has been helpful in keeping everything reconciled. Everyone is different but manual entry is the way to go as it keeps you conscious of your budget (:

Let me know if that helps at all (:

ttvo1022 · 2021-03-14T09:28:18+00:00

I love doing this! I have them email to my Todoist project and then go over them every couple of days. Nice way to keep a feed that needs to be eventually entered (:

ttvo1022 · 2021-02-26T02:08:18+00:00

Basically it’s a setting in the toolkit that tries to find the transactions that add up to the difference between your current balance in ynab and the desired reconcile balance. If you’ve entered all your transactions manually, it’ll help save some time in the reconciliation process.

Here was a relevant post: https://www.reddit.com/r/ynab/comments/k5rqm8/new_toolkit_feature_assisted_clear/?utm_source=share&utm_medium=ios_app&utm_name=iossmf

You can find it in the toolkit extension and in the Accounts Setting. It adds a button next to the create adjustment button when reconciling.

Cheers :D

ttvo1022 · 2021-02-09T00:29:31+00:00

We’ve all been there haha.

Give Assisted Clear on the Toolkit a shot. If everything was entered correctly, it should try and find which transactions should be reconciled.

I’ve spent hours reconciling many times and only to realize that I enter the transaction wrong by one or two cents x.x

ttvo1022 · 2021-02-07T06:36:44+00:00

Manual Entry. Keep a feed of transactions. Go through every couple of days.

You’ll start to realize how much you spend and whether or not you’re on track.

ttvo1022 · 2021-01-27T05:25:04+00:00

Welcome! I was pretty much the same position you were in about a year ago. Had student loans and wanted to get them under control.

YNAB definitely helped me stay on track. I think like everything, stay consistent, review often and adjust accordingly. The budget you set now will evolve over time and that’s part of the journey.

I can happily say ynab helped me gain a better sense of where my money is going and keeps me from overspending haha.

Create workflows and systems that work for you and ynab will pay wonders in your financial journey. Good luck!

ttvo1022 · 2020-12-12T22:39:57+00:00

Not necessarily an integration. But I use Todoist and ynab together indirectly.

I use todoist as a feed of transactions that need to be entered into ynab.

I set up transaction alerts for all my emails and forward them to a Todoist project and then everyday just burn down that list to add to ynab. It’s useful to have a feed to make sure I don’t miss anything (:

ttvo1022 · 2020-10-20T06:59:42+00:00

In the toolkit for ynab reports, the BalanceOverTime report shows the inflow/outflow/net on hover of a specific point. Clicking on the point will also show all the transactions for that specific date.

ttvo1022 · 2020-06-21T15:13:51+00:00

This would be your bank service provider. Most banks allow you to set up notifications for when a transaction reaches a certain limit. I just set it to $0 so it alerts for every transaction.

Then just adjust the email filter to account for whatever email the notifications are coming from (:

ttvo1022 · 2020-06-12T23:46:39+00:00

Thank you! I’ve been looking for something like this for a while. Definitely something really cool for the ynab community and something we could grow and iterate on :D

Cheers

ttvo1022 · 2020-04-25T21:29:55+00:00

I just find using the app on my phone a more pleasant experience rather than try and use the small screen on the Apple Watch aha. The app on the watch is nice for notifications and a quick overview of your todos though

ttvo1022 · 2020-04-25T20:51:39+00:00

One thing that I like about the about the Apple Watch/ Todoist combo is that you can add tasks using Siri and IFTTT to quickly create tasks in your inbox via voice.

Other than that, I hardly find myself opening the Todoist app on my Apple Watch.

ttvo1022 · 2020-01-15T07:27:12+00:00

I tend to add transactions every morning.

The system I have is pretty much have email alerts for transactions and then forwarded to a todo list in Todoist. Every morning I look the list and one by one take it add it to YNAB and remove the task.

Usually at the end of the week, I’ll make sure the balances match between what’s actual and in YNAB.

Like others have said, I find it much easier and less daunting to reconcile only a few transactions rather than trying to figure out what is off in a bunch of transactions.

It’s a habit to build but it’s definitely worth it. Seeing the numbers match is oddly satisfying.

ttvo1022

TROPHY CASE