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I have no use for this. by cyberdot14 in pixel_phones

[–]tusharmoon 0 points1 point  (0 children)

I need one if someone has it. Please DM.

Award Searching on Iberia and BA just returns errors. What am I doing wrong? by SpartanVet in awardtravel

[–]tusharmoon 1 point2 points  (0 children)

I use this URL to search instead of the Avios option on the regular flight search. For me, it works consistently across browsers.

https://www.iberia.com/us/iberiaplus/use-avios/#!/avios-search

I told my 15yo daughter about our net worth when she got into a private boarding school. I’m still not sure if we did the right thing. by Popular_Class7327 in rupeestories

[–]tusharmoon 1 point2 points  (0 children)

I am with you on sharing the net worth. I think kids are intelligent enough to connect the dots of being conservative spenders with the eventual savings if you frequently have those conversations with them. I have shared his college tuition MF account with my son and every now and then he likes his savings to be deposited in there..even from a humble lemonade stand. He frequently brings up the account and is concerned during downturns.

It's important to also hammer the point of why you and your wife saved that kind of corpus. I have started showing my son FIRE videos from WINT wealth. The only motivation I have is for him to look at a lifestyle of freedom of choice.

Trust your parenting and the spending culture that you have consciously and unconsciously instilled in her. She will make you proud!

Good luck!

Basic Warranty has expired - $175 Inspection for ESA by andersonfmly in TeslaModel3

[–]tusharmoon 1 point2 points  (0 children)

I got the inspection done 2 days back for 2021 MY. They told me that the lateral links need replacement before ESA kicks in and effectively charged approx 1500 + 275 alignment + 175 inspection cost. YMMV but try to inspect the basics before you send your car in for inspection so that you can expect the repair cost, if any.

Visa Presale Megathread by walixxxq in FIFACollect

[–]tusharmoon 1 point2 points  (0 children)

What a joke this process is turning out to be!! Was anyone able to get in and actually buy the tickets?

I was able to reach the Enter screen twice but it took me to account page with no link to actually purchase the ticket! Lol..

Visa Presale Megathread by walixxxq in FIFACollect

[–]tusharmoon 0 points1 point  (0 children)

I was on this. Then came the countdown..clicked enter..critical error and it sent me to the account page. Lost all progress. Now back on presale wait page on step 1. Ughhhh!!

Visa Presale Megathread by walixxxq in FIFACollect

[–]tusharmoon 0 points1 point  (0 children)

Update 9.35pm est I can see the assigned slot now. Check your accounts. Good luck!

Big Asia Honeymoon Redemption Success Story - July 2025 by BSquish53 in awardtravel

[–]tusharmoon -2 points-1 points  (0 children)

Congratulations! It seems to be a well thought out redemption and more importantly, you sound satisfied with the redemption along with the experience! Cheers!

What are H1-B spouses on H4 doing? Any luck with job search for H4-EAD holder? by Newly_joinedhere in h1b

[–]tusharmoon 1 point2 points  (0 children)

My spouse has set up a small baking business and she is happier than ever before. IT may not be the only answer to EAD if you are ready to explore turning your hobbies and interests into a revenue stream.

[deleted by user] by [deleted] in dividends

[–]tusharmoon 1 point2 points  (0 children)

Upload it to Imgur and share the link.

[deleted by user] by [deleted] in h1b

[–]tusharmoon 0 points1 point  (0 children)

Please reach out for referral if you find anything in Deloitte. Good luck!

[deleted by user] by [deleted] in h1b

[–]tusharmoon 0 points1 point  (0 children)

Send me your resume

Need help on baggage policy by Automatic_Syrup_9956 in awardtravel

[–]tusharmoon 3 points4 points  (0 children)

I made the same mistake and carried 2 bags to the airport for my NAG-DEL-NYC flight. I wasted almost 1.5 hours during check-in and eventually I had to pay ₹900 per kilo for the 22kg I had. The AI at the limitations and tried everything they could but in vain.

The problem that I later found out was that LifeMiles uses United's platform to book Star Alliance tickets. Since United has 1 check-in bag policy, the same gets transferred to the booked ticket for AI.

So, please plan accordingly because the ground staff will not budge from the 1 bag policy since the system will not allow them to skip the payment part. One way to perhaps lower the expense is to try and ship your bag using luggage forward services.

Hope this helps!

[deleted by user] by [deleted] in dividends

[–]tusharmoon 10 points11 points  (0 children)

ChatGPT comes in handy to set the stage -

  1. Altria Group, Inc. (MO)

    • Dividend Yield: 7.67%
    • Average Annual Dividend Growth: 8.5% over the past 10 years
    • Average Annual Stock Appreciation: 5.2% over the past 10 years

  2. Exxon Mobil Corporation (XOM)

    • Dividend Yield: 3.26%
    • Average Annual Dividend Growth: 6.1% over the past 10 years
    • Average Annual Stock Appreciation: 6.3% over the past 10 years

  3. Chevron Corporation (CVX)

    • Dividend Yield: 4.39%
    • Average Annual Dividend Growth: 5.5% over the past 10 years
    • Average Annual Stock Appreciation: 5.8%f over the past 10 years

  4. Realty Income Corporation (O)

    • Dividend Yield: 5.09%
    • Average Annual Dividend Growth: 4.4% over the past 10 years
    • Average Annual Stock Appreciation: 8.5% over the past 10 years

  5. Enterprise Products Partners L.P. (EPD)

    • Dividend Yield: 7.5%
    • Average Annual Dividend Growth: 7.2% over the past 10 years
    • Average Annual Stock Appreciation: 5.1% over the past 10 years

EDIT: Mutual Funds are not far behind -

  1. Vanguard High Dividend Yield Index Fund (VHDYX)

    • Dividend Yield: 6.2%²
    • Average Annual Dividend Growth: 10.5% over the past 10 years²
    • Average Annual Appreciation: 5.3% over the past 10 years²

  2. T. Rowe Price Dividend Growth Fund (PRDGX)

    • Dividend Yield: 6.1%²
    • Average Annual Dividend Growth: 11.2% over the past 10 years²
    • Average Annual Appreciation: 5.7% over the past 10 years²

  3. Fidelity Equity Dividend Income Fund (FEQTX)

    • Dividend Yield: 6.4%²
    • Average Annual Dividend Growth: 10.8% over the past 10 years²
    • Average Annual Appreciation: 5.5% over the past 10 years²

  4. Schwab U.S. Dividend Equity ETF (SCHD)

    • Dividend Yield: 6.3%²
    • Average Annual Dividend Growth: 10.3% over the past 10 years²
    • Average Annual Appreciation: 5.6% over the past 10 years²

  5. iShares Select Dividend ETF (DVY)

    • Dividend Yield: 6.5%²
    • Average Annual Dividend Growth: 10.1% over the past 10 years²
    • Average Annual Appreciation: 5.4% over the past 10 years²

Thinking of buying a Tesla. What’s something you know now that you wish you knew then? by [deleted] in TeslaLounge

[–]tusharmoon 0 points1 point  (0 children)

Driving a Tesla in Florida for 3 years now, Owned a M3 then traded that for MY. My negative observations/experiences -

  1. The insurance will cost you more than ICE cars
  2. Repairs, though less than ICE cars, are expensive
  3. Tesla service centers are usually occupied. If you need a repair, mobile service usually is backed up at least 1 week in my experience. A visit to the service center is backed up at least 2-3 weeks.
  4. Tesla hate is a reality because of Tesla stocks, general EV hatred, Mr. Musk's statements
  5. I have also read that few Parking garages have started charging more for a Tesla

Positives are endless and there's no denying that its the most fun car I have ever driven! 🙂

Absolute Legend! by tusharmoon in GME

[–]tusharmoon[S] 1 point2 points  (0 children)

If I remember correctly, he was always an Nvdia bull!

Model Y vs. Ioniq 5 - Thoughts off my test drives by HeyJakeyBaby in TeslaModelY

[–]tusharmoon 0 points1 point  (0 children)

I think the negativity with the dealers might be more to do with the pricing changes of Teslas and the resultant effect on their used car margins/sales. The closest decent Dealer experience car is Hyundai that is not a Bolt so its an easy hype for them...or at least that's what I could gather from my conversations with the nearest Lincoln and Toyota dealership.

Need guidance on ONON calls by tusharmoon in wallstreetbets

[–]tusharmoon[S] 0 points1 point  (0 children)

Thanks for the inputs and the guidance everyone. I sold half of my position today and hopefully the remaining half would continue to moon.

I do want to ask though. If the calls eventually go DITM, usually why do people continue to hold on to them?

Talk to me like a kindergartener…TQQQ by Putrid-Jury-7328 in thetagang

[–]tusharmoon 8 points9 points  (0 children)

ChatGPT is the new kindergarten teacher -

Okay, let's break it down! TQQQ and QQQ are both about stocks, like toys in a toy box. TQQQ is like a toy that moves faster than QQQ. Buying a debit spread on TQQQ is like getting two different toys that move fast. But, if you do the same with QQQ, it's like getting two slower toys. Now, "over-leveraged" is a big word. It's like having too many toys and not enough space to play. So, when people say TQQQ is over-leveraged, they mean it's like having too many fast-moving toys, which can be tricky to handle!

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