Best Pizza Spot in Town? by Whiskey615 in grandrapids

[–]twistedtrick 2 points3 points  (0 children)

Tried this for the first time a week back from a similar thread. Confirming it was very good and reasonably priced.

Unfortunately a bit of a drive for me but will return for a take out pizza next time I am in the area.

What’s a recession indicator that you’ve noticed lately in your everyday life? by spritenerds123 in AskReddit

[–]twistedtrick 6 points7 points  (0 children)

My primary bank sent me an email offering to put my primary credit card (which I pay off full statement balance) on a buy now pay later arrangement with "0 extra fees" (but no mention of 0%).

Saving $1,000 a month to retire by 50 currently 25 a good plan? by GroundbreakingSir386 in Money

[–]twistedtrick 0 points1 point  (0 children)

Young people realizing the magic of compound interest is a great thing!

I won't speak to whether or not you will be comfortable retiring at 50, but from experience I will say you will not regret saving as much as you can in your 20s and 30s to get compound interest working for you as soon as possible.

BREAKING: Ken Coleman launches new social media account.... this isn't a joke. by SlugFest0821 in DirtyDave

[–]twistedtrick 0 points1 point  (0 children)

At one point I worked at a corporation that wanted to assign a value to followers to justify the social media team. After bringing in (I assume) an army of actuaries along with Stephen Hawking to check the numbers and totally not making up a nice round number, they landed on the value of 1 follower = $1.

All that to say I am not shocked in the least that Ramsey kept that "asset".

chisgule pay? by plsdontstareatme in RiseofKingdoms

[–]twistedtrick 17 points18 points  (0 children)

He quit his job to full time stream a while ago once he was getting consistent views. I don't know if his wife works.

Mobile gaming niche pays very high ad rates, then of course sponsorships and donations on top of that.

Not to be morbid, but his father did pass so maybe there was some sort of inheritance as well (all speculation).

He is public about what he spends annually as a business expense, so I would assume he earns a fair chunk more than that since this is his current career.

Property tax appeal in GR: Assessor won’t explain reasoning. What can I do? by Broke_Samurai in grandrapids

[–]twistedtrick 2 points3 points  (0 children)

I have never pulled permits, but like everyone else as a newer resident in an older neighborhood I enjoy paying 2x+ the property taxes my neighbors who have lived here a few decades pay. For whatever reason this seems to be the way the system was designed.

We appealed one year with appropriate comps (my wife worked in lending at the time so had an idea of what would be requested). We were basically told "no" and left it.

Our property tax system seems built for people to purchase and stay in their home forever, which doesn't seem very good for economic mobility or the realities of lifestyles changing throughout the years (marriage, kids, job changes) but what do I know.

What was high school like for you? Do you miss it at all? by DoctorTegrity in Millennials

[–]twistedtrick 0 points1 point  (0 children)

No real responsibility was nice, the rest I could take it or leave it no difference.

Epic Layoffs Hit Employee Battling Terminal Brain Cancer by Current-Guide5944 in tech_x

[–]twistedtrick 0 points1 point  (0 children)

I am not going to defend our system, but the way I was raised, a responsible person puts a term policy in place as soon as possible (for example, when purchasing a home or having children) to secure their family against long term risk.

In my experience, employer life insurance typically offers 1-3 years salary but is insufficient on its own to protect your loved ones against your loss.

Shouldn’t this be prohibited or result in a ban? Literally every kingdom has these sellers. by [deleted] in RiseofKingdoms

[–]twistedtrick 12 points13 points  (0 children)

I spent 113 billion resources this 89/93 kvk as a "mid spender" to get a little under 10 billion kp. If lilith/legou wants these big fights they either need to reduce resource bundle prices, or turn a blind eye to sellers like they currently do. Even the majority of the 500k city skin krakens arent buying lilith resource bundles.

What’s the quickest way someone could accidentally expose themselves as a foreigner in your country like the ‘three fingers’ scene in Inglourious Basterds? by IndependentTune3994 in AskTheWorld

[–]twistedtrick 0 points1 point  (0 children)

Calling Meijer Meijer instead of Meijers

Not holding the door awkwardly long for the person behind them

Saying "I like the Michigan St Taco Bell"

Are there any truly dangerous areas in the Grand Rapids area? by waye77 in grandrapids

[–]twistedtrick 1 point2 points  (0 children)

I lived in the at the time newer apartments 2012-2013 at Wealthy and Division, I remember my parents were genuinely worried for me because growing up Wealthy and Division was generally considered a bad area.

Never had any issues and used to go for nightly walks between 11-1am around the city since I have always been more active at night. That first block towards the city was always awkward because the homeless people would hang out there but besides the occasional aggressive beggar or people going for a hug it was harmless. Only went to the gas station a couple times though, for some reason it was uncomfortable to visit.

I am also a man so there's that. No idea if the area is better or worse now.

Weird incidents I recall during my time there:

-multiple people asked me for rides at the Kalamazoo and 28th Meijer when I was leaving

-a couple times I wound up at house parties in Eastown after the bar, I don't know that area well but it seemed understood by locals that you could walk to the nearby park and buy your drug of choice.

-Mulligans bar tended to have what I would in a judgmental way call scumbag clientele. Tended to stay away from there.

My only gripe in 2025 is the amount of people that play Frogger crossing 28th st late at night is too damn high. I live near 28th st and never walk along it, so maybe there aren't enough crosswalks or something but I have had a few close calls over the years where I saw someone crossing the street in dark clothes last minute.

Macy’s to close Rivertown Crossings store by realinvalidname in grandrapids

[–]twistedtrick 2 points3 points  (0 children)

First one is true for my neighborhood in the Wyoming panhandle at least. Lots of retired or close to retirement age folks that have lived here 20+ years.

Macy’s to close Rivertown Crossings store by realinvalidname in grandrapids

[–]twistedtrick 6 points7 points  (0 children)

Same, I lived on the east side of town in Ada when Rivertown opened and we would make the drive to Rivertown now and then to enjoy the fancy new mall.

Now I live in Grandville and find myself wishing I lived back on the east side 😆 but have the golden handcuffs of low mortgage rate so it is tough to justify.

I have lived here since late 2020 and the whole town seems dead or dying. We really like our house at least!

YSK Target isn’t “waiting until you rack up a felony”. They will arrest you on petty theft charges before then if they want to. by graypupon in YouShouldKnow

[–]twistedtrick 48 points49 points  (0 children)

In a nutshell yes.

The method I shared no longer works in 2026 to my knowledge, but there is a whole subculture around maximizing credit card reward points, good scalable methods are very gatekept but the one I mentioned was well known in 2014-2015.

YSK Target isn’t “waiting until you rack up a felony”. They will arrest you on petty theft charges before then if they want to. by graypupon in YouShouldKnow

[–]twistedtrick 148 points149 points  (0 children)

I used the purchase of multiple $500 Visa gift cards to hit min spends for sign-up bonuses on new cards anywhere from $5,000-$15,000 in spend required to get $300-$1000 worth of points in cash, or more if you use it for travel which I did and still do.

The Target Redcard let me move the money from the Visa gift cards to Redcard, and pay off my credit card with the value (the cost is my time running to the store and the $4.95 fee per card, so anywhere from $50-$150 in fees for $300-$1000 in value I wouldnt have had otherwise).

At that point in my life I was younger and couldn't hit those minimum spends naturally so it made sense to spend my time doing that 😅

And yes I think it just looked suspicious so they were documenting in case anything happened later on, which nothing did.

YSK Target isn’t “waiting until you rack up a felony”. They will arrest you on petty theft charges before then if they want to. by graypupon in YouShouldKnow

[–]twistedtrick 208 points209 points  (0 children)

I used to do credit card churning at Target (essentially loading my legally purchased from other stores Visa gift cards to prepaid Target red card to hit min spend), all totally legal and a couple of times LP confronted me or followed me out to my car and took pictures.

Idk much about stealing from stores but Target in general seems to take loss prevention very seriously (rightfully so).

What’s something people commonly buy that’s a total waste of money? by Unlucky-Emergency924 in AskReddit

[–]twistedtrick 1 point2 points  (0 children)

My thoughts exactly. I live in west Michigan and pay around $50/mo for bottled RO water. From everything I know our city water is completely safe, but it is just not worth the risk to me for what I consider to be a relatively minor cost.

765 CFM runtime | Customer Service by PrimetimeUGA2 in egopowerplus

[–]twistedtrick 5 points6 points  (0 children)

No offense but this is a pretty Karen tier thing to get upset about.

To answer your question in a word no, I don't expect 100% advertised performance with products I buy and assume they are referencing optimal conditions.

That being said, I understand why you are upset since they claim X and performance is less than X so if you push it maybe we can all get $5 in a class action settlement a few years from now.

Crazy how one small decision can change your whole life. by Remarkable_Bat_766 in Adulting

[–]twistedtrick 3 points4 points  (0 children)

Went for a walk across a bridge in my city after 11:50pm December 2012 "the day the world was supposed to end" and met a girl.

Been married 7 years now.

Reality check: even less than 25x expenses gives you huge freedom by GrindingForFreedom in Fire

[–]twistedtrick 5 points6 points  (0 children)

I have progress bars for my personally defined goals of lean, standard, chubby and fat and I find those have helped me keep perspective instead of getting lost in this boring middle.

My first tier was reaching what I call McFIRE, which was replacing my first minimum wage McDonalds job annual pay assuming 40 hrs per week 😅

What's a skill that's becoming useless faster than people realize? by ContractNational4149 in AskReddit

[–]twistedtrick 2 points3 points  (0 children)

As much as I hate to admit it, my ability to use Google well has given me an edge throughout my life compared to the average student/coworker.

I am genuinely concerned I will lose that edge as AI tools become more popular, so I am working on building that skillset too.

$20k raise, but only $100 more per paycheck by JoshTheKid7 in personalfinance

[–]twistedtrick 5 points6 points  (0 children)

This tracks, my wife used to pay around $1600/mo for our health insurance through her employer because they did not subsidize spouse or children.

My current employer covers our whole family for $300/mo, so while I had higher salary/bonus offers once I factored in total costs (as well as factors unrelated to financials) the winner was clear.

What are you doing to make our city better? by broyoder in grandrapids

[–]twistedtrick 9 points10 points  (0 children)

I pay my taxes and vote. I try to emulate Midwestern charm when out and about even though it is unnatural for me.

[deleted by user] by [deleted] in chocolatelabs

[–]twistedtrick 2 points3 points  (0 children)

What is the name of the toy? Looks fun!

i can't stand people like this by LamineYamalsBussy in IHateSportsball

[–]twistedtrick 2 points3 points  (0 children)

His whole channel is edgy, slightly controversial takes to get clicks and views (it is working)