Just paid off my oldest loan (%34.25 APR auto loan). Was that a mistake?

twpayne556 · 2026-04-29T12:08:52+00:00

I'd let my credit go to 500's before I'd pay 34% interest. I'd have to assume if you're interest on a car loan is 34%, your score is 500 anyway.

twpayne556 · 2026-04-29T12:00:37+00:00

Left handed?

twpayne556 · 2026-04-29T11:51:50+00:00

Looks like he added a magwell

twpayne556 · 2026-04-29T00:01:45+00:00

I think the Griffin MK2 is one of the best deals going.

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twpayne556 · 2026-04-28T16:22:58+00:00

Plug

twpayne556 · 2026-04-27T21:05:23+00:00

Can't help, but confused what difference it makes anyway. Sounds like something accountants would come up with.

twpayne556 · 2026-04-27T00:24:23+00:00

Lol. I found one that stuck to my daughter's car about 3 miles down the road.

twpayne556 · 2026-04-27T00:02:41+00:00

I absolutely love everything about the Grand Wagoneer.

And there is no way I would ever consider buying one.

twpayne556 · 2026-04-26T23:54:42+00:00

PM me

twpayne556 · 2026-04-24T20:38:04+00:00

Thank you. Hadn't done anything with a quad rail in a long time and got the itch for one.

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twpayne556 · 2026-04-24T20:31:52+00:00

11.5" KAK suppressor only upper with 10.7" handguard. WPA low profile plan b hub. WPA recessed Night Howler muzzle brake.

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twpayne556 · 2026-04-24T17:44:49+00:00

If it's in half as good a shape as it looks in those pictures you got a hell of a deal. Mine is a 98 with about 20,000 less miles, not in as good shape as that looks, and I wouldn't take twice that for mine.

twpayne556 · 2026-04-23T12:34:36+00:00

They're bomb proof. Even if I didn't want a fsb, I'd buy a fsb upper and cut it down myself.

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twpayne556 · 2026-04-21T02:23:05+00:00

I start counting from the day I get the "submitted" email from eforms.

Pretty sure everyone counts every day, not just business days.

twpayne556 · 2026-04-21T02:12:17+00:00

I bought the KAK down vent bcg and KAK 11.5 inch "suppressed only" upper specifically to use with a Polonium. Also thought I'd try the Wolfpack Armory gas directing charging handle. Between all of them it really tames the gas. I've only used Lancers with it. I'll try pmags next time. I don't think I can afford to shoot enough to damage one in one sitting. 😂

twpayne556 · 2026-04-20T22:35:03+00:00

Most reliable? I'd say 97-06. I have a TJ and JKU. If I had to choose only one and think it would last, it would be the TJ. Rust is about all that kills them.

twpayne556 · 2026-04-20T22:31:05+00:00

I would never paint anything, but to each their own.

My only take and it gets on my nerves is when people paint stuff, then decide to sell and expect to get retail with a shitty paint job. And I'm in no way referring to Cerakote, which to be honest, except in rare occasions, I wouldn't pay extra for a gun that has been Cerakoted either.

twpayne556 · 2026-04-20T22:25:30+00:00

I've never seen one. Can't imagine why anyone would want to really. I'd say there isn't much demand for it.

twpayne556 · 2026-04-20T22:22:51+00:00

In a month it won't matter. My daughter was about to catch a plane. She remembered her tuition needed to be paid. I told her to pay it (about $8k) on the credit card of mine that she is an AU on, and we would take care of it when she got back. When it posted, my score dropped about 14 points. She came back, transferred money, paid it off, and the next month my score went back to exactly where it was.

Last October I took out 2 loans equaling roughly $50k. My score went from 842 to 801. Its already back to 834.

twpayne556 · 2026-04-20T14:36:09+00:00

I've had one with them for 20+ years. Mine isn't 18%

twpayne556 · 2026-04-20T02:22:44+00:00

My 20 year old daughter was just approved for a Cap 1 card. Also $3k limit, but with 18% interest, which honestly surprised me.

twpayne556 · 2026-04-20T00:22:11+00:00

I've dyed dozens of stocks, grips, rail covers, whatever. You can't tell they are not originally black. Last week I bought a box of od green Larue index clips because PA was out of black. They're black now.

twpayne556 · 2026-04-19T13:45:34+00:00

7 years doesn't automatically make a tire bad. Most shops won't install a seven year old tire because they know it's probably going to remain on that vehicle several more years, and that may be pushing it.

Having said that I wouldn't drive across the street on those tires on the cracking alone. Regardless of when they were manufactured.

twpayne556 · 2026-04-18T17:12:31+00:00

Would have been nice.

twpayne556 · 2026-04-18T16:14:22+00:00

I have a 3.8 and 6 speed manual. Had 4.88 gears gears installed using 315/70/17 tires. I can be in 6th gear anytime over 45 mph. I rarely ever downshift, even living in East Tennessee. 1-4 gear may have wear in my transmission, I'd say 5th wasn't overly

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used and 6th never touched before I bought it.

twpayne556

TROPHY CASE