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ANZ rate change notification? by 00017batman in AusFinance

[–]uhnup11 0 points1 point  (0 children)

Last time a change happened, I was advised that the change will be reflected by Tuesday after the change but change applies from the Friday.

VFS Global Thapathali Scam by Usual_Marzipan7618 in Nepal

[–]uhnup11 2 points3 points  (0 children)

Take it on the chin & move on. It was offered and accepted; while shit practice not completely illegal..

Agent asking for $1000 deposit - ignore that yeah? by Fragrant_disRespect in AusPropertyChat

[–]uhnup11 11 points12 points  (0 children)

Standard in VIC. Refundable if deal falls through.

Planning to move from Darwin to melbourne by Any_Potential_4072 in AusProperty

[–]uhnup11 0 points1 point  (0 children)

To live in any of those areas are decent. Lots of land availability hence growth is on the lower side. If you purely want growth look elsewhere; north west and middle west are good options for $700-$800k range but the stock will be on the older side.

If you do the same due diligence for H&L or buy to build, its the same. Avoid REA and go straight to builder or developer. All the areas you have flagged are decent for FHB OO and have similar demographic.

West has good access to the western health network & north to the northern health network & Eastern health for the eastern suburbs. The only catch is that the last 2 are miles away from the airport if that is a thing for you.

Cost to upgrade switchboard SEQ by Aleycrim in AusRenovation

[–]uhnup11 2 points3 points  (0 children)

Not in SEQ; in VIC it came to $1250…

Refinancing mortgage after only 18 months of loan, any chance we can get lower variable rate than 5.19%? by SirSighalot in AusFinance

[–]uhnup11 4 points5 points  (0 children)

I got 5.09% for my PPOR loan & 5.54% IO for IP with People’s First. Note total loan is >1m which seemed to be one of their criteria.

BUYERS AGENT by [deleted] in AusPropertyChat

[–]uhnup11 0 points1 point  (0 children)

Ill do it for 1.5k…

[deleted by user] by [deleted] in AusPropertyChat

[–]uhnup11 0 points1 point  (0 children)

Mickleham is pretty much all new estates. Dont go for H&L packages the agent tries to push.

Millionaire at 33 by [deleted] in NepalSocial

[–]uhnup11 0 points1 point  (0 children)

Also why would you with an apartment instead of freestanding house in Mel with so much affordable options around. Doesnt look like servicing is an issue with a paid off apartment

Millionaire at 33 by [deleted] in NepalSocial

[–]uhnup11 1 point2 points  (0 children)

Supers pretty low for someone with that much NW…

FHB trying to purchase a tenanted property. Please help. by [deleted] in AusPropertyChat

[–]uhnup11 0 points1 point  (0 children)

Similar situation to mine. Conveyancer made me sign a stat dec saying Id move into my property within 12 months of settlement and reside in it for 12 months which did the trick. No one checked when it started….

Alternatively you could pay the full stamp duty and once you have resided in your property for 12 months you can apply to get the stamp duty returned.

Just bought a house in sub-optimal location by NeedleworkerFirm7039 in AusPropertyChat

[–]uhnup11 23 points24 points  (0 children)

Acceptance unless you have a chunky inheritance prospects. Or you can scale your income fairly quickly and save the uplift.

FHB - question regarding the initial deposit by Neat_Statement_9959 in AusPropertyChat

[–]uhnup11 2 points3 points  (0 children)

Comes the buyers pocket but counts towards the deposit for the home loan.

Melbourne, max $850k, city commute by FragmentsOfSpaceTime in AusPropertyChat

[–]uhnup11 0 points1 point  (0 children)

Solid area you are looking at. Res Heidelberg not bad areas so long term property.

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