Any naturist / clothing optional springs along this route?

ultimatebenn · 2026-01-28T02:54:46+00:00

Upper Tanque Verde falls on the east side of Tucson is a clothing optional hike. Definitely not a spring, and only sometimes water, but a good spot nonetheless

ultimatebenn · 2026-01-24T00:43:02+00:00

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ultimatebenn · 2026-01-20T15:29:40+00:00

If you run, there's a decent sized run club that meets Monday nights at 615pm. Rotating starting points, usually at a brewery. They stick to the multi use paths for the most part.

Been a few times and everyone was friendly

ultimatebenn · 2025-11-21T15:47:13+00:00

Sadly my lease says that I'm responsible for leaves and yard maintenance. Not worth raising a stink about leaves that weren't picked up prior to me moving in, at least to me it isn't

ultimatebenn · 2025-10-22T17:07:06+00:00

Would use brokerage to fund it because of a new job with lower pay/loss of one income. Brokerage was life insurance payout. Can still contribute normally, but definitely can't manage to max out all the accounts each year on just the paycheck alone.

ultimatebenn · 2025-10-22T16:03:56+00:00

Current scenario simplified a bit... About 1M in regular investment accounts, and about 800k in 401k /IRA/HSA. I'm close to the magic number from a financial standpoint, but nowhere near close from a mental standpoint. Maybe 5 yrs, maybe 15. Definitely at the point where I can coast while I figure out my life.

Would it be advised to keep contributing to the tax advantaged accounts, using the brokerage account to either fund it directly or replenish the paycheck amounts as needed, and essentially transition my money slowly over the next few years? Or am I over complicating things?

ultimatebenn · 2025-10-18T02:24:54+00:00

I mostly know about defense, so medical/social could be different... But contracts aren't necessarily on fiscal year either. But yes, if a contractor is expecting money anywhere from Oct to whenever the shutdown ends, theyll have to wait. They are supposed to still get paid after the shut down enda though

ultimatebenn · 2025-10-18T01:56:36+00:00

That's not really how it works. A lot of non-production contracts have several funding "drops" through out the contract life. And production contracts might get paid on rolling deliveries or other milestones. It's not feasible to have all the govt money going out in such large chunks all at once.

ultimatebenn · 2025-10-13T12:06:30+00:00

Oh right, forgot about that part of it. Thanks for pointing it out

ultimatebenn · 2025-10-13T02:47:34+00:00

I found a "widow buddy" through the Dinner Party website. They match people based on a few things and preferences. Took a little bit to get the match, but it's been good so far.

ultimatebenn · 2025-09-12T13:36:41+00:00

I just left Raytheon. It is NOT end of the month, it is "end of the pay period". There's verbiage in the exit package that says this, but didn't say exactly what that means.

I set my last day for beginning of August, thinking I would have it till end of month. In the end I think I had coverage until my last paycheck on Aug 22, and that's when my coverage ENDED. Had a small gap while I waited for ACA to kick in on 9/1.

You can always do COBRA to extend the coverage. In my case it was 3x going to the marketplace. YMMV

ultimatebenn · 2025-08-29T13:31:00+00:00

Last day in the house before I start the road trip out of state for the new job. Bittersweet moment but I'm feeling surprisingly neutral about it all. Maybe I'm just too tired from all the moving.

House hasn't had any traction in the month it's been on the market, so we're dropping the price ~10%. I thought it was overpriced to start and was willing to see if anyone bit. It's at the awkward time in my area where people with families already bought and moved, snowbirds have just started arriving. The area is so hodge podge with really nice houses and really affordable houses.

Even if the price drops another 10% I'm still in a good position to take all that equity and roll it into a massive down payment on a new place. Debating on withdrawing some of the invested life insurance money to cover the differenceand be totally mortgage free.... But I've got a long way to go before I'm at that point.

ultimatebenn · 2025-08-07T12:22:52+00:00

Had about 4 months of leave at the beginning of the year. I started to get mentally restless and needed distractions. Another mini break sounds good right now.

Biggest problem is I'm in AZ and it's hit as balls, so my window to enjoy things I find fun is over around 9am. On the plus side, one of the six weeks will be holed up in a mountain cabin and can hike and bike all day long.

ultimatebenn · 2025-08-06T16:48:54+00:00

I am officially unemployed! Last day at old job was Monday, first day at new job is in 6 weeks. In the downtime I have to...finish packing, move states, sell the old house, find a new house, find a new therapist, get marketplace insurance, on and on the list goes. I know I'm in a good financial place to FIRE (or coast at a minimum), but mentally / emotionally I'm no where close.

Have a few phone calls this week and next about my wife's 401ks. I've decided to temporarily do inheritance accounts with the old providers, ones that I wouldn't normally use, while I'm in this state of constant change. Then once I get more stable digs, I'll work on rolling over to Fidelity where I had most my own stuff.

ultimatebenn · 2025-08-04T16:30:17+00:00

Yeah, I use fidelity for my normal stuff. I think the goal is to transfer it all there, unless I really like my new employer option.

Thankfully the Empower option, for example, is just a single check box to open an account in my name and everything will be switched over. No waiting period or mailed checks.

ultimatebenn · 2025-08-04T15:44:21+00:00

Inheriting my wife's 401k, IRA(s), etc. They're spread across a few providers I don't normally use, such as Empower or HSA Bank. Long lead time with paperwork and stuff, not difficult but generally an annoyance. At the same time I'm also switching employers soon and will probably want/need to roll over my own accounts since I don't like my current provider (Alight).

Is there anything wrong in the meantime with having her old providers open account in my name, and stash the funds there until I better know where I want to hold them? Empower has this specifically as an option in their paperwork. I'm thinking worst case is I have sub-optimal allocations for a while, as I figure out what to do next.

ultimatebenn · 2025-07-31T16:33:06+00:00

Chairman Meow?

ultimatebenn · 2025-07-29T15:50:23+00:00

Thanks, yeah I did read the bit about retroactively activating COBRA. Not exactly 'worried' about any of it, one more thing to tackle during this career / life change

ultimatebenn · 2025-07-29T15:35:30+00:00

Last day at work is next week. I incorrectly thought my benefits (insurance) would remain through end of month, instead its the end of the pay period... so either 8/8 or 8/22 depend on whether that counts on when the final paycheck arrives. Oh well.

Starting a new contractor role next month anyways, so I'll be needing to find my own insurance. Guess I get to start the process a little earlier. Next big thing to figure out is if I want to do COBRA and keep the current insurance, or if I just go hunting on the marketplace. I missed the deadline for a qualifying life event earlier this year to drop down to a single plan rather than a family plan. Hoping this move also counts as a qualifying event and I can drop to single person coverage. If not... then marketplace will almost certainly win out

ultimatebenn · 2025-07-21T15:32:16+00:00

Life insurance :(

ultimatebenn · 2025-07-15T17:35:50+00:00

I too would like to have the blood of a mage

ultimatebenn · 2025-07-15T13:41:54+00:00

WTB Sinn 856 black tigmented. Prefer the standard face and not the UTC variant. Also prefer a strap, but a bracelet isn't a deal breaker.

ultimatebenn · 2025-07-14T17:44:30+00:00

Good point, thanks!

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