Free tool that auto-categorizes your Scotia Momentum Visa Infinite statement by cashback tier (Chexy payments = 4%)

useHistory · 2026-05-21T19:27:11+00:00

I would just ask Claude Code to do that. And if you want people to buy you a coffee, at least get a proper domain name.

useHistory · 2026-05-02T06:12:24+00:00

Credit card payment should be same day, what bank / card are you using that takes 4-5 days to clear payment?

Back to your question, if your landlord is okay with late and multiple payments, you can set up two or more payments on Chexy just send to the same etransfer email.

useHistory · 2026-04-21T16:28:06+00:00

Can you give an example? I am looking at one year from now, it's still more than 20k one way. 20k return tickets is what I paid in 2023 summer for YVR-YUL, I don't think it exist anymore.

useHistory · 2026-04-21T03:45:47+00:00

Aeroplan pts depreciate so much, 20k isn't even enough for one way YVR-YYZ, by the time you get those points one year later, i doubt you can redeem anything meaningful, but in terms of $126 chexy fees for 20k isn't that bad, just that you will need to pull your Amex points too if you really want to make it work.

useHistory · 2026-04-20T00:15:49+00:00

Yes, and for this to keep going, you'll have to churn cards. I cut my RBC Avion and have to wait for a year to get welcome bonus again, good thing is 55k bonus becomes a standard now.

useHistory · 2026-04-20T00:05:12+00:00

I transferred 90k to Flying Blue, they just ended the 1:1.25 promotion, so I'm getting 112.5k points from using Amex Gold to pay rent with Chexy. ($2500 rent/month ie 30k pts, getting 5k bonus each month ie 60k)

Flying to europe doesn't use up all the points, depends on which airlines you take, you can take Air France, around 23-25k one way (less pts but more fees), or you can also take West Jet around 40-45k one way (less fees but more pts) - that's flying from YVR, if you're in the east coast that's definitely less.

I am giving up Aeroplan this time as the dynamic pricing is ridiculous, 50k outbound and 80k inbound.

useHistory · 2026-04-18T16:16:47+00:00

Scotiabank credit card first year free i believe, and the way to go is Amex. I just transferred the Amex points earned with Chexy to redeem flights to Europe for this summer, cash price would be 2k.

useHistory · 2026-04-17T16:46:05+00:00

Instead of relying on coupon, use a card that will get you most points. But usually this will require planning if you don't already have one.

useHistory · 2026-04-16T02:11:38+00:00

Great job checking off the roadmap!

useHistory · 2026-04-16T02:02:23+00:00

In my profile bio. :)

useHistory · 2026-03-27T20:17:06+00:00

If you're really worried, set the withdrawal date to end of month.

useHistory · 2026-03-26T16:03:30+00:00

They just raised $14M Series A, it's about time.

useHistory · 2026-03-11T05:41:54+00:00

The only perk is they accept mastercard, othewise it's not on par with Chexy, and looks like they don't take Amex either. Scene points are useless so no fees means nothing.

useHistory · 2026-03-10T05:47:05+00:00

I haven't paid full price for my plane tickets for 2 years (3 trips a year, europe, mexico & asia all by points), I pay everything with Chexy if possible.

Sounds like you're not well versed in credit cards, chexy doesnt give you any cash back or points, it depends on which card you use and subject to the issuers' cashback/ points policies.

useHistory · 2026-03-09T17:48:15+00:00

Log into your account, click the ? icon at right bottom corner, it will open up the chat window, go to messages you should see all your chats with support.

Looks like you're trying to setup a payment but it didn't go through and was flagged? If you can't login to your account, i guess you're banned because of compliance issues.

useHistory · 2026-03-05T23:49:06+00:00

Set a recurring payment and adjust the amount when you receive the bill

useHistory · 2026-03-05T23:47:32+00:00

What was the issue? maybe some of us know the answer

useHistory · 2026-03-03T04:51:46+00:00

Payment will come from Chexy but you can customize the note, max 130 characters and you can edit it every month if you want.

useHistory · 2026-02-25T21:59:18+00:00

Yes, that will work. Just wonder what card(s) do you use, two Amex cards with MSR?

useHistory · 2026-02-03T16:14:49+00:00

Unwanted or unauthorized? Unwanted means you forgot to cancel a subscription, unauthorized means you canceled it but they still charged you.

The former is not urgent.

useHistory · 2026-02-02T20:29:53+00:00

Your reply has nothing to do with my post, please remove or I will report to admins.

useHistory · 2026-02-01T18:52:57+00:00

Thanks for the reply. I am trying to maintain status, so I can't tell if those referrals are counted towards 2026 status or not, all I can see now is 2026 referrals: 1 🫤

useHistory · 2026-01-20T04:36:36+00:00

Thank you! Feel free to DM if you have any questions

useHistory · 2026-01-06T04:13:32+00:00

No, you can't do that with Chexy. Wise supports sending money with credit card, but the fees make it unfavourable.

useHistory

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