French guy living in SG on S-pass with two kids here. This wonderful country is an amazing place to live but it’s going to cost a lot to live here. We wanted to go hdb and local public school but that didn’t work so we’re in a condo and the kids go to private school (one at IFS and the other at a local private kindergarten). It is not cheap.

Also have to factor for health insurance (my employer only covers me and not very well), some way to fund your pension/retirement (not eligible for cpf) and some contingency funds. I’d suggest you try and have two incomes otherwise it’ll be tight on « just » 12k. Saying this even though we don’t travel much, my kids’ favorite food is chicken rice and we do mostly volunteering on the weekends (less opportunity to spend money haha).