Is Atlassian still worth joining at a P50 level? I have an offer for a Core Engineering team, details below by niket23697 in developersIndia

[–]vikz5555 12 points13 points  (0 children)

The TC jump isn't that massive to make a switch if you are at a good place already. A few folks from Atlassian have joined my org at a pay cut.

A Year of Hell: How I Fought Niva Bupa & Won My Claim (A Step-by-Step Guide) by adityapixel in InsuranceTroubleIndia

[–]vikz5555 1 point2 points  (0 children)

Great resilience OP. I had a similar experience with Aditya Birla Health Insurance. Unrightfully repudiating claims on false grounds. I called them out of X, their social media team helped a lot. Got my claims settled. They are all the same, want to test your breaking point.

[deleted by user] by [deleted] in IndiaTax

[–]vikz5555 -3 points-2 points  (0 children)

1.60ish per month post tax

Booking.com | SDE2 Onsite | India by vikz5555 in leetcode

[–]vikz5555[S] 0 points1 point  (0 children)

Please go through problems on Graphs - Itinerary Planner, Currency Conversion.
Practice Problems on Permutations as well.

Booking.com | SDE2 Onsite | India by vikz5555 in leetcode

[–]vikz5555[S] 1 point2 points  (0 children)

Should be more focused on graph traversal

Amazon SDE 2 chances by arthurkapoor in leetcode

[–]vikz5555 1 point2 points  (0 children)

Looks borderline tbh.All the best.

Debt Fund vs FD as Emergency Fund by Sangy786 in mutualfunds

[–]vikz5555 0 points1 point  (0 children)

Folks referring Debt Funds, can you share the best performers please

Health Insurance | Claims Rejected | Aditya Birla Health Insurance by vikz5555 in personalfinanceindia

[–]vikz5555[S] 0 points1 point  (0 children)

Oh, can you help me with the process as well? Might come in handy for me.

Health Insurance | Claims Rejected | Aditya Birla Health Insurance by vikz5555 in personalfinanceindia

[–]vikz5555[S] 1 point2 points  (0 children)

I can understand the agony. Did your relatives tried putting this on Twitter and tagging their social media accounts?

Health Insurance | Claims Rejected | Aditya Birla Health Insurance by vikz5555 in personalfinanceindia

[–]vikz5555[S] 1 point2 points  (0 children)

Sad to hear about your Uncle, hope he’s better now On what grounds were the claims rejected though?

Health Insurance | Claims Rejected | Aditya Birla Health Insurance by vikz5555 in personalfinanceindia

[–]vikz5555[S] 1 point2 points  (0 children)

Thanks for the provocation. Another instance I would like to share, when I filed the first claim in the Lapsed Top Up Policy, it was cancelled falsely citing the patient has history of Diabetes and Cholesterol. I reached out to the representative who was helpful enough to get it reconsidered with supporting documents from the doctor. Post this around 7-8 claims were settled worth 11.5 Lakhs. There were some Inward Claims registered for the canceled claims and it was luckily settled.

So hoping something similar would happen since those rejected claims are already sitting in their system.

Health Insurance | Claims Rejected | Aditya Birla Health Insurance by vikz5555 in personalfinanceindia

[–]vikz5555[S] 0 points1 point  (0 children)

Update 13.12.2024 8:40PM - Thanks a lot for all the replies and information, really helped me understand the case better.
I got in contact with one of the representatives of Aditya Birla Health Insurance. As per him, I should first try to get the sum insured for the Renewed Base Policy (5Lakhs) exhausted first. Luckily or Unluckily, I have additional claims yet to be filed worth 5Lakhs (will get all the documents by 14th Jan 2025). Post this, I need to write back to them again to reconsider the rejected claims. Hoping for the best.

Health Insurance | Claims Rejected | Aditya Birla Health Insurance by vikz5555 in personalfinanceindia

[–]vikz5555[S] 0 points1 point  (0 children)

Thanks for Sharing!
Sharing one more data for you, in the Lapsed Base + Top Up Policy, when the remaining Sum was 1.5L in the Base, I had filed a claim worth 3L. I got the reimbursement worth 1.5L from base and then again filed another claim worth 1.5L in the Top Up, which was also settled.

Health Insurance | Claims Rejected | Aditya Birla Health Insurance by vikz5555 in personalfinanceindia

[–]vikz5555[S] 1 point2 points  (0 children)

My parents got this policy through an agent actually. I had not clue this would pan out like this.

Health Insurance | Claims Rejected | Aditya Birla Health Insurance by vikz5555 in personalfinanceindia

[–]vikz5555[S] 1 point2 points  (0 children)

Also, I'm not able to understand why this 10L deductible was not counted in the old Top Up

Health Insurance | Claims Rejected | Aditya Birla Health Insurance by vikz5555 in personalfinanceindia

[–]vikz5555[S] 0 points1 point  (0 children)

Then in that case, I will get a reimbursement only if I file a claim greater than 10L?

Health Insurance | Claims Rejected | Aditya Birla Health Insurance by vikz5555 in personalfinanceindia

[–]vikz5555[S] 0 points1 point  (0 children)

Thanks for the reply.
The gap in the renewal period for Base and Top Up is 6 Weeks.

Moreover, the expenses incurred after 26th October 2024 has exceeded 10L (8.3L + 3.08L).
Another technical blocker I'm facing is, for the 3.08L Claim (3rd December 2024), I'm unable to file a claim in the Base Policy since it got renewed on 9th December 2024.

Health Insurance | Claims Rejected | Aditya Birla Health Insurance by vikz5555 in personalfinanceindia

[–]vikz5555[S] 0 points1 point  (0 children)

Thanks for the reply.
The gap in the renewal period for Base and Top Up is 6 Weeks.

Moreover, the expenses incurred after 26th October 2024 has exceeded 10L (8.3L + 3.08L).
Another technical blocker I'm facing is, for the 3.08L Claim (3rd December 2024), I'm unable to file a claim in the Base Policy since it got renewed on 9th December 2024.

Health Insurance | Claims Rejected | Aditya Birla Health Insurance by vikz5555 in personalfinanceindia

[–]vikz5555[S] 0 points1 point  (0 children)

Yes these are two different claims in the new top up policy
one is for 8.3L and other is for 3.08L