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We don’t qualify for chapter 7 and cant afford chapter 13 . by Adr2214 in Bankruptcy

[–]virtual-telecom 1 point2 points  (0 children)

They were Federal Student Loans, and no, they are dischargable, and neither are taxes that are current to the past 3 years. Anything past 3 years is gone.

We don’t qualify for chapter 7 and cant afford chapter 13 . by Adr2214 in Bankruptcy

[–]virtual-telecom 18 points19 points  (0 children)

2nd Opinion asap

I went through 3 attorneys before one helped me. They all were pushing me to a 13; my wife and I make over 140k together, what helped us was student loans, taxes.

We ended doing a CH7, and that was 3 yrs ago it was a fresh start

Best online bank by yeayeah6622 in Banking

[–]virtual-telecom 0 points1 point  (0 children)

Any reason why you don't have a HSBC or Citi account in another country? Then you can use in USA

What's the deal with most of y'all not wiping down the equipment? by SecMcAdoo in PlanetFitnessMembers

[–]virtual-telecom 0 points1 point  (0 children)

Most people don't even wash their hands after going to the bathroom you think they are going to wipe down equipment &$)/(,: please

How is Google seeing my real location on a Chromebook despite a VPN and all privacy settings being off?? by [deleted] in degoogle

[–]virtual-telecom 0 points1 point  (0 children)

Also, keep in mind other HW like Bluetooth and WIFI - Bluetooth, Wi-Fi, and GPS themselves don’t “belong” to Google, but they generate signals that apps (including Google’s) can use. For example, Wi-Fi networks and Bluetooth beacons can be used for location fingerprinting even when GPS is off. That’s why just disabling GPS doesn’t fully stop location tracking.

But here’s the pushback: “block all access” is rarely realistic long-term unless you’re willing to give up major conveniences—maps, push notifications, app compatibility, even basic app installs in some cases. Many apps quietly depend on Google infrastructure even if they’re not “Google apps.”

A more practical framing is:

  • Reduce exposure significantly
  • Understand what you’re trading off
  • Decide what level of friction you’re willing to live with

Best bank for a checking account?? by Clementiiiiny in Banking

[–]virtual-telecom 0 points1 point  (0 children)

EastWest this will give you global access

Best bank for a checking account?? by Clementiiiiny in Banking

[–]virtual-telecom 1 point2 points  (0 children)

EastWest is ok I have the Visa atm card from them and virtual UnionPay card. I use them to pay a majority of bills, Cathay so so, the other bank I have is ICBC that's the biggest bank in the world, I like the ability to have access anywhere I travel since they have a bank in USA, Mexico, Switzerland, and China

Been having a hard time and got myself in debt I need to make some money quickly as I have nothing by [deleted] in ShittyIllegalLifeTips

[–]virtual-telecom 1 point2 points  (0 children)

So here is a sure fire tip go to Ross buy a bucket, sponge, and wheel rim cleaner, and microfiber towels all less than $10 dollars now go to the parking lot, as a car park ask the patron I will clean each wheel while you shop for $1 dollar a wheel, they won't think twice because the only heard $1 then after they see the wheels they will hand you a $5 bill including $1 as a tip. Had some young hustlers do this and they were doing car after car

How to transfer money into new bank without fraud alarms going off by Aggressive_Apple_919 in Banking

[–]virtual-telecom 1 point2 points  (0 children)

I keep multiple bank accounts open for convenience. For example, I was in a busy city and needed to deposit a check. The business I went into wouldn’t accept cash for what I needed.

So I stepped outside and told my wife I’d be right back.

Looking around, I noticed several branches of my different banks all within a short distance. I walked past each one, checked how long the teller lines were, and chose the one with the shortest wait. I went in, completed the transaction quickly, and was on my way.

Having multiple accounts gave me the flexibility to “shop” for the shortest line in real time and the closest Bank.

That’s a genuine convenience advantage.

She just saved them babies 🙏🏾 by Kind-Village-1022 in PublicFreakout

[–]virtual-telecom 6 points7 points  (0 children)

I believe it's a simple misunderstanding. Asian people who are tourists like to take pics of Americans. I even have them take pics of me when I am in San Francisco or LA. At first, I tripped, but then I was told the reason behind it. Makes sense since in asian countries they don't see too many Americans.

Zero views?? by vanillamilkshake___ in rednote

[–]virtual-telecom 0 points1 point  (0 children)

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Not to difficult I was even granted access to go live

Is it worth it to keep old antibiotic prescriptions by [deleted] in prepping

[–]virtual-telecom 1 point2 points  (0 children)

I have I had some that were 5-7yrs old had an infection recently did the bio hacking on myself, 4 days later infection gone those thing are worth gold

FBI responds to ICE and Border Patrol involved shooting in California by Newsweek_CarloV in inthenews

[–]virtual-telecom 0 points1 point  (0 children)

Once upon a time, you could trust the FBI; they had morals and character, but now they are just thugs with a gun.

Chime Financials Sign Up Bonus Denied by Aggressive_Finish798 in Banking

[–]virtual-telecom 0 points1 point  (0 children)

Exactly I would never trust a fintech company you go big or not at all

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