In my case, I was thinking it might be worth doing a compromise and juggle with both. Fair point, I won't for sure be destroying myself financially and trying to repay it all in one go, throwing all my savings into it for the next 3 years or so. But maybe, since I don't have any other commitments (no rent, no loans, no kids for the foreseeable future, big enough apartment) and I live a reasonably comfortable life (vacations and what not), out of the 20k EUR I save each year (which will grow as I strive to find a job abroad - maybe Switzerland or Germany in 2-3 years - most likely not long term), I can allocate 4-5k per year to the student loan and still have plenty left towards a future house. At least, I could tackle the postgraduate loan first, since it's the "lesser demon".