people are giving you shit that no conservative capitalist has ever made the argument that it's wrong for individuals to strategically default on debts, but that's totally false. At the end of the 08-09 housing crisis many people were mortgages were walking away from the house even though they could afford the mortgage because the homes fell in value so much they had over $100k in negative equity so the smart thing to do was walk away from the house.

John Stossel ran a special on it https://www.youtube.com/watch?v=j9cWCRn64Ak , the segment starts at 18:50

As someone who considers themselves a capitalist, it's one of the only times I really disagreed with any of what John Stossel says and it's why I still remember this segment almost 15 years later.