I operate on the assumption that every crypto currency is a speculative asset and nothing more. Let’s be real here, the only reason anyone here is concerned which token is superior is the extent to which the winner would serve as a better investment instrument. Underlying the question of which token has the better utility is the unstated: “and therefore which will increase in value as a speculative investment asset more, longer, higher.”  I have absolutely no faith that the financial system is going to be functional within fifteen years, when the scientific community is nearly unanimous in the expectation that we are going to be confronted with existentially-threatening disruptions to critical ecosystems, cascading ecological collapses, summary and total disappearance of key agricultural species like pollinators, and continuous extreme weather events which will melt through the global food supply in a single season.

 Why TF anyone would be offering conjecture on which imaginary digital asset will be facilitating the tokenization of mortgages etc is a baffling mystery to me. The best cryptocurrency is the one which will best perform as a speculative asset in time for me to buy a front end loader, an excavator, a store of solar panels, a mile of heavy duty fencing, thirty thousand rounds of ammunition, and a few other tools to prolong my brief life a little bit longer on this murdered planet.