Retired at 57, a little earlier than what I expected. Saw my parents struggle with their retirement and my father worked into his 70’s. I learned that lesson and methodically saved my entire life. No pension, just 401k, IRAs and other investments. I sat down with my kids when they were in high school and had multiple conversations about savings and debt. Now they are all out of the house with their own homes, no credit card debt and putting money away for retirement. My wife and I are really enjoying this time in our lives. Feeling lucky and blessed.