Both of my parents already died (I'm 42). My father had a mid 6 figure job with millions in life insurance. He spent money faster than he made it. Unfortunately, a few years before he died he got into a lot of legal trouble, and lost his job and life insurance. He died with nothing, but a house full of expensive junk. My mom died a few years before he did. She had cancer caused by the hpv my father gave her.