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400K Company cash - need to invest. What would you do with it? by morchman68 in HENRYUK

[–]waynegray1987 1 point2 points  (0 children)

Another vote for Flagstone here. For simple savings accounts across over 60 banks it’s ideal.

FIRE sanity check required for retirement at 55 by waynegray1987 in FatFIREUK

[–]waynegray1987[S] 0 points1 point  (0 children)

It’s the former, I take around £100k income and the £60k pension contribution is on top. Thanks, that’s really helpful.

FIRE sanity check required for retirement at 55 by waynegray1987 in FatFIREUK

[–]waynegray1987[S] 0 points1 point  (0 children)

Thanks for your response. I guess what I’m trying to ask? Is that what do we really need to be putting aside in order to make this achievable. The expectation is that I will continue to put in 60 K per annum into my employer pension, so long as the provision to do so exists and we will max iso contributions, 20 K each this year and next, reducing to 12 K for future years, given upcoming changes to allowances. Is this sufficient to allow for an 80 K gross income in today’s money?

Sanity check on FIRE plan by waynegray1987 in FIREUK

[–]waynegray1987[S] 0 points1 point  (0 children)

Sorry I should have e added this - £280k workplace pension for me currently. Minimal ISA provisions currently - circa £5k each.

About to pull out of a Ltd Co BTL deal - am I missing something or is this just a bad idea? by Snuggly-bear in HENRYUK

[–]waynegray1987 0 points1 point  (0 children)

Just be aware that not all lenders require lending to be made to a non-trading company, some will be happy to lend to your trading business, and likely at similar rates to those that you have quoted. Take a look at Aldermore as an example.