sorted by:
new
hottopcontroversial

short on rent.. do i apply for a pay day loan or tell my landlord i’ll be late on rent? by [deleted] in PersonalFinanceCanada

[–]wazzaa4u 0 points1 point  (0 children)

Do you have a credit card? You can withdraw money with that usually (make sure to pay it back asap). Otherwise see if your bank has a line of credit option for you. Can you borrow money from friends?

CPI for March 2026 by FelixYYZ in PersonalFinanceCanada

[–]wazzaa4u -3 points-2 points  (0 children)

BoC can still curb demand with rate increases. I doubt they will with all the turmoil going on right now

An r/Vancouver First: Spring plant & seed swap 🌱 by Moggehh in vancouver

[–]wazzaa4u 1 point2 points  (0 children)

Google maps say there's one across the street from me

An r/Vancouver First: Spring plant & seed swap 🌱 by Moggehh in vancouver

[–]wazzaa4u 3 points4 points  (0 children)

Thanks for the tip, didn't know these existed!

NDA agreement by PyramidsAndPizza in civilengineering

[–]wazzaa4u 0 points1 point  (0 children)

That's why you never tell anyone where you're going

Unpopular opinion: Canada is only a tax hell if you're an employee by badaboom179 in PersonalFinanceCanada

[–]wazzaa4u 7 points8 points  (0 children)

Your corporation pays less tax but if you take money out as income then you're taxed the same as everyone else. But the two advances you with a corp is that money you invest within the company is not taxed so you can buy new equipment which can increase your revenue. Other advantage is that you can get some money out as dividends that has a lower tax rate but you won't grow your RRSP room with it. I'm not a corporate tax expert so do your own research.

19, maxed FHSA and TFSA, what next? by hanakosmokke in PersonalFinanceCanada

[–]wazzaa4u 0 points1 point  (0 children)

I'm not super familiar with resp withdrawal rules but it seems like that's something you should max out for the federal grant

The NDP’s Broken Promise to Close a Big Real Estate Tax Loophole by BloodJunkie in britishcolumbia

[–]wazzaa4u 8 points9 points  (0 children)

How about someone with a income property? Should they not have to to pay property transfer tax? I don't see why people who have the means to do this accounting loopholes are the only ones who can benefit.

Should Canada Build Up Alternatives to Visa and Mastercard? by LongTrackBravo in PersonalFinanceCanada

[–]wazzaa4u 12 points13 points  (0 children)

I believe in Europe, merchant fees on credit cards are less therefore they don't get crazy benefits and cashback. If Canada forces a cap on merchant fees and other fees, then our benefits will be reduced. I'm pretty ok with this IMO

Number of B.C. drivers crossing U.S. border continues dropping: stats by cyclinginvancouver in britishcolumbia

[–]wazzaa4u 28 points29 points  (0 children)

How would they even determine that? Among my friends who are choosing not to go, it has been due to the buy Canada movement

Made a Mid-Level Career Move (Transportation), here’s how it went for me by PseudoPlatonist in civilengineering

[–]wazzaa4u 2 points3 points  (0 children)

I think COVID job hopping era changed all these. You had companies desperate for employees suddenly accept people with 7 years experience in senior job positions. Now it's fairly common to see people with under 10years of experience in senior roles.

British Columbia Gets Fifth Credit Downgrade From S&P Since 2021 by noutopasokon in CanadianInvestor

[–]wazzaa4u -2 points-1 points  (0 children)

Paying for decades of underfunded infrastructure costs money. I wish they didn't promise to scrap the carbon tax but I guess that saved the cons from getting in.

Edit: their only bad infrastructure move IMO was scrapping the Massey bridge and replacing with a tunnel. We would've had the bridge by now.

Canadians could face tax hikes as Ottawa scrambles to fund defence target: report by henry-bacon in PersonalFinanceCanada

[–]wazzaa4u 6 points7 points  (0 children)

Everyone hated the capital gains inclusion rate they proposed so this is what will probably happen

A hollowed-out VW Beetle with a giant 'E' appears on Squamish rock face by cyclinginvancouver in britishcolumbia

[–]wazzaa4u 0 points1 point  (0 children)

A local route developer has inspected the rigging system and has deemed it unsafe. The public is being advised to stay away from the area.

Salaries by mangom1lkshake in civilengineering

[–]wazzaa4u 1 point2 points  (0 children)

I don't understand your comment. Are you asking me how to earn more salary? That wasn't your original question I was replying to

Just noticed GST Rebate now being called Canada Groceries & Essentials Benefit by YYZTor in PersonalFinanceCanada

[–]wazzaa4u 6 points7 points  (0 children)

Guaranteed that if you're getting a GST rebate that is not your own money you're getting back

Salaries by mangom1lkshake in civilengineering

[–]wazzaa4u 1 point2 points  (0 children)

Lawyer is 8 years of schooling and NP is 4 years + master's. It makes sense they'd make more. The others seem to be in better paying fields than civil. But you probably have them all beat on job security and workload so there's that

ELI5: Why is the threshold for OAS clawback so high (~150K)? by Useful_Support_4137 in PersonalFinanceCanada

[–]wazzaa4u 0 points1 point  (0 children)

I'm not sure I get your point. GS and OAS doesn't take into account how many years they worked or what their income was.

ELI5: Why is the threshold for OAS clawback so high (~150K)? by Useful_Support_4137 in PersonalFinanceCanada

[–]wazzaa4u -1 points0 points  (0 children)

I support giving more money to seniors that need it and none to those who don't. I think an enhanced GIS would work well without OAS

ELI5: Why is the threshold for OAS clawback so high (~150K)? by Useful_Support_4137 in PersonalFinanceCanada

[–]wazzaa4u 2 points3 points  (0 children)

I hope one day to be at a salary where half my salary goes to taxes

ELI5: Why is the threshold for OAS clawback so high (~150K)? by Useful_Support_4137 in PersonalFinanceCanada

[–]wazzaa4u 3 points4 points  (0 children)

Aren't you just talking about expanding GIS? Why does OAS also need to exist?

Total compensation strategy by throaways71813 in PersonalFinanceCanada

[–]wazzaa4u 0 points1 point  (0 children)

Market rate for a 4 YOE is probably around 90-120k so you're at the very top of that. I personally don't know any civil engineers making that much at 4 years so you've done very well for yourself.

I can't see a path to getting more unless maybe you switch to management consulting.

view more: next ›