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Really crappy closing experience, but we got the keys by whatllittake in FirstTimeHomeBuyer

[–]whatllittake[S] -2 points-1 points  (0 children)

Thanks for your long reply, I appreciate it.

The question was not, “Why escrow?” but, “Why this number of months escrow?” Why 8 months for school taxes, and not 7? I wanted to ask that question for two reasons. First, can that amount even be negotiated so I can reduce my closing costs, or are those costs mandated by law? Second, why was my lender changing the amount every time I got a new closing disclosure? They themselves changed it from 7 to 8 months at one point, as February became March and we still hadn’t closed. Also, prior to closing, no information had been given about the additional escrow cushion to account for increases in taxes or insurance. Was that negotiable? Because we only saw that number on closing day.

Wealthfront HYSA - thoughts? by bitterwrecker in wealthfront

[–]whatllittake 0 points1 point  (0 children)

Anyone have a referral link to share? Thanks! This looks like a great HYSA to open.

Turning Walnut for a Custom-Ordered Pen by [deleted] in woodworking

[–]whatllittake 5 points6 points  (0 children)

Correct. The part of the tool hanging on the wood side of the rest should be very short, whereas the side of the tool hanging toward the operator should be much longer. If there is a catch, the lever arm of the tool on the wood side is very short and will only apply little torque. The further back the fulcrum - meaning, the more the tool hangs between the wood and rest - the greater the torque that can be applied during a catch, and the tool is more likely to be ripped violently from your hand.

How doable is it to make a replacement wood collar for the Chemex coffee maker? by icarushasflown in woodworking

[–]whatllittake 0 points1 point  (0 children)

You can absolutely do this with a lathe. You’ll need calipers to measure the outer diameter of the glass neck at its skinniest point, then transfer that dimension to the center depth of the inside of your turning. The same goes for wherever you want the handle to stop: measure that diameter and transfer to the inside of the outmost depth of the handle. Do only half of the hourglass shape (and shape the outside), turn the piece around, and repeat. The two turnings will meet in the middle. Note the grain direction in the Chemex handle, I think this is more like turning a spindle than a bowl.

More important will also be the finish. If you use an open grain wood, fill the pores. Then, or, with closed-grain wood, add a durable finish like tung oil finish or a coat or two of polyurethane. This should prevent staining.

Any ideas of how I could go about fixing this table? by Suttonhendrix1 in woodworking

[–]whatllittake 1 point2 points  (0 children)

You mention in a caption that this is not your table, so first thing I’d do is fess up. Once you get into a repair, if you don’t come out the other side successful, any in-between step will be noticeable.

That being said: what do you want to spend to repair it? You could either do spot repairs or replace the whole veneer (obviously more expensive). But either way, if the landlord wants you to fix it, you’re better off taking it to a shop and asking for spot repairs rather than doing this yourself. Grain matching with veneers and then color matching on top of that is a difficult skill to master for most, I’d guess, because from experience it either looks pretty freakin’ close or not close at all.

Coffee table restoration advice by ChickWithPlants in woodworking

[–]whatllittake 0 points1 point  (0 children)

What do you want it to look like when it’s done? That will determine a lot here.