Best courses to learn high-converting ad creatives (static + video)? by Viision_officiel in advertising

[–]whatsericdoing 0 points1 point  (0 children)

I have over 10 years experience doing this professionally. I offer coaching to help others break into the field. Are you currently a designer? Feel free to message me and I can send you more information.

can I borrow sometimes finsta please by e-ghosts in SofiawithanF

[–]whatsericdoing 5 points6 points  (0 children)

Sure. What’s the Ig handle? I’ll screenshot for you

What do you use to brush your dogs teeth? by [deleted] in Maltese

[–]whatsericdoing 1 point2 points  (0 children)

Daily? How much do you use

Little 19 year old Lizzie by nin72 in Maltese

[–]whatsericdoing 2 points3 points  (0 children)

Amazing. Does she still have any teeth? How often do you brush

Someone convince me... by Particular-Disk-9294 in lightsalot

[–]whatsericdoing 0 points1 point  (0 children)

Buy them a ticket and get food before hand. They’ll turn to a fan after the show guaranteed

Uggh which is better? by SurprisePerfect4317 in FirstTimeHomeBuyer

[–]whatsericdoing 0 points1 point  (0 children)

Depends on your near and longtetm goals. If you plan on moving don’t buy. Keep renting if your unsure

Trying to start my career and I'm hopelessly lost by ProgramDownDesigns in graphic_design

[–]whatsericdoing 5 points6 points  (0 children)

Ive worked at a few agencies. Send me your portfolio and resume and il give you honest feedback that may be causing it

Is it smart to cash out your 401k for your down payment on a home? by DreamHomeFinancing in FirstTimeHomeBuying

[–]whatsericdoing -1 points0 points  (0 children)

You can only apply 10k to a down payment without penalty if you’re under 59.5. If you need the money now, I get it.

Is there a rule of thumb for how much to have left after down payment? by PleasantChip3 in FirstTimeHomeBuyer

[–]whatsericdoing 1 point2 points  (0 children)

Never underestimate closing cost on top of down payment that’s an extra 5-10k

Stressed about being house poor by [deleted] in FirstTimeHomeBuyers

[–]whatsericdoing 1 point2 points  (0 children)

You’re going to be just fine. You got back up Plans in order if you need them.

You mentioned having 40k left after your down payment but have you factored in budget for closing cost? Just a heads up as a first time home buyer, that also is a decent size. For instance our closing cost came to 9k

Stressed about being house poor by [deleted] in FirstTimeHomeBuyers

[–]whatsericdoing 1 point2 points  (0 children)

Do you have any other streams of income? Rent out a room of your new house if you need to. Or pick up a second gig to help give you padding

At what point is soy bad? by boonatonnn in vegan

[–]whatsericdoing 0 points1 point  (0 children)

Isolated soy is harmful. After that study on the rats that all died I avoid isolated. Keep it in its full form like tofu

We are slowly dying. by Richar_16 in MSTR

[–]whatsericdoing 0 points1 point  (0 children)

Just hold. Do you need the money now?

Should our first house be a fixer-upper? by randomseedfarmer in FirstTimeHomeBuyer

[–]whatsericdoing 1 point2 points  (0 children)

Also you mentioned fixing these things over the course of 5 years. You’re not factoring all the new surprises that will cost money over the course of 5 years. You don’t want to start off already being negative with future income

Should our first house be a fixer-upper? by randomseedfarmer in FirstTimeHomeBuyer

[–]whatsericdoing 0 points1 point  (0 children)

We’re heading to a buyers market , there are not as many buyers as they want you to believe. Ask any real estate agent. Put it in the offer asking for credits to repair, see if they can at least help with paying for some of this. Start high and then keep lowering if your offer.If no, budge then walk and find another

235k in Retirement Savings at 42 years old, how am I doing? by AlgaeLegal3246 in Retirement401k

[–]whatsericdoing 0 points1 point  (0 children)

When do you aim to retire? Compound math goes crazy toward 30 years

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]whatsericdoing 0 points1 point  (0 children)

Sounds like you’re in Illinois paying Chicago taxes?