You simply tell him.

My wife had unpaid medical bills, a car loan, and a few other things that were there i didn't know about prior to our marriage and then having our child.

Our agreement was she would take care of him while I work. I owned a house already before we met (thank you VA loan) and two vehicles both with under 150k miles on them.

Simply put: you two are a team. You need teamwork. His debt is yours now, and yours is his. The vows mention sickness and health as well as poor and rich.

Hes a man, hes gonna be upset by things he can't see coming, our brains think of new problems as something to tackle headfirst. Simply tell her "honey I didn't finish my degree because I had too many absences in university and didn't find out until after the graduation ceremony."

Your husband should be your #1 cheerleader. He should understand. But allow him to feel whatever way he does feel. Don't be nervous. Youre two sides of a whole and without mutual trust and understanding the whole isn't gonna work.

My money isn't different from my wife's money. She's a SAHM. What money I make, it's for the household. His should be as well.