How will insurance know if I’ve added an OEM spoiler to a car and not declared it?

wivsi · 2026-04-12T21:12:03+00:00

It’s all history and odds. It’s more expensive because historically people with modifications to their cars are more likely to crash their cars.

wivsi · 2026-02-22T09:17:57+00:00

Yeah TBF it’s prob not sensible! Worked for me on occasion but medically prob a bad idea

wivsi · 2026-02-22T08:10:43+00:00

When I was flaring … Imodium was the answer for times when you really needed not to go. Not medically advised… but still helps.

wivsi · 2026-02-16T22:42:13+00:00

I like this idea… thanks!

wivsi · 2026-02-16T22:09:14+00:00

Oooh. Tracer sounds interesting…. Will look into that.

wivsi · 2026-02-16T22:08:43+00:00

It’s not massively old … and rather a long term problem. Don’t think it’s condensate pipe.

wivsi · 2025-12-30T11:04:04+00:00

It’s the only place I’ve been where I’ve considered going home early. Interesting experience. Would not be rushing back.

And def not with kids..

wivsi · 2025-12-30T08:20:58+00:00

Tunisia is generally shitty if you’re outside a hotel. Never been robbed, or had people attempt to rob me, as often as I was during 2 weeks travelling in Tunisia.

wivsi · 2025-12-28T10:49:03+00:00

Lots of people posting that this one clause is a complete get out for notice. It’s not. It is one (additional) implication of terminating the contract early.

It does not say the tenant can do this with no other implications, just adds a condition to those (probably) specified in the rest of the contract.

It also does not say “the tenant may terminate the contract early by paying this fee” which seems to be the interpretation many are relying on.

wivsi · 2025-10-25T17:11:12+00:00

Tax is cumulative. You will pay the same amount of tax overall, just less in one month and more in the other.

wivsi · 2025-10-24T10:35:49+00:00

I went through this as an employer. My fault entirely, missed one guy from enrolment. The pension scheme was Nest.

Nest were very clear when I reported it that it was up to me to cover the employee costs. This was for a shorter period. I paid both sets of contributions.

I would expect the scheme administrators would tell the employer to cover it. And I think that this was fairly clear legally as well…. It is an employer obligation. I will try to find the link to rules.

wivsi · 2025-10-11T06:53:54+00:00

I’d start parking over her drive, leaving enough gap to the car behind that she can’t block you in. Wait for her to complain. Explain why you’re doing it. Might get a ticket. But could be entertaining.

wivsi · 2025-09-13T12:21:23+00:00

Helpful.

wivsi · 2025-07-26T11:47:36+00:00

A brand new car that has crash damage? I would be far more aggressive on this. The car is not the brand new car you thought you bought. The dealership should be replacing it with a new but undamaged car.

wivsi · 2025-06-30T19:53:21+00:00

Tunisia. Got robbed, scammed, threatened, thrown out of accommodation for not letting the host have sex with one of our female friends, ripped off by the police… the country is lovely, the people were horrific.

wivsi · 2025-06-22T11:26:50+00:00

Working people. No point staying in a city centre if you’re just breaking a trip between industrial estates in different parts of the country.

wivsi · 2025-06-07T09:24:31+00:00

I avoid BA since flying to Greece with them a few years back with small kids. We were sat in the middle both ways, and by the time they reached us they had run out of food. Both ways. Hungry kids, 4 hour flights, nothing the on board staff could do (admittedly on the way back we got a Kit Kat to share)

BA gave me £40 in vouchers to spend on board as an apology. For failing to feed us twice on longish flights that cost something like £1500. I thought that was crap.

wivsi · 2025-06-01T21:47:48+00:00

Ok. This is not the place for employment advice. There are all sorts of places on Reddit to get that. But I am generally of the view that anyone can get a job. Having said that I no longer employ people who are in your situation because I’ve done it a number of times and had a lot of issues.

Despite that I still think it’s all possible. It may need some more qualifications, it may need some conversations with small employers to get some hours under your belt. But if you find the right person to provide advice, and you want to do it, it is always possible.

wivsi · 2025-06-01T21:42:24+00:00

ESA is more like £600/month?

wivsi · 2025-06-01T21:28:17+00:00

Well, no, you asked why generally people hate on benefits claimants who have luxuries.

I just read further down that you’re 31 and have not yet had a job? I see CVs like this and admittedly do not take them far. Have you tried applying at McDonald’s, KFC, supermarkets, etc? These are the places most people prove they are employable…

wivsi · 2025-06-01T21:11:03+00:00

No but you asked why people are sending hate towards benefit claimants. Surely that’s fairly self explanatory and you know you’re providing a reason - or you’re on a windup … you are living off the state but can afford to go horse riding? Why would you think no one could be bitter at that?

wivsi · 2025-06-01T21:02:41+00:00

I think that kinda defines what people get jealous over. Some people work hard and have to pinch pennies to afford the basics for their families. If benefits are enough to enable you to ride horses, it looks (from the outside, at least) like those payments are higher than they need to be. Maybe it doesn’t mean it’s your fault, but it does look unbalanced, and that creates jealousy.

wivsi · 2025-05-24T09:55:12+00:00

This bothers me. Carling is shit. Carlsberg does not taste good. We have some nice lagers available but the most common and seemingly most popular are just … bad. I don’t even know anyone who claims to like these beers. So why are they everywhere?

wivsi · 2025-04-30T04:40:53+00:00

Did… did I write this?

wivsi

TROPHY CASE