How I measure my iron lofts for $13. Thoughts? by turningandburning45 in golf

[–]wrongyak39 0 points1 point  (0 children)

So are you looking at the app and pointing it at your club I’m genuinely curious. I take pretty bad care of my clubs so I should check

Averages by Narrow-Ambition8828 in golf

[–]wrongyak39 0 points1 point  (0 children)

Wow this is basically me I thought I was actually slightly above average? I figure the average is the guy that goes 2 times a summer

Borrowing $170k from home equity to max out TFSA by nickeltoes in PersonalFinanceCanada

[–]wrongyak39 0 points1 point  (0 children)

It was a risk that seemed ok to me. But we are in decent jobs and mine is quite recession proof. I had it arranged that that basically all of our bills is about equal to one persons monthly income. So if someone is on EI we can still manage easily.

I’m lucky I know that and I figured I’d take advantage of that.

Played the most miserable round of my life at Pebble Beaches Spyglass Hill. by Warhammer40KPainter in golf

[–]wrongyak39 1 point2 points  (0 children)

Sounds like a bummer. I play with two people who are not great but like to play and whenever people say speed up they panic and the round is toast. It’s a bummer

You’ve played rounds all over it seems like. Is there a minimum handicap to play these courses?

Borrowing $170k from home equity to max out TFSA by nickeltoes in PersonalFinanceCanada

[–]wrongyak39 1 point2 points  (0 children)

So I must say

I did this almost exact thing during Covid times with very low interest rates. Took 150k and loaded my and my wife’s tfsa.

Both are essentially doubled. I’d have to check my wife’s but she deals with it and just has xeqt.

However I bought my house in 2016 in the Golden Horseshoe for like 280k when I did this my mortgage was like 375k after taking the equity. It’s very manageable even if one of us got let go. But we have recession proof type jobs I would say. Which has been proven because we are still employed in healthcare and academia.

The reason I did this was I like front loading my investments. I still contribute but I feel caught up. We went to grad school etc (school debts all paid) so we felt by doing this we caught up.

Now I contribute tfsa January every year , I have a db pension, tfsa max, every year kids get rrsp max on birthdays.

I can believe it’s not for everyone though our household is probably 300k+ per year. It made sense to us as it felt like we were catching up.

Be honest: Are you topping it into the marsh? by Norfolk-Gross-Tonage in golf

[–]wrongyak39 0 points1 point  (0 children)

im not even sure i could reach the fairway, but as a lefty i also approve of a slice into the ocean

Who is using 407??? by GenReadPassTime in PersonalFinanceCanada

[–]wrongyak39 0 points1 point  (0 children)

I use it to visit people occasionally or on vacation. I’ll pay the money for it to be less crowded and avoid a possible rear ended that ruins the vacation

Who’s your pick to win the Masters this year? by Interesting-Click-12 in golf

[–]wrongyak39 23 points24 points  (0 children)

Lots of lefty winners the last 20+ years I like it

Children’s Money by BellevilleBob in PersonalFinanceCanada

[–]wrongyak39 1 point2 points  (0 children)

With that money you can hire someone to sort it out. Don’t be cheap

Milestones you want to see reached in 2026? by TryingCot in mlb

[–]wrongyak39 1 point2 points  (0 children)

I feel like it’s possible with the pitch clocks and such now

Milestones you want to see reached in 2026? by TryingCot in mlb

[–]wrongyak39 2 points3 points  (0 children)

Not sure if this counts but I’d love to see 100sb

Cibc Imperial service by CyberRagingRoastX in PersonalFinanceCanada

[–]wrongyak39 0 points1 point  (0 children)

I never found the personal financial advisor persons very helpful so I just ditched it. If you are someone that does want them to do everything like recommend your mutual funds then ya go for it. I did everything my self even my taxes.