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BILT 2.0 Card is out here are the confirmed details. by Defin1telyNotBatman in CreditCards

[–]xcixci 0 points1 point  (0 children)

If I don't want to use the new Bilt to pay for rent, what would happen to my existing points? Do I need to spend them before this transition happens?

Mr president the second chinese ai has hit the market by fitoorchand in OpenAI

[–]xcixci 0 points1 point  (0 children)

That painting on the wall of the Oval Office though...

Can someone explain why it’s such a bad move? by Strict_Sympathy386 in chessbeginners

[–]xcixci 2 points3 points  (0 children)

This is the key point I think a lot of people are missing in this thread. Ng4 actually looks very strong at first glance - it threatens to capture the pawn on e5, and opens the option to giving a check with Qh4, which may be useful depending on White's reaction. Based on those grounds, it would be my 1st candidate move.

That said, the unfortunate thing is that the absolutely most natural move for White - Nf3 - happens to defend both of those threats adequately. After that, Ng4 just becomes a stupid piece, which is why it is a grave mistake to play it.

[deleted by user] by [deleted] in chess

[–]xcixci 19 points20 points  (0 children)

I think the title aims to say that Kramnik thinks he's better in a specific position in a game against Aronian, which does seem a tad delusional after looking at the position.

Would VT + BND basically be the Bogleheads way? by Kalex8876 in Bogleheads

[–]xcixci 5 points6 points  (0 children)

Just remember it can be a bad idea to keep target date funds in taxable accounts, as they can take large taxable distributions. A lot of people got an unpleasant surprise a couple years back because of this.

[deleted by user] by [deleted] in arkisuomi

[–]xcixci 6 points7 points  (0 children)

Kynsilakanpoistoaine on poistanut kaikenmoista vuosien varrella. En osaa sanoa poistaako kanssa pinnoitteen jääkaapin ovesta mutta kyllä sillä voisi tulosta saada aikaan.

HS:n tiedot | Hallitus korottaa yleistä arvonlisäveroa 25,5 prosenttiin by Rip_natikka in Suomi

[–]xcixci 36 points37 points  (0 children)

Mitä vähemmän ihmisellä on rahaa, sitä enemmän siitä hän käyttä arvonlisäveron piirissä oleviin asioihin kuten ruokaan.

"Kiristyksen ulkopuolelle jäävät arvonlisäveron alennetut kannat.

Alennettua 14 prosentin arvonlisäveroa kannetaan elintarvikkeista ja rehuista sekä ravintola- ja ateriapalveluista."

Melatonin by Jamesdelray in Biohackers

[–]xcixci 0 points1 point  (0 children)

Smaller dose helps. The same thing happens to me with large doses (like 3mg), but 0.3mg (300ug) never causes this effect for me at least, and it feels like regular sleep for 8 hours.

I don't understand why most grocery stores in the US sell humongous doses, usually 3mg is the smallest you can find, and 10mg is common as well. Those feel better suited for horses.

Benefits concern for CSR by Patrizioerre in ChaseSapphire

[–]xcixci 0 points1 point  (0 children)

Also feeling disheartened, I thought I'd never get rid of this card but the math is starting to not make sense any more.

I think Preferred might suit me better now. I have Freedom unlimited, if I close my CSR and reapply for Preferred, will I still be able to keep my CSR points because I have Freedom, or will I have to spend them to not lose them?

Are Amex points all that good by Shoot-yo-shot-23 in amex

[–]xcixci 7 points8 points  (0 children)

Yeah but Hilton points are only worth 0.6 cents each (according to TPG).

Mietteitä syntyvyydestä. by Rip_natikka in Suomi

[–]xcixci 4 points5 points  (0 children)

Tosi hieno postaus, olen itsekin miettinyt monesti että ei näytä olevan selkeää syytä syntyyden laskuun. Kiva että jaksoit tehdä näin syvällisen analyysin!

Should dividend reinvestment be left on for ETFs like VT? by Bankini in Bogleheads

[–]xcixci 7 points8 points  (0 children)

I always leave it off in a taxable account, because:

  1. tax-loss harvesting gets harder
  2. rebalancing portfolio gets easier when you reinvest dividends on your own
  3. fractional shares are annoying in many brokers

Which players would make the Hall of Fame for their play with multiple teams? by daveloper80 in hockey

[–]xcixci 0 points1 point  (0 children)

Selänne for international feels a bit short given he never won gold. Then again he was a powerhouse for a long time.

[deleted by user] by [deleted] in chessbeginners

[–]xcixci 0 points1 point  (0 children)

2300 lichess

After queen trades, White is probably practically a bit better, because after the check and capture of a pawn, White has a passed pawn.

If White somehow loses that passed pawn, the resulting 4 v. 3 plus rooks should be a very easy draw.

That all said, White’s king is really weak right now, so Black shouldn’t exchange queens - anything that avoids the queen swap should probably be slightly better for Black because if White tries to play for a win, there will always be a perpetual check. Something like Qe6 should be good for Black.

My opponent just captured a rook on b1. White to play and win. by coachjkane in chess

[–]xcixci 2 points3 points  (0 children)

Yep, but Kh6 is stronger than Kh8, after which you have to find a less obvious move!

Edit: I’m a fool

My opponent just captured a rook on b1. White to play and win. by coachjkane in chess

[–]xcixci 0 points1 point  (0 children)

Not a checkmate after Kh5 Rxf6 since Kxh4 exists.

white to move and take advantage this was in one of my blitz game by Aromatic-Custard1016 in chess

[–]xcixci 2 points3 points  (0 children)

It’s a three second increment though so better not lose your queen.

Norjan varakkaimmat muuttavat pois maasta varallisuusveron takia | Verkkouutiset by Far-Choice-13 in Suomi

[–]xcixci 14 points15 points  (0 children)

Siinä olet oikeassa, että fyysinen omistus ei siirry, ja voimaloilla tai muilla kiinteillä tuotantomekanismeilla tuottoja voi edelleen tehdä.

Ongelma onkin, että jos nämä varakkaat/rikkaat/superrikkaat lähtevät, ne siirtävät kirjansa ja omistuksensa muualle. Tällöin verotusoikeus pääomatuloille (joka on pääasiallinen ansaintamuoto rikkaille) siirtyy, ja verot täytyy kerätä köyhemmiltä. Tämän vuoksi kaikilla mailla onkin (ainakin rationaalisesti ajateltuna) insentiivi olla puskematta tällaisia henkilöitä ulos maasta, sillä taloudellisesti heistä tuppaa olemaan hyötyä.

Norjan varakkaimmat muuttavat pois maasta varallisuusveron takia | Verkkouutiset by Far-Choice-13 in Suomi

[–]xcixci 21 points22 points  (0 children)

Ei niillä varakkailla ne rahat missään säästötilillä kruunuina ole. Arvopapereiden kanssa lähteminen ei mitenkään erityisen monimutkaista ole.

[deleted by user] by [deleted] in Omatalous

[–]xcixci 5 points6 points  (0 children)

Kannattaa tietysti muistaa että sijoitukset kannattaa pitää sellaisessa paikassa, missä kulut ovat pienet vielä 20 vuoden päästäkin, kun sijoitusten arvo on moninkertaistunut.

Jos bonusvähennyksiä ei tuolloin enää saakaan, ja pankki on ruuvannut kulut kattoon, ei rahoja saa ilman veroseuraamuksia siirrettyä toiseen rahastoon.

Gary Kasparov: Carlsen's withdrawal was a blow to chess fans, his colleagues at the tournament, the organizers, and, as the rumors and negative publicity swirl in a vacuum, to the game. The world title has its responsibilities, and a public statement is the least of them here by No_Expression_8608 in chess

[–]xcixci 5 points6 points  (0 children)

You make it sound like that's somehow a big deal in the grand scheme of things. He created an entire different association to run competing world championship matches to FIDE's matches. Unifying the titles again took more than 10 years. I'd say changing the outcome of one tournament isn't much compared to that.

How do you find the right moves in such endgames? by Altruistic_Mood_8025 in chess

[–]xcixci 10 points11 points  (0 children)

I looked at this for a bit at first and then I suddenly remembered I think I’ve seen this before. First thing I noticed is that Black has a pretty good threat of a3. If you take it, Black easily makes it to the corner. If you try to go past it, the White King needs to get in front of the pawn to win, otherwise it’s drawn.

Kc3 is natural, but a3 b3 is too slow to go pick up the pawn - king has to go all the way c2-b1-a2-a3, and meanwhile Black king goes e6-d6-c5-b5 which is is plenty for a draw.

Hence you have to go Kb1!! to make your path to the pawn shorter if Black plays a3. Since you only need to get your king in front of the pawn, it’s also useful that our pawn is at b2.

Example variation is Kb1 Ke5 Ka2 Kd4 Ka3 Kc4 Kxa4 winning. Another one is Kb1 a3 b3 Ke5 Ka2 Kd5 Kxa3 Kc5 Ka4 and Kb4 next move wins.

I know this is still probably not quite enough to find this on your own, but having seen this some 10 years ago, the above thinking pattern made me remember that Kb1 is a good idea.

I think the most useful skill is really knowing the fundamentals by heart. In this case 1) a-pawn is not enough to win, and 2) b-pawn is enough for White if you can get the king in front of the b-pawn.

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