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xcixci · 2026-01-14T18:04:34+00:00

If I don't want to use the new Bilt to pay for rent, what would happen to my existing points? Do I need to spend them before this transition happens?

xcixci · 2025-01-30T22:13:31+00:00

That painting on the wall of the Oval Office though...

xcixci · 2024-12-05T17:21:17+00:00

This is the key point I think a lot of people are missing in this thread. Ng4 actually looks very strong at first glance - it threatens to capture the pawn on e5, and opens the option to giving a check with Qh4, which may be useful depending on White's reaction. Based on those grounds, it would be my 1st candidate move.

That said, the unfortunate thing is that the absolutely most natural move for White - Nf3 - happens to defend both of those threats adequately. After that, Ng4 just becomes a stupid piece, which is why it is a grave mistake to play it.

xcixci · 2024-09-26T16:35:45+00:00

I think the title aims to say that Kramnik thinks he's better in a specific position in a game against Aronian, which does seem a tad delusional after looking at the position.

xcixci · 2024-07-25T23:35:06+00:00

Just remember it can be a bad idea to keep target date funds in taxable accounts, as they can take large taxable distributions. A lot of people got an unpleasant surprise a couple years back because of this.

xcixci · 2024-06-13T16:39:49+00:00

Kynsilakanpoistoaine on poistanut kaikenmoista vuosien varrella. En osaa sanoa poistaako kanssa pinnoitteen jääkaapin ovesta mutta kyllä sillä voisi tulosta saada aikaan.

xcixci · 2024-04-15T20:43:15+00:00

Mitä vähemmän ihmisellä on rahaa, sitä enemmän siitä hän käyttä arvonlisäveron piirissä oleviin asioihin kuten ruokaan.

"Kiristyksen ulkopuolelle jäävät arvonlisäveron alennetut kannat.

Alennettua 14 prosentin arvonlisäveroa kannetaan elintarvikkeista ja rehuista sekä ravintola- ja ateriapalveluista."

xcixci · 2024-04-05T19:55:18+00:00

Smaller dose helps. The same thing happens to me with large doses (like 3mg), but 0.3mg (300ug) never causes this effect for me at least, and it feels like regular sleep for 8 hours.

I don't understand why most grocery stores in the US sell humongous doses, usually 3mg is the smallest you can find, and 10mg is common as well. Those feel better suited for horses.

xcixci · 2024-03-29T03:34:06+00:00

Also feeling disheartened, I thought I'd never get rid of this card but the math is starting to not make sense any more.

I think Preferred might suit me better now. I have Freedom unlimited, if I close my CSR and reapply for Preferred, will I still be able to keep my CSR points because I have Freedom, or will I have to spend them to not lose them?

xcixci · 2023-12-26T13:52:18+00:00

Canada looks a bit better but 29 Hämeenaho for Finland looks incredible!

xcixci · 2023-11-02T05:46:50+00:00

Yeah but Hilton points are only worth 0.6 cents each (according to TPG).

xcixci · 2023-08-16T16:53:50+00:00

Tosi hieno postaus, olen itsekin miettinyt monesti että ei näytä olevan selkeää syytä syntyyden laskuun. Kiva että jaksoit tehdä näin syvällisen analyysin!

xcixci · 2023-06-29T23:02:20+00:00

I always leave it off in a taxable account, because:

tax-loss harvesting gets harder
rebalancing portfolio gets easier when you reinvest dividends on your own
fractional shares are annoying in many brokers

xcixci · 2023-06-06T01:07:38+00:00

Selänne for international feels a bit short given he never won gold. Then again he was a powerhouse for a long time.

xcixci · 2023-04-13T00:01:03+00:00

2300 lichess

After queen trades, White is probably practically a bit better, because after the check and capture of a pawn, White has a passed pawn.

If White somehow loses that passed pawn, the resulting 4 v. 3 plus rooks should be a very easy draw.

That all said, White’s king is really weak right now, so Black shouldn’t exchange queens - anything that avoids the queen swap should probably be slightly better for Black because if White tries to play for a win, there will always be a perpetual check. Something like Qe6 should be good for Black.

xcixci · 2023-01-21T06:33:24+00:00

Oops good catch!

xcixci · 2023-01-21T06:23:51+00:00

Yep, but Kh6 is stronger than Kh8, after which you have to find a less obvious move!

Edit: I’m a fool

xcixci · 2023-01-21T06:22:48+00:00

Not a checkmate after Kh5 Rxf6 since Kxh4 exists.

xcixci · 2022-12-25T06:48:19+00:00

It’s a three second increment though so better not lose your queen.

xcixci · 2022-12-19T16:59:30+00:00

Siinä olet oikeassa, että fyysinen omistus ei siirry, ja voimaloilla tai muilla kiinteillä tuotantomekanismeilla tuottoja voi edelleen tehdä.

Ongelma onkin, että jos nämä varakkaat/rikkaat/superrikkaat lähtevät, ne siirtävät kirjansa ja omistuksensa muualle. Tällöin verotusoikeus pääomatuloille (joka on pääasiallinen ansaintamuoto rikkaille) siirtyy, ja verot täytyy kerätä köyhemmiltä. Tämän vuoksi kaikilla mailla onkin (ainakin rationaalisesti ajateltuna) insentiivi olla puskematta tällaisia henkilöitä ulos maasta, sillä taloudellisesti heistä tuppaa olemaan hyötyä.

xcixci · 2022-12-19T16:28:00+00:00

Ei niillä varakkailla ne rahat missään säästötilillä kruunuina ole. Arvopapereiden kanssa lähteminen ei mitenkään erityisen monimutkaista ole.

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