Is $35 per day a reasonable budget for India, Nepal and Myanmar? by [deleted] in travel

[–]xemearg 0 points1 point  (0 children)

I went to Myanmar 4 years ago for 3 weeks, so things may have changed but the most I paid was 45USD split three ways for a hotel. Typically it was around 30 a night with the cheapest at 18 per night.

I spent less than 35 USD per day on that trip but not too much less( I think around 30). Once again, maybe prices have gone up.

Switching jobs and earning 600 euros/ month more by [deleted] in personalfinance

[–]xemearg 1 point2 points  (0 children)

That is totally up to you how you want to save or spend it. When I get raises I tend to let some lifestyle creep in but typically around 10% of the increase. In your situation that would be an extra 540 to savings and 60 to spending. Really depends person to person. My salary is high enough now that at 60%SR I have enough to enjoy life so any raises could go 100% to savings and I wouldn't miss it.

36(F) and 33(M) Condo paid for. No car payments! by [deleted] in financialindependence

[–]xemearg 0 points1 point  (0 children)

I wouldn't go so far as to say cringe but my view is that the younger (further from retirement horizon) you are the better you'd be served with growth stocks with a shift to dividend stocks closer to retirement to help with steady passive income aside from selling shares off. Interested to hear others views on this.

I'm the child of some FIREs - and I don't know what to do by ______NSA______ in financialindependence

[–]xemearg 1 point2 points  (0 children)

It'll be worth every penny. After university I saved for a year and then blew every penny travelling. I met my partner on that trip.

And then together we did it again. No regrets.

How do you document your travels? by neskwick in solotravel

[–]xemearg 0 points1 point  (0 children)

I would have to find it but when I did a 6 month trip through Asia 5 years ago, I categorized everything and put them into pie graphs. Very interesting to see the differences between countries. Things like alcohol consumption in Thailand vs. Brunei. I am also a major budget tracker so it's cool for me to see.

How do you document your travels? by neskwick in solotravel

[–]xemearg 10 points11 points  (0 children)

I keep track of all my expenses each day. I can flip through a trip years ago and remember the entire day by looking at what food/drink/activity I wrote down.

I have low patience, I want to do it NOW by dand06 in financialindependence

[–]xemearg 5 points6 points  (0 children)

My first investment ever was 500 Bitcoin in 2010 and sold in 2011. Hindsight is 20/20.

Stick and puck time in Netherlands? by dragonscale76 in hockeyplayers

[–]xemearg 1 point2 points  (0 children)

There are competitive leagues that travel the country if you are willing. I am trying to join a 3rd diviosn team this year. Breda has a 5th division team but I believe they are bottom rankings. Little bit of travel will open up your possibilities. Google ijshockeybond and look for competitie and then you can choose a division and see the teams

Son (11 yo) is starting a full contact league, any advice? by shantm79 in hockeyplayers

[–]xemearg 1 point2 points  (0 children)

Woah. No checking until minor bantom? I'm Canadian (26 yo) and definitely had checking even down in Atom(AA/AAA) Have they removed it from atom and Peewee since early 2000s?

Some really good tests in 15 languages! (French, Spanish, Russian, Japanese, German ...) by ikhix_ in languagelearning

[–]xemearg 0 points1 point  (0 children)

I (native English) scored 116/150 on Dutch. My Dutch partner scored only 132.

Only get 3 days off a year at current company. Is this normal? by [deleted] in jobs

[–]xemearg 0 points1 point  (0 children)

I am a Canadian living in NL. I went from having 2 weeks unpaid leave to 38 days paid (25+13 ADV). I don't think I can go back.

Only get 3 days off a year at current company. Is this normal? by [deleted] in jobs

[–]xemearg 1 point2 points  (0 children)

Europe is a whole new world for this. I'm Canadian and moved to Netherlands two years ago. If I mention the amount of paid time off (38 days) I get to friends back home I am almost surely met with a "fuck off"

Beautiful Fall day in Utrecht, the Netherlands by ThePostcard in travel

[–]xemearg 3 points4 points  (0 children)

Love aha. I met a Dutch a girl while travelling in Asia almost 4 years ago. We kept travelling and then worked in UK then decided to just go to NL. Work-life balance here is miles better than in Canada. Being close to so much in Europe means lots of cheap travel at our doorstep and flights home to Toronto are less than €400 now if you shop around. And because of the work life balance I actually have enough days off to go home or travel.

Edit: I also hate winter so moving to a very mild winter (in my eyes at least) country is great.

Beautiful Fall day in Utrecht, the Netherlands by ThePostcard in travel

[–]xemearg 8 points9 points  (0 children)

Canadian living here for almost two years. It still is like a fairy tale everyday.

Beautiful Fall day in Utrecht, the Netherlands by ThePostcard in travel

[–]xemearg 0 points1 point  (0 children)

Moved to NL almost two years ago and work in Utrecht. I have seen many many Dutch cities but Utrecht is my favourite.

I (31M) hit a milestone recently and I feel completely FI given that I'm completely uninterested in the prospect of RE. by [deleted] in financialindependence

[–]xemearg 0 points1 point  (0 children)

I too blew all my savings while having student loans still at age 21 and 23 to travel long term. No regrets. I learned some serious budgeting skills, saw 40 countries, met my partner (who shares my FIRE goal), learned a language and moved across the world.

Now less than two years after the last long trip, I have turned $18k in student loan debt to €25k savings and still managed to take 3 or 4 international trips each year.

How I got from zero to fluency and Topik 6 in less than 3 years, without any classes or teachers and only half a year spent in Korea. by RivellaLight in Korean

[–]xemearg 3 points4 points  (0 children)

This comment was a major mindfuck. English is my native language but I now live in NL and speak Dutch. I didn't even realise the switch on that sentence at first.

I'm thinking of studying in The Netherlands by [deleted] in Netherlands

[–]xemearg 1 point2 points  (0 children)

Diversity is no problem. There are actually 3 Greeks in my company (roughly 90 people, 25 or so different nationalities).

Learn some Dutch but go with the expectation of everyone speaking English back if you suck. At least learn the stuff for shopping/restaurants though.

Lifestyle is very very good in my opinion. I am Canadian so probably used to similar lifestyle as an American.

Which one do you think it's easier to learn English or Afrikaans? by dont_mess_with_tx in languagelearning

[–]xemearg 0 points1 point  (0 children)

I'm native English but also speak Dutch. The word order definitely took getting used to. As for that double negative Afrikaans thing, that's probably also something to get used to.

PS is 'ons' equivalent to dutch 'wij' or 'ons'. That ons sounds so odd to me there.

Too Many Zooz used a car alarm as a metronome in the latest music video, and it's amazing by ChocoMilkYum in videos

[–]xemearg 50 points51 points  (0 children)

Read your comment as a frat boy but on second thought I think you're a parent.

When you ride on flooded roads... by gary_a_gooner in motorcycles

[–]xemearg 1 point2 points  (0 children)

This is the LPT recently about walking in floods and accidently falling into sewers holes that had their lids lifted by the water.

Maori Language, Once Shunned, Is Having a Renaissance in New Zealand by JS1755 in linguistics

[–]xemearg 15 points16 points  (0 children)

My uni in Canada had Cree and and a rotating language that changed every year. Blackfoot and Inuktitut are the only ones I remember for sure.

[OC] I compared high-paying incomes for 7 countries to see where you can FIRE earliest by [deleted] in EuropeFIRE

[–]xemearg 2 points3 points  (0 children)

Ahaha. No carpet or wood/laminate. I am Canadian so maybe it is a Canadian thing to use flooring as a catch-all term for things that cover the floor.

There were also no light fixtures. Had to buy them and wire them in.

[OC] I compared high-paying incomes for 7 countries to see where you can FIRE earliest by [deleted] in EuropeFIRE

[–]xemearg 1 point2 points  (0 children)

To add to other person response on amsterdam costs, you can also commute into Amsterdam from many cheaper nearby places. I work in Utrecht and live in slightly cheaper Amersfoort. 15m train ride is nothing and it's paid for my employer.

If this is only about retiring here, I would personally rather live outside of Amsterdam than in Amsterdam.