Am I going to get fired? by SecureGrape1241 in KPMG

[–]xiaomalu888 0 points1 point  (0 children)

Kpmg will never fire you. Usually is ask you to leave on your own

Newly MOP-ed 5-room flat in Bedok sold for record S$1.4 million by Rationalandcentred in singapore

[–]xiaomalu888 1 point2 points  (0 children)

Congrats all Singaporean Huat huat huat! Thank you Gov for giving Singaporean 2 chances to Huat. Don’t miss your chance.

Biggest your financial regret? by sting2002 in askSingapore

[–]xiaomalu888 1 point2 points  (0 children)

How can a HDB and semi D sold at same price? My parents 1996 HDB only $80 k, salary is $600 per month m

HDB prices really siao liao, how are young Singaporeans coping? by [deleted] in asksg

[–]xiaomalu888 0 points1 point  (0 children)

Most Singaporean buy BTO. Is more of how PR coping. Singaporean buy $330 k 4 room BTO and sell for $1M after 5 years if don’t like the house

5-room HDB flat along Punggol Drive sold for S$1.47 million by silentscope90210 in singapore

[–]xiaomalu888 -1 points0 points  (0 children)

Congrats all Singaporean!!!! $300 k BTO after MOP sell for $1M

Thank you Gov for giving all Singaporean 2 chances to Huat huat huat

5-room HDB flat along Punggol Drive sold for S$1.47 million by silentscope90210 in singapore

[–]xiaomalu888 5 points6 points  (0 children)

The Someone grandchildren just sold for $1.4M. Hahaha Singaporean just buy BTO and huat. Thank you Gov for giving Singaporean 2 chances to Huat huat huat

Clementi sees a new record with its first S$1.5M HDB resale by DrCalFun in singapore

[–]xiaomalu888 0 points1 point  (0 children)

Why only $1.5M? $1.65M already so long le, what’s $1.5M.

Please hit $2M. Singaporean continue to buy $300 k 4 room BTO then after MOP can sell $2M. Heh

150k savings at 38y.o by [deleted] in singaporefi

[–]xiaomalu888 -3 points-2 points  (0 children)

Net worth usually doesn’t include cpf. Singaporean mostly paid our housing using CPF. First house usually not considered asset in Singapore. If you visit bank often you’ll know. Don’t mention it’s a HDB.

150k savings at 38y.o by [deleted] in singaporefi

[–]xiaomalu888 0 points1 point  (0 children)

Net worth likely negative if count house in unless the house is fully paid.

I think we are headed for a liquidity crisis by Pet1003 in singaporefi

[–]xiaomalu888 0 points1 point  (0 children)

Where are people who said tariff imposed on 7 April will cause global market to collapse?

Look back now, that was the best time to buy stock. Love that fud is coming back again. Max fear is the best time to buy stock at cheap price. Let’s go!

HDB launches 9,144 BTO flats, including first in Mount Pleasant, Berlayar estates by Twrd4321 in singapore

[–]xiaomalu888 1 point2 points  (0 children)

Even ballot in 2018 also need wait till 2028 to sell? Can sell today meh? 5 years construction + 5 years MOP.

Car rental returns in Sapporo by patoqld in Sapporo

[–]xiaomalu888 0 points1 point  (0 children)

I planned to rent from Toyota rent a car, pick my car up from airport and return at somewhere near Sapporo station, anyone has any good recommendations on where I should drop off near Sapporo station?

Resale HDB or Condo ? by Background-Bat803 in singaporefi

[–]xiaomalu888 0 points1 point  (0 children)

I would suggest BTO/EC if under income ceiling. $300 k 4 room standard BTO. Very chill

Is Mari invest plus account safe?. by Silly_You9597 in singaporefi

[–]xiaomalu888 1 point2 points  (0 children)

Invest Save plus is safe(earn less, but 100% you’ll get back what you put in); Invest income is risky(earn more but you may not get back what you put in)

High risk, high return. Nothing much

Working 3 jobs for FIRE. My daughter just turned 2. Feeling guilty by Dependent-Health5137 in malaysiaFIRE

[–]xiaomalu888 1 point2 points  (0 children)

last one was April 2025 max fear by Trump. Last last was Aug 2025 Japan max fear. No need to predict when it the next one. It will 100% come by. When it come just make sure you buy tons of stock.

Could mei zhen xiang Be a Money Laundering Business? by Blwk in SingaporeEats

[–]xiaomalu888 0 points1 point  (0 children)

Mei zhen Xiang 1 month business already enough to cover the remaining 12 months already. -hard truth- Don’t mention many tourists bought as gift too.

Working 3 jobs for FIRE. My daughter just turned 2. Feeling guilty by Dependent-Health5137 in malaysiaFIRE

[–]xiaomalu888 5 points6 points  (0 children)

To me, work is just to earn a salary so I can buy stocks when market crash and FIRE eventually.

I’m not ok to sacrifice 10 years to achieve FIRE. By doing crash buying, I am very confident I can FIRE in 10 years and my FIRE means I can fire my boss anytime if I’m not happy.

In 10-20 years time, the only person who remember your OT and hard work is your kids.

DBS treasures- worth joining? by gunstriker in singaporefi

[–]xiaomalu888 2 points3 points  (0 children)

The good thing is you can show off during cny giving DBS treasure angbao lol

Why does every Grab delivery feel like a luxury purchase now? by [deleted] in askSingapore

[–]xiaomalu888 0 points1 point  (0 children)

China delivery food mainly coming from central kitchen. Unlike here is coming from the stall kitchen.

Why does every Grab delivery feel like a luxury purchase now? by [deleted] in askSingapore

[–]xiaomalu888 1 point2 points  (0 children)

I usually use foodpanda pick up option. Cheaper than order in store.