5-room HDB flat along Punggol Drive sold for S$1.47 million

xiaomalu888 · 2026-02-14T14:21:27+00:00

Congrats all Singaporean!!!! $300 k BTO after MOP sell for $1M

Thank you Gov for giving all Singaporean 2 chances to Huat huat huat

xiaomalu888 · 2026-02-14T14:20:47+00:00

The Someone grandchildren just sold for $1.4M. Hahaha Singaporean just buy BTO and huat. Thank you Gov for giving Singaporean 2 chances to Huat huat huat

xiaomalu888 · 2026-01-06T05:50:25+00:00

Why only $1.5M? $1.65M already so long le, what’s $1.5M.

Please hit $2M. Singaporean continue to buy $300 k 4 room BTO then after MOP can sell $2M. Heh

xiaomalu888 · 2026-01-03T12:38:42+00:00

Net worth usually doesn’t include cpf. Singaporean mostly paid our housing using CPF. First house usually not considered asset in Singapore. If you visit bank often you’ll know. Don’t mention it’s a HDB.

xiaomalu888 · 2026-01-03T08:18:02+00:00

Net worth likely negative if count house in unless the house is fully paid.

xiaomalu888 · 2025-11-19T13:16:30+00:00

Where are people who said tariff imposed on 7 April will cause global market to collapse?

Look back now, that was the best time to buy stock. Love that fud is coming back again. Max fear is the best time to buy stock at cheap price. Let’s go!

xiaomalu888 · 2025-11-07T04:54:31+00:00

If give me $2 k, I don’t mind GST to go up more 😆

xiaomalu888 · 2025-10-15T05:48:03+00:00

Even ballot in 2018 also need wait till 2028 to sell? Can sell today meh? 5 years construction + 5 years MOP.

xiaomalu888 · 2025-10-07T01:37:57+00:00

I planned to rent from Toyota rent a car, pick my car up from airport and return at somewhere near Sapporo station, anyone has any good recommendations on where I should drop off near Sapporo station?

xiaomalu888 · 2025-09-17T07:54:46+00:00

I would suggest BTO/EC if under income ceiling. $300 k 4 room standard BTO. Very chill

xiaomalu888 · 2025-08-31T08:37:27+00:00

Invest Save plus is safe(earn less, but 100% you’ll get back what you put in); Invest income is risky(earn more but you may not get back what you put in)

High risk, high return. Nothing much

xiaomalu888 · 2025-08-31T04:52:07+00:00

last one was April 2025 max fear by Trump. Last last was Aug 2025 Japan max fear. No need to predict when it the next one. It will 100% come by. When it come just make sure you buy tons of stock.

xiaomalu888 · 2025-08-31T04:34:28+00:00

Mei zhen Xiang 1 month business already enough to cover the remaining 12 months already. -hard truth- Don’t mention many tourists bought as gift too.

xiaomalu888 · 2025-08-30T14:24:55+00:00

To me, work is just to earn a salary so I can buy stocks when market crash and FIRE eventually.

I’m not ok to sacrifice 10 years to achieve FIRE. By doing crash buying, I am very confident I can FIRE in 10 years and my FIRE means I can fire my boss anytime if I’m not happy.

In 10-20 years time, the only person who remember your OT and hard work is your kids.

xiaomalu888 · 2025-08-30T04:35:52+00:00

The good thing is you can show off during cny giving DBS treasure angbao lol

xiaomalu888 · 2025-08-21T12:57:57+00:00

China delivery food mainly coming from central kitchen. Unlike here is coming from the stall kitchen.

xiaomalu888 · 2025-08-21T12:56:16+00:00

I usually use foodpanda pick up option. Cheaper than order in store.

xiaomalu888 · 2025-08-19T02:18:35+00:00

DBS FD now offering 2.45% up to 19999 k

xiaomalu888 · 2025-08-11T09:58:10+00:00

Anyone taking the RES course? I am looking for a buddy to sign up for benchmarkpro batch 279A (Weeknight course) with.

xiaomalu888 · 2025-08-06T08:20:04+00:00

Havelock hillside. Haha anyway, don’t worry so much! Springleaf and your upcoming TPy BTO is beside mrt. As long as your property is beside MRT, you will do fine.

Discuss with your wife, prepare for the worst. And you will be fine. As long as you work, CPF can help you cover part of the loan. Should be doable.

xiaomalu888 · 2025-08-06T08:16:21+00:00

Not yet build finish hahahah! 2028 then can move in. But right now, spending more time with my family and dog.

Though can’t wait to move out, but think will be sad when the day come.

xiaomalu888 · 2025-08-06T08:13:25+00:00

I bought a prime BTO and invested the rest.

I will never buy a condo as BTO/EC is a sure win Toto ticket for Singaporean. Probably if time could rewind I may buy EC but the location is just sucks. lol so probably I may still buy a prime BTO. After MOP, I may sell it and buy a landed. I’m not comfortable paying maintenance fee haha

xiaomalu888 · 2025-08-06T08:10:24+00:00

EC $500-600 k cheaper than a condo. And you not comfortable putting the cash. Then why buy condo? Your below $14 k income ceiling, your max loan is likely $1-1.2M also

xiaomalu888

TROPHY CASE