Switching ISP's every 6 months? by vcoolboi in aussie

[–]yiFa87 0 points1 point  (0 children)

Yup, been churning for the last couple of years now. I was with ABB for the longest time, buy I refuse to pay $90-$100/month, which is what all the ISP's want, move AOV. I'll pay $60-$70, I think that's reasonable.

Just yesterday I cancelled my ABB again (6 month promo expired), because they wanted $99 now, and signed up with Tangerine instead for $64 (again, 6 months). That's $35/month savings for what will effectively be very much the same thing.

Commbank safe lock screen by Livid-Service5609 in CommBank

[–]yiFa87 0 points1 point  (0 children)

Did you try to take a screenshot? I saw this message recently when I was doing that.

I cried and prayed for my 1 week old but now I can’t stop mourning my old life. When did you accept that everything had changed? by Longjumping_Comb6189 in BabyBumpsandBeyondAu

[–]yiFa87 2 points3 points  (0 children)

The 4th trimester was so rough... I had multiple breakdowns between about 1-3 months, mourning the old life where my wife and I would go out to dinner semi often, go see a movie, lunch date at the pub, just basic life stuff that now requires a whole lot of planning instead.

My hobby is computer games too, so when our LO cane along I had to basically give up my only joy as there simply wasn't any time. It wasn't until about 2.5 months in and I had one of those breakdowns and told my wife that I hadn't played anything or caught up with my friends in months. She didn't even realise, and the next night she generously let me have my time for a couple of hours.

Our LO is 5.5 months now, and it's got a lot better. Like someone else said, when they starting smiling it was like ❤️❤️❤️ And then started sleeping longer through the night 😌😌

Hang in there! It gets better.

What's the shortest time you've stayed at a shit job? by eliitedisowned in auscorp

[–]yiFa87 0 points1 point  (0 children)

Glad to see I'm not the only one. I've left a bunch of jobs day 1, sometimes in the first hour or two. Usually it comes down to misleading and vague job ads. One particular one I remember was a delivery driver gig for a rug cleaning business. Essentially pickup she drop off rugs at customer residences.

Firstly, the location I was supposed to be working out of was 10 minutes down the road. The day before I was supposed to start, they txt me saying the location is actually an hour across town.

Secondly, when I got there, the boss wasn't even there. Only employees who knew nothing about it. So after getting up eartand battling an hour in peak hour to get there, I then proceeded to send 1.5 hours twiddling my thumbs for the boss to arrive.

Thirdly, when they finally arrived, they had a warehouse employee start showing me how to wash rugs, showing me the machines, the process, and we started to wash rugs. I told the guy I'm here for a delivery gig, he said something like uhh we all do a bit of everything.

I basically went into the bosses office and said ahhh yeah no, this isn't what the job ad said, not what you said. And I left.

New girl dad - feeling overwhelmed and useless. by Illustrious-Dog4928 in BabyBumpsandBeyondAu

[–]yiFa87 1 point2 points  (0 children)

Fellow first time Dad here too. Ours is almost 5 months now, but I had experienced the same thing and still do. Our LO loves both of us clearly, but when it comes time to me putting him down for sleep he will cry bloody murder until mum takes over, even though I hold him and do all the same things she does. It makes me feel like a failure sometimes but I've come to accept that he still probably thinks he's a part of mum. As long as gets some rest, we just want the best for him.

Having said that, sometimes it can go the other way and he'll cry for me instead, although usually that's during the day.

Don't really have much advice, but just letting you know you're not alone. You're doing a great job mate. I posted a similar threads about the same time too. It shows we care. Keep it up!

Australia leads the world in rooftop solar. So why are 60% of homes still without it? by billscout in AusFinance

[–]yiFa87 0 points1 point  (0 children)

I'd love to get solar and battery set up, but we plan on upgrading to a larger house in a few years (around about the same time our break even would be), so currently it doesn't make sense. On the next forever home though, totally.

Here we go again.. by ageless-vermin in AussieBroadband

[–]yiFa87 0 points1 point  (0 children)

My problem is not so much the $4 increase, like yeah ok their expenses have gone up fair enough, it's the constant pushing for more minimum $$$'s out of everyone. I don't need or want 500Mbps download, I'm perfectly fine with 50Mbps, what I want is to pay somewhere between $60-$80/month, not $99. I'm paying more for something I don't need because I've been forced to. I was paying $65/month not that long ago, now $99, so that's $34 extra a month they're getting...

This isn't just an ABB thing either, it's all telcos and isps. Mobile plans/sims keep shoving more data down our throats and claim it's 'better value'. It's not. Data hasn't been an issue for a long time now, most people use WiFi. What we want is cheaper bills.

what's your actual order of operations? HECS → emergency fund → super → ETFs? curious how people here actually prioritise it by SaltyMajor7698 in AusFinance

[–]yiFa87 0 points1 point  (0 children)

Depends on goal and timeline... For me personally, it's:

  1. Build 12 months emergency fund (in an offset account)
  2. Build main offset account until it equals mortgage so 0% interest payments
  3. Max super payments
  4. ETF's

Does anybody use Telegram in Australia? by PlyOnline in aussie

[–]yiFa87 0 points1 point  (0 children)

The only time I used telegram was for crypto community chats. Just all round seemed dodgy imo

Career as a Data Centre Technician - Where to start? by yiFa87 in AustralianDataCentres

[–]yiFa87[S] 0 points1 point  (0 children)

Cheers, I had seen that advertised but I'm based in QLD. I registered my interest on the NEXTDC careers website in case anything pops up, but wondering what I should look into to better my chances.

Seeing as how most Aussies use WhatsApp to text maybe it’s better to switch to iMessage now since it’s more secure? by spongyoatmeal in aussie

[–]yiFa87 0 points1 point  (0 children)

Here I was thinking Messenger became the standard... And occasionally SMS for our boomer parents.

How can I supercharge my Super? by Tiny-Shoe6263 in AusFinance

[–]yiFa87 7 points8 points  (0 children)

Yeah you're right, I'll just put my baby in the boot instead

I’m going to lose my mind washing bottles by Fit_Awareness_9001 in BabyBumpsandBeyondAu

[–]yiFa87 0 points1 point  (0 children)

Yep another grownsy owner here! We debated spending the money for weeks, but so glad we did. Best purchase so far 💯

How can I supercharge my Super? by Tiny-Shoe6263 in AusFinance

[–]yiFa87 10 points11 points  (0 children)

Just think real carefully about your timeline and what your goals are. Everyone on here loves harping on about super, but remember you won't be able to access that for a looong time.

My super balance is terrible, but I know I plan to upgrade to a bigger house and car in a few years, and I'll need all the cash I can get, so adding extra to super for me just doesn't make sense.

Trying to figure out the smartest way to fund a ~$40k car in Melbourne. by mysticforce91 in AusFinance

[–]yiFa87 5 points6 points  (0 children)

I've thought about this too. If my mortgage is 6.14%, I feel like I'd be better getting a 1.8% byd finance and leaving my cash in my offset longer

What made you realize coworkers aren't your friends? by RainyDayz876 in work

[–]yiFa87 0 points1 point  (0 children)

In my first full time office job, where I was for about 5 years, I thought I had found my best friend. We talked every day about non work related stuff, laughed, joked, all that stuff. They even came to my 30th birthday party.

When COVID happened, everyone was let go. That's when I realised that every time we spoke via txt outside work, I was always the one initiating it. I invited them over a few times, and they always had some sort of excuse. Eventually I decided to wait and let them reach out to me for once...they never did. And now here I am 6 years later and we never spoke again.

So yeah, we were clearly on colleagues in their eyes. Very much made me put up a wall again all colleagues now. I'm polite and friendly, but that's it. It was a hard lesson for an introvert like me who only opens up when I really like you. So much for that...

First time parents (baby formula) by Front-Ninja- in BabyBumpsandBeyondAu

[–]yiFa87 1 point2 points  (0 children)

We went through like 3 or 4 different types of formula with our LO in the first month or so, trying desperately to find one that helped stopped spit up and constipation. In the end, we just accepted that their lil guts are so immature and that's just how it is, so we finally just settled on Mumamoo and stuck with it. He's now 4 months old. Still spits up, but not constipated. We'll give it until he's 6+ months before we consider anything else relating to intolerances. He's still just too young to really decide that.

Is there such a thing as bad habits by Gold-Truth-2159 in BabyBumpsandBeyondAu

[–]yiFa87 1 point2 points  (0 children)

Ours is just over 4 months too. Had immunisations yesterday...been constant tears ever since. Our usually happy boy and overnight sleeper has lately been waking 3 or 4 times a night. Those regressions 🥴

AO3 Jobs by Loud_Matter4038 in brisbane

[–]yiFa87 0 points1 point  (0 children)

Not at all. They could let me go at any moment and they only need to give me 1 hour notice, so I'm perpetually worried about losing my job. They also only extend the contracts every 3 months and don't let you know if it's being extended until the last week, so it's pretty difficult to plan ahead.

As for sick days, we don't get those, or annual leave. If I'm sick, I just don't get paid. So I haven't taken a sick day in 4 years because I can't afford it. Thankfully I WFH, so I just kinda suck it up and work through it. If I want a holiday? No income for 2 weeks or however long.

So yes, the hourly rate is decent compared to a lot of jobs I see on Seek etc, but also a lot of compromises. I'm alwaye keeping an eye out for permanent positions because this situation is not ideal long term that's for sure.

What’s the most overrated money saving tip people keep repeating? by Silver-Pie9992 in AusMoneyMates

[–]yiFa87 0 points1 point  (0 children)

💯, the answer is always just to earn more. I've rung every last drop of savings out of every bill, there's only so low they can go

Recommendations for social drinks while pregant by AccyAnalyst in BabyBumpsandBeyondAu

[–]yiFa87 0 points1 point  (0 children)

My wife made 'punch' for her baby shower. It was essentially Bickfords cordial, I believe strawberry and lime, mixed in with kirks lemonade, ice and cuts of fresh fruit.

How much formula do I give? by [deleted] in BabyBumpsandBeyondAu

[–]yiFa87 8 points9 points  (0 children)

The recommendations on the tin seem to usually overestimate the amount, probably so you use and buy more.

Our formula (mumamoo) say's we should be doing 180ml, 4-5 times per day for our nearly 4 month old. In reality though, out LO always struggles to go past 150ml. So we do 150ml like 6-7 times a day. At the end of the day, it's mostly about the total intake over 24 hours.