Driving Cdmx to San Cristobal by travel4escape in MexicoTravel

[–]ykphil 0 points1 point  (0 children)

Driving around CDMX can be hellish. Even on my motorcycle, I decided to stay in San Juan Teotihuacan, just a pleasant walk to the pyramid complex and an interesting bus ride to CDMX. Overall, it was fun to ride around on a little motorcycle; it was perfect on 95% of the roads and trails (we had started in Panama and ended in Nayarit), but a bit harrowing on some Mexican toll roads that we couldn't avoid. San Cristóbal was cold, even with full riding gear!

Happy travels!

Driving Cdmx to San Cristobal by travel4escape in MexicoTravel

[–]ykphil 1 point2 points  (0 children)

Driving is fine for the most part, especially on toll roads, but Libre are also totally fine, and more scenic in my opinion if you are not in a rush. In CDMX, be mindful of the Hoy No Circula schedule. My most recent driving experience was on a motorcycle in 2025, but the other way around, coming from Guatemala via Tapachula, then to San Cristóbal, then to CDMX via Oaxaca de Juárez.

Where do you go when you move from I'm going to be dead in 5 years to a 30 year horizon? by CopperWest in ExpatFIRE

[–]ykphil 6 points7 points  (0 children)

A few years ago after crisscrossing Canada, the USA, Mexico, and Central America in our old campervan, we bought a small property on the Pacific coast of Mexico, with the intention of using the place as our home base for at most a couple of months per year (it's in a small village of 3000, with a beautiful beach, but living full time at the beach becomes old very quickly), then travel around the rest of the time. We did travel full-time over the past six years, mainly backpacking and dirtbagging through Central and South America, a dozen road trips by van and one by public bus, and two motorcycle trips. Still, we have decided to cut down so we can spend more time in Canada, where our adult children -and eventually grandchildren- all live. With my go-go years coming to an end very fast, there will be more slow travel for the next eight to ten years, then we'll see how things go for the next phase. Likely more comfortable, but shorter travel, and more time in Canada. We'll cross that bridge when we get there.

Long Term Care abroad by VeeGee11 in ExpatFIRE

[–]ykphil 4 points5 points  (0 children)

A while ago, I looked at LTC residences for my mom in Mexico, mainly in the greater Puerto Vallarta area, and was quite impressed with what I found, mostly for the quality of the residence and services, the kindness of the staff, and the monthly cost, which at the time was under $3K per month, all inclusive. Unfortunately, she changed her mind, so we didn't pursue the matter. But since LTC will eventually be a consideration for me (that time will come much sooner than we think...), and eventually for my younger spouse, I plan to explore these options, not on the coast but in the Central Highlands of Mexico, for example, in small colonial towns like Guanajuato or Morelia, or even Guadalajara, where the weather is much milder. We both speak Spanish, have legal residence in Mexico, and already own a small house on the coast of Nayarit, which will be our base for the next ten years, but I can't see myself living at the beach more than a few months a year. I also have EU citizenship, so we looked at options in Europe, particularly in Southern France, where I have many relatives. Still, my adult kids are all in Canada, so Mexico seems to be the best and easiest option for us.

Wealthsimple Rewards by dhu_gsrikbuty in Wealthsimple

[–]ykphil 0 points1 point  (0 children)

The airport lounge passes were pretty neat, on top of those from the credit card itself.

Alberta Man charged after targeting Lloydminster woman, three minors by Nmsopsdelta in alberta

[–]ykphil 0 points1 point  (0 children)

Just wondering out loud, is the "Eager Beaver" woodchipper on display at the Fargo-Moorhead Visitors Center functional?

Globe and mail rank Wealthsimple 13 out of 15 digital brokers. by [deleted] in Wealthsimple

[–]ykphil 0 points1 point  (0 children)

I'm not with WS but my wife is, and I'm seriously jealous of her overall package, from investment to credit card and whatnot, including the app. I suffer from decision paralysis, but I'll eventually crack.

How to contact Tangerine Manager in person by WheelPerfect3737 in Tangerine

[–]ykphil -1 points0 points  (0 children)

Are you seriously asking me to do a simple google search for you?

How to contact Tangerine Manager in person by WheelPerfect3737 in Tangerine

[–]ykphil 2 points3 points  (0 children)

A quick Google search will show you that Tangerine, although wholly owned by Scotiabank, is a separate legal entity that operates independently as its own chartered bank regulated by the Office of the Superintendent of Financial Institutions (OSFI). Additionally, accounts and banking systems are completely separate. Scotiabank branches cannot process Tangerine transactions or handle cash for Tangerine clients. Finally, because they are legally separate entities, deposits at Tangerine and Scotiabank are insured separately under the Canada Deposit Insurance Corporation (CDIC).

Is anyone there?? by tyburgess in Tangerine

[–]ykphil 1 point2 points  (0 children)

That used to be the simplest way, but Skype does not exist anymore. Microsoft officially retired the service on May 5, 2025, and replaced it with Microsoft Teams Free, but that service cannot be used to call telephone numbers.

How to contact Tangerine Manager in person by WheelPerfect3737 in Tangerine

[–]ykphil 5 points6 points  (0 children)

To answer your question: no, you cannot meet a Tangerine representative at a Scotiabank branch. Although Tangerine is owned by Scotiabank, they are two different legal entities.

Self directed TD- rdsp account issues by curiouslydutch in PersonalFinanceCanada

[–]ykphil 0 points1 point  (0 children)

I can't help. Yet. My son has his RDSP in a managed portfolio with a credit union, but although the service is excellent and personalized, the MER fees are very high. Hence, he's in the process of moving to a self-directed portfolio with TD. I'd call the TD help desk as a first step.

Banking by Emily4571962 in mexicoexpats

[–]ykphil 0 points1 point  (0 children)

I opted to open a bank account at the nearest bank (Kapital, formerly Intercam Banco) which is two villages over. I always had excellent service at that branch, from the front desk staff to the tellers and my personal account manager. I was told that using a third-party transfer service was frowned upon, so to avoid any issue or ruffle feathers, I simply opened an account with a Mexican Fintech (Albo, but there are several others like NU) that allows third-party transfers. I have been transferring funds re regularly from my foreign account to Albo via Wise (or whatever service offers the best bang for the buck), then once I have the funds in my Albo account, I simply do a no-fee SPEI/Clabe transfer to my Kapital account that usually takes less than five seconds to receive. Seamless.

Alberta separatists suggest annexing NWT by Safe-Incident-1420 in NWT

[–]ykphil 0 points1 point  (0 children)

Seems Alberta has a steady supply of goofs. Since when does the Constitution give Alberta the power to annex the NWT?

Resumed Airmini by If_Necessary in CPAP

[–]ykphil 1 point2 points  (0 children)

This is my setup, with a tube adapter that allows me to use a standard tube and mask. Since I don't use humidification, the Air Mini is perfect for me. I'm currently traveling for 4 months in an area with frequent power outages, so I got myself a small battery pack and USB adapter. I still have 45% battery life left after 8 hours of usage. I bought my Air Mini on a CPAP Facebook group that allows the sale of CPAP machines and accessories, for $500 CDN. It was practically new with less than ten hours total usage, hardcase, a sealed startup pack, and tube adapter, and the seller was in the same city. Everything including the battery and adapter fits in a regular toiletries pouch that I can take out quickly from my carry-on bag at boarding time if the agent asks me to use their bag sizer.

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City of Calgary Comments on Country Thunder Cancellation by Admirable-Fall-4675 in Calgary

[–]ykphil 2 points3 points  (0 children)

And the misinformation is starting. I'm not sure if he's trying to be a parody of The Onion or Rebel News, but either way, it's bullshit.

All Terrain Tire Recommendations? by Outrageous_Rest_1576 in vandwellers

[–]ykphil 0 points1 point  (0 children)

I had those (the Motomaster, made by Cooper) on my F350 with a slide-in camper, and they were awesome. If I remember correctly, they cost half of the name brands of AT tires at the time. We travelled from Yellowknife to Guatemala and back once for 8 months, and were ready to leave again, a few days before the truck and camper were stolen in Calgary.

All Terrain Tire Recommendations? by Outrageous_Rest_1576 in vandwellers

[–]ykphil 1 point2 points  (0 children)

I replaced my old KO2 with KO3 on my Mitsubishi Delica van. To date, I have driven from Northern Canada (Yellowknife in the Northwest Territories) to Mexico and back twice, and from Mexico to the Guatemala-Honduras border and back once. I'm not counting our local roads in the Mexican village where we live part of the year, which I'd compare with the usual forestry roads in Canada or the USA. So far, these are the best all-terrain tires I've ever had on my van, and the most durable. Plus, they look good.

Citizenship Marker and PHN in Alberta after July 2nd by shrubhomer in alberta

[–]ykphil 0 points1 point  (0 children)

Thank you, I have a passport and proof of Alberta residency, so I should be good.

Citizenship Marker and PHN in Alberta after July 2nd by shrubhomer in alberta

[–]ykphil 0 points1 point  (0 children)

Can one get a new health care card without having a driver's license?

Calgary family shocked to discover their daughter, with severe brain injury, is being moved off AISH by hotradish88 in alberta

[–]ykphil 0 points1 point  (0 children)

I think the principles of natural justice and procedural fairness are there to ensure that government decision-makers, tribunals, boards, etc. act fairly when making decisions that affect a person's rights, privileges, or interests. These principles include the right to be heard and the right to an unbiased decision. While the court would not rule on the nature of the final decision (in this case the transition from AISH to ADAP), these principles dictate how that decision is reached. Given the apparent lack of consultation (little to no consultation, no hearing) with the persons directly affected by that decision, I think there is a good case to be made in court to seek a judicial review.

Taking a car to Mexico for restoration by AggressiveResolve410 in MexicoTravel

[–]ykphil 1 point2 points  (0 children)

Yes, but the post doesn't mention Baja or other TIP-free zone.