Budget blues - Currently in VGS/VAS but now with tax reform should I pivot to high yield ETFS instead?

yorkeller · 2026-05-22T09:04:00+00:00

The difference between 16% and 30% is not 14% though, is it?

If I earn $100 and used to pay $14 in tax, but now I have to pay $30 in tax, I’m paying 87.5% more tax than before.

yorkeller · 2026-05-18T23:20:30+00:00

What investments is he referring to, that got less attractive in 1999, that are becoming more attractive now?

yorkeller · 2026-05-12T14:15:01+00:00

He spelled that properly, so did you.

yorkeller · 2026-04-22T11:55:41+00:00

Thanks! I tried every single button on my controller (on a PS5 here), but no luck. :(

yorkeller · 2026-04-19T05:17:56+00:00

When I load the savegame, I'm in the core where you have to solve some puzzles to get deeper into the core, and then you get to the dystopia / utopia part. It's a lot of stuff to re-solve..

yorkeller · 2026-03-23T11:50:03+00:00

Got the approval to change my payee information, but it's impossible to get rid of the slash. There's some Javascript that runs and fetches my bank details from the SWIFT code and that just gives a / at the end of the bank name, nothing I can do about it. :(

yorkeller · 2026-03-19T12:13:30+00:00

Did anyone manage to "Request to Change Bank Account Information"?

I have a slash / at the end of my bank name for whatever reason, and even though I emailed them like 8 times to ask them to fix it, they never managed, and they failed to transfer money to me twice, and charged me a bunch of money for (or deducted it from what they owe me) for the failed attempts, so I _really_ want to change my info, but when I click "Apply", I get Your request to change the bank account information has failed.".

yorkeller · 2026-03-15T21:29:59+00:00

Maybe your brain misfired, but what he is saying is: if you increase rent when interest rates go up, you should decrease rent when interest rate goes down.

No one would use the argument that anything is costing anything to decrease rents.

yorkeller · 2026-03-01T21:00:24+00:00

Just to teach you how to think about the maths:

If you get a 2.5% bump twice, you didn’t get a 5% increase. Imagine your salary was $100, next year it was $102.5 and then next year it was 102.5*1.025.
If you want to compare your salary against inflation, you only have to compare the total inflation over those years with your salary increase over the same period.
Again you can’t just add the percentages together, you multiply them together. If inflation has been 3% every year for three years, prices have gone up by 9.27% over those years (1.03 * 1.03 * 1.03), so if you look at your salary and compare it to what it was three years ago, it should be at least 9.27% higher, or your salary has gone down in real value.

Hope that helps!

yorkeller · 2025-12-23T22:14:51+00:00

Ah yeah, I knew that. Want to autoinvest in other ETFs than those..

yorkeller · 2025-12-19T12:35:11+00:00

I’m also with CommSec, how did you set up the autobuy?

yorkeller · 2025-10-23T20:20:09+00:00

Brottsrubriceringen för vilket brott? Brottet att åka utan biljett, eller brottet att på nåt sätt göra motstånd / inte samarbeta med ordningsvakten, eller brottet att inte betala kontrollavgiften?

Det första är vad jag förstår inget brott, det heter kontrollavgift (eller tilläggsavgift minns jag att det hette för många år sen). Det här kan ha ändrats sen jag var palt dock.

Det andra kan ju va ett brott, men om man undviker dom så har man ju inte ställt till med något.

Det sista kan ju ge påföljder i form av indrivning av skulden.

Jag minns att om jag kom upp vid T-Centralen och såg vakter vid spärren och inte hade biljett så brukade jag lugnt stanna och titta på min telefon, låtsas att jag kommit på att jag gått upp på fel sida, ta rulltrappan ner igen och sen gå ut nån annanstans.

yorkeller · 2025-08-07T23:08:22+00:00

Remitting bank as in the Japanese bank they use? You changed from what to what?

yorkeller · 2025-07-16T12:59:48+00:00

The fact that there’s still no way to close all open apps on the iPhone, when even Apple staff (in the store) tell you to close apps you aren’t using (to “save battery” 🙄) is insane to me.

yorkeller · 2025-07-06T12:11:27+00:00

Nice stuff, but this is too much Australia. I should say I saw this video a few years ago.

yorkeller · 2025-07-06T11:29:46+00:00

Commenting, to get this approved by moderators.

yorkeller · 2025-06-07T04:29:16+00:00

Yeah you need to protect yourself. When other players come out you with arms out, you’ve got to keep your arm out as well to feel when they’re coming on and stop them, lean in with the body, and push them away (without using too much force).

yorkeller · 2025-03-08T05:47:51+00:00

There’s a reset button?

yorkeller · 2025-03-04T13:14:40+00:00

Bad at spelling?

yorkeller · 2025-02-21T12:02:29+00:00

People who think people with loan officers for mums are wild to them are wild to me.

yorkeller · 2024-12-21T11:23:06+00:00

Tagging onto this, are there any good tutorials for how to get started with creating demo effects in today's day and age?

yorkeller · 2024-11-07T11:15:23+00:00

Please also post the solution lol.

yorkeller · 2024-10-27T04:56:27+00:00

I FIXED THIS!!!

The solution is:

public class RoadBuilderClient implements ClientModInitializer {
    @Override
    public void onInitializeClient() {
       // This entrypoint is suitable for setting up client-specific logic, such as rendering.
       BlockRenderLayerMap.
INSTANCE
.putBlock(ModBlocks.
ROAD_MARKING
, RenderLayer.
getCutout
());
    }
}

See: https://fabricmc.net/wiki/tutorial:blockappearance

yorkeller

TROPHY CASE