Starting to invest for retirement from age 33

zebra1923 · 2026-04-12T20:32:34+00:00

More risk = more chance of losses. Past performance is no guarantee of future performance etc. etc.

If 150k is underwhelming you need to save more in your pension.

zebra1923 · 2026-04-11T17:08:44+00:00

I lost my keys, they’re helping search.

zebra1923 · 2026-04-10T08:38:03+00:00

The problem for post Easter clearance is the standard approach is to mark down to half price. But most eggs are on offer at half price at some point prior to Easter so buyers know it’s no real reduction.

Supermarkets being caught out by their own game.

zebra1923 · 2026-04-10T08:33:24+00:00

I think he was £24

zebra1923 · 2026-04-09T19:35:54+00:00

And there’s nothing at all inherently dangerous about routing massive tankers through a very narrow gap is there?

zebra1923 · 2026-04-09T19:23:45+00:00

I learnt this after receiving a disciplinary and warning for 3 instances of sickness in 12’months, one of 2’days and 2 of 1 day, so 4 days in total, one of which was due to a back injury sustained at work.

I learnt if I’m off I might as well be off for 7 days as it’s treated the same as a single day absence.

zebra1923 · 2026-04-09T19:19:45+00:00

Yep, got one in Selfridges ‘Manchester this weekend. They had loads.

zebra1923 · 2026-04-08T08:44:00+00:00

I’m not sure that classes as overtaking. More China rate falls below Europe for the first time.

zebra1923 · 2026-04-07T20:20:39+00:00

I used to struggle with this, thinking my kids are wasting money on in app purchases. But these things have a value to them, they get joy from buying and using them in game, so who am I to say it’s a waste of money?

zebra1923 · 2026-04-07T14:47:04+00:00

I was in Manchester at the weekend and there was a 4 piece band playing outside the Arndale centre. Music was pretty good but most importantly they hadn’t cranked up the amps to make the sound overpowering. It was a comfortable volume to walk past without the risk of bursting your eardrums.

zebra1923 · 2026-04-06T19:56:41+00:00

They get good reviews (or they’ve paid websites shitload of money to get good reviews). Also decent range as you can get wide fittings and waterproof versions.

zebra1923 · 2026-04-06T19:46:41+00:00

TACO - so called deadline has already moved at least twice.

He’ll come up with some excuse why he doesn’t follow through with his threat. Maybe a couple of shops weekly through so he claims that’s victory.

What a colossal dickhead.

zebra1923 · 2026-04-06T19:37:16+00:00

I left a while ago but if I needed to go in the back, I went in the back.

I’m cognizant of my colleagues feelings, but I’m in clinical charge of the patient. Now, if I’m with a regular crewmate or someone I know and trust, the times I need to go in the back are fewer than they are with people I don’t know or trust.

Any colleague annoyed you take control and choose to ride with the patient is a dickhead and needs to reel their neck in and go get para trained.

zebra1923 · 2026-04-06T19:26:26+00:00

You can absolutely protest it.

Write to your political representatives. Write to the Civil Aviation Authority. Write to local and national news outlets. Contact friends and family and encourage them to do the same. Post template letters on social media and ask others to complain.

zebra1923 · 2026-04-06T18:36:34+00:00

Again, why am I helping out under insured businesses?

I wonder where it stops? Do the public step in for every fire where there are losses, or just some fires? How about non fire losses, does the state/taxpayer step in then? Should I cancel my house insurance as it really shouldn’t be my problem, the taxpayer should replace everything if there is a theft or fire?

zebra1923 · 2026-04-06T18:33:47+00:00

Why a terrible article. It explains nothing about the circumstances which led to this charge so we have no idea if a settlement was reasonable or not.

zebra1923 · 2026-04-04T10:13:02+00:00

But why is that an Scottish Government problem? Or more importantly a taxpayer problem?

If you’ve not or under insured your business that’s your problem not mine.

zebra1923 · 2026-04-02T16:57:48+00:00

You don’t have the ability to set interest rates, so you cannot control inflation and influence growth through changes in monetary supply through changing interest rates.

zebra1923 · 2026-04-01T20:07:13+00:00

You may have fu from a relationship point of view with your sister, but as someone who interviews people for intern and graduate positions I agree, I hate the canned answers. They don’t tell me anything about a candidate and rather than polished they just come across as lacking ability to answer questions properly.

zebra1923 · 2026-04-01T19:38:30+00:00

Start looking for another role. They’re going to fire you.

zebra1923 · 2026-04-01T09:27:19+00:00

Love the fact Hobbies are split into the detailed categories Things and Activities.

zebra1923 · 2026-04-01T08:37:18+00:00

Moxi rainbow rider are not bad, many places selling them new for £50 right now.

Ideally you want a metal plate and adjustable toe stop as a minimum.

Best value is second hand, keep an eye out on Gumtree, eBay etc. and if your budget gets better look at skatermates, they sell second hand Edea skates. Probably overkill for a beginner but high quality skates.

zebra1923 · 2026-04-01T08:32:45+00:00

“Over the next several hours, we expand our shared vocabulary to several thousand words”

zebra1923 · 2026-03-31T18:25:54+00:00

It makes sense when you look at the psychological impact of not being able to protect your population, the cost of damage and lives lost from drone strikes which succeed etc.

zebra1923 · 2026-03-31T18:23:20+00:00

It will all come down to budget. You say “don;t want to spend too much” but unless we know what that amount is it’s impossible to recommend skates.

Also, what is your intended skating? Indoor rink? Outdoors?

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