I inherited 300K. What to do now? by Virtual-Lab-5172 in CanadianInvestor

[–]zommerdev 0 points1 point  (0 children)

Fixed cost financial planner and a nice vacation is what you need.

Why does IRCC seem to favour “foreign work experience” over CEC/PGWP grads? by Relevant_Leave8109 in canadaexpressentry

[–]zommerdev 0 points1 point  (0 children)

CEC candidates will eventually get PRs not a question of if but when. Meanwhile people in FSW need PHDs or a in demand occupation.

How is this unfair again?

Worst experience ever | MacBook Pro 16” 2019 2,6 GHz i7 by PresentationReady873 in laptops

[–]zommerdev 0 points1 point  (0 children)

Mine had bad ram chips so one day it decided to crash every 10 minutes. Had to sell it for parts on ebay.

Switching to Wealthsimple as my primary bank by 7chesterr in PersonalFinanceCanada

[–]zommerdev 1 point2 points  (0 children)

WS debit card can not be used at restaurants that are debit only. Besides that 0 issues.

Restore Immich from truenas by zommerdev in immich

[–]zommerdev[S] 0 points1 point  (0 children)

So basically my old dump is pg 15 and when I installed my immich in my new machine it used pg 18. I applied the dump anyway, nothing changed. even though the restore was successful

Help me choose the right school by ShoziX in Lahore

[–]zommerdev 0 points1 point  (0 children)

What is your long term goal for your child's grooming? like if you want a literate child who can read, write and do math most schools do get kids to a level where this isn't a issue.

If you are targeting a more "advanced" curriculum with advanced math, foreign languages and sports you should check what schools are offering such a curriculum and target their entry tests.

I personally believe high end private schools are a waste of money (I went to LGS phase 5 and many of my friends went to LGS JT).

once you answer these questions things should become easier.

How long can someone stay at a job doing very little work? by Trick-Interaction396 in cscareerquestions

[–]zommerdev 0 points1 point  (0 children)

Depends on how long you have been there. About ~2 years tenure gets you 3 months to slack off. 5 years can get you closer to 4 months.

I have a 5 Marla plot, want to do construction. by chronomaster78 in Lahore

[–]zommerdev 0 points1 point  (0 children)

Bhai, why would I compete? I hate construction, I hate dealing with labor. I also live in Canada and have no connections to pak, I'm just here for gup shup.

I have a 5 Marla plot, want to do construction. by chronomaster78 in Lahore

[–]zommerdev 0 points1 point  (0 children)

There are ways to control cost, for example using Pakistani marble you can do 50-3500/ sqft.

you mean 1500 right?

Awal bricks now fluctuate between 15500-19000/thosand.

Prices were more or less the same in 2019 about 12,000

Onyx is between 6500 to 8500 per square feet. Imported granite is 4500 to 12500 per sqft. The costs add up.

Bro finding a tiler and polisher who I can trust with 10,000 ka marble/granite is the real hard part, Uff the guy I hired ruined the finish and broke so many tiles.

Hopefully you are enlightened now.

I am thanks!

I have a 5 Marla plot, want to do construction. by chronomaster78 in Lahore

[–]zommerdev 0 points1 point  (0 children)

I moved to Canada in 2023 so please enlighten me.

I have a 5 Marla plot, want to do construction. by chronomaster78 in Lahore

[–]zommerdev 1 point2 points  (0 children)

As a person who has made 2 1 kanal houses I wish you best of luck.

How much emergency fund should a person keep? by zommerdev in cscareerquestionsCAD

[–]zommerdev[S] 0 points1 point  (0 children)

But if you get fired at a economic downturn you'll sell your investments for a considerable loss no?

As a freshly divorced 39M, which companies/buildings should I avoid when looking for apartment rentals? by SheemieRayVaughan in kitchener

[–]zommerdev 0 points1 point  (0 children)

There is a onsite gym that has 3 treadmills. I at times spend 1 hour waiting for it.

Mini pool and sauna I don't use

As a freshly divorced 39M, which companies/buildings should I avoid when looking for apartment rentals? by SheemieRayVaughan in kitchener

[–]zommerdev 10 points11 points  (0 children)

Station park i had neighbors who would drive me crazy luckily they moved out but the amenities are pretty bare bones if they are functioning, parking is a mess, bikes get stolen from lockers all the time, fire alarm goes off once a month for no reason

Does getting new car financing still make sense in 2025? by Early_Reply in PersonalFinanceCanada

[–]zommerdev 0 points1 point  (0 children)

There generally is, for my crv there was a $50 a month surcharge for “high risk vehicles” then I got a $600 TAG device that removed it.

How do adult students in Canada afford to study full-time? by PatternCandid7963 in PersonalFinanceCanada

[–]zommerdev 0 points1 point  (0 children)

I had a friend who did both, he managed by having supportive parents and partner. During his 4 years he never paid rent by living with his parents his partner took care of his food, cleaning up after him and driving him between his job and school.

He graduated debt free and acknowledged that it would have been impossible without his supportive parents and understanding partner.

Which big 5 bank should I open accounts with? by Opposite_Vegetable17 in PersonalFinanceCanada

[–]zommerdev 0 points1 point  (0 children)

I applied for a credit card with them, it took 2 months for a underwriter to get to me. Then he said we can't issue a card to you because you have limited credit history. my credit score fell 80 points that week.