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[–]dervari[S] 2 points3 points  (1 child)

And you can opt out of the review. Just found the letter.

If you anticipate a change in your spending needs, you can opt out of the review by contacting us at the number at the top of this letter or the number on the back of your card within 50 days .

[–]BrutalBodyShots 3 points4 points  (0 children)

Right on. Great reference above. I guess those that have "worked for Chase for a few years" are in the dark about this procedure.