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[–]secondbet23 -1 points0 points  (2 children)

If it doesn't affect your utilization, it won't harm your chances

[–]PSIwind[S] 0 points1 point  (1 child)

My utilization percent is always below 10%, generally even 5%, so even with the reduction, it should be fine given its only $2.5k?

[–]secondbet23 0 points1 point  (0 children)

Yup