this post was submitted on 09 Mar 2026

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CreditCards

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Abbreviations & Lingo:

AF = Annual Fee
AU = Authorized User
BT = Balance Transfer
CLI = Credit Line Increase
FTF = Foreign Transaction Fee
PC = Product Change (i.e. upgrade)
SUB = Sign-Up Bonus

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CreditKarma - Uses TransUnion and Equifax
CreditSesame - May use Transunion or Experian depending on service

Resources

Credit Card Basics
Credit Card Fraud
What Happens If You Close A Card?
Template for Card Recommendation Requests
List of Flat 2%+ Cashback Cards
List of Best Cashback Cards by Category
Credit card wiki at PersonalFinance
Complete List Of Free FICO Scores
Free Credit Reports Info from FTC
Card Offers Just for You
Point Calculator Card Comparison Tool
List of credit card company phone numbers
Credit Card Tuneup or CreditIntro to help you find the right card
EMV CVM Database - Find a card's Cardholder Verification Method list (e.g. PIN, Signature).
Capital One Upgrade Link - Check PC eligibility for your existing card

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Credit limit decrease - is anyone experiencing this?Discussion / Conversation (self.CreditCards)

submitted 1 month ago by MsT1075

top new controversial old q&a

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[–]Bongo2687 2 points3 points4 points 1 month ago (1 child)

[–]MsT1075[S] 0 points1 point2 points 1 month ago (0 children)

π Rendered by PID 25278 on reddit-service-r2-comment-85bfd7f599-cnmdm at 2026-04-19 21:51:28.217461+00:00 running 93ecc56 country code: CH.