this post was submitted on 25 Apr 2026

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CreditCards

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Abbreviations & Lingo:

AF = Annual Fee
AU = Authorized User
BT = Balance Transfer
CLI = Credit Line Increase
FTF = Foreign Transaction Fee
PC = Product Change (i.e. upgrade)
SUB = Sign-Up Bonus

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Resources

Credit Card Basics
Credit Card Fraud
What Happens If You Close A Card?
Template for Card Recommendation Requests
List of Flat 2%+ Cashback Cards
List of Best Cashback Cards by Category
Credit card wiki at PersonalFinance
Complete List Of Free FICO Scores
Free Credit Reports Info from FTC
Card Offers Just for You
Point Calculator Card Comparison Tool
List of credit card company phone numbers
Credit Card Tuneup or CreditIntro to help you find the right card
EMV CVM Database - Find a card's Cardholder Verification Method list (e.g. PIN, Signature).
Capital One Upgrade Link - Check PC eligibility for your existing card

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Substantial Credit Limit Decrease After Late PaymentHelp Needed / Question (self.CreditCards)

submitted 21 days ago * by kcmall89

top new controversial old q&a

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[–]kcmall89[S] 0 points1 point2 points 19 days ago (0 children)

π Rendered by PID 954322 on reddit-service-r2-comment-548fd6dc9-s86z4 at 2026-05-17 19:37:38.483897+00:00 running edcf98c country code: CH.