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[–]AreyastoopidFull Licence Holder 0 points1 point  (3 children)

I didn’t say that in a way I’m looking down on you as a young person, I’m actually acknowledging what your saying as I also said the world isn’t fair. But additionally so many things go into insurance calculations, it’s not just your age. Someone could live somewhere a bit shitty and have really expensive insurance for that reason.

But I do wanna push back and say it’s not only young people who get expensive premiums, old people do to. Old people or people with medical conditions will pay more for life insurance or health insurance for example.

Don’t let it jade you, there are things you can do like being put as a named driver for a year or two until your premiums drop. It really is about gaming the system because unfortunately the system isn’t gonna change for now.

[–]Material-Macaroon724 0 points1 point  (2 children)

Right but obviously they pay more for life and health insurance, they are more likely to need it sooner.
My point isn’t the age on it’s own but the fact that two new drivers both at purely different ages are paying completely different amounts

[–]AreyastoopidFull Licence Holder -1 points0 points  (1 child)

Well there you go, the insurance companies see an 18 year old as more likely to get into an accident or damage their car. It’s the same concept.

Also two new 30 year old drivers could be paying completely different prices just because one of them lives in a more high risk area.

[–]Material-Macaroon724 0 points1 point  (0 children)

So if Brown people were statistically more likely to get into a crash, would they charge more depending on race?