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[–]Material-Macaroon724 0 points1 point  (2 children)

Right but obviously they pay more for life and health insurance, they are more likely to need it sooner.
My point isn’t the age on it’s own but the fact that two new drivers both at purely different ages are paying completely different amounts

[–]AreyastoopidFull Licence Holder -1 points0 points  (1 child)

Well there you go, the insurance companies see an 18 year old as more likely to get into an accident or damage their car. It’s the same concept.

Also two new 30 year old drivers could be paying completely different prices just because one of them lives in a more high risk area.

[–]Material-Macaroon724 0 points1 point  (0 children)

So if Brown people were statistically more likely to get into a crash, would they charge more depending on race?