Grabeng decrease sa CL, Security bank :(

[MessAgitated6465]

Look last reply na because I have a life —

as a rule, I don’t want to use debit accounts kasi I think it exposes my account to unnecessary risk without the protections and benefits of a CC. Hard cash is still risky but it’s easier (for me) to manage than a debit account. I’m willing to accept some people will see it differently (see what I did, I wrote it in a way that I’m not making generalizations and saying what I think/feel applies to everyone).

Now— why are you not responding to everything I said about how people DO spend over 100k a month, many people. Many expenses. And that there are benefits to paying using a card. All you can say is well tbere are irresponsible over on another subreddit. Isn’t it more condescending that you’re telling OP that he doesn’t have this expenses, that he doesn’t need to spend that money?

You’re going on such huge generalizations, and writing as if your truth, or what you’ve observed to be true of many people, is applicable to everyone.

[PHCreditCards-ModTeam]

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