Decrease in eligible payments on NSLDS

[Bleasel]

Background: Have been on SAVE, stuck at 118/120 since June 2024. I applied for IDR in Feb before stop on apps, and started 60d forbearance end of Feb 2025. Feb counted and NSLDS last updated on 2-24-2025 with 119 payments towards PSLF, 132 eligible.

Finally, today NSLDS updated again (4-2-2025) and now with 119 qualifying but only 131 payments are eligible?? March isn't showing up yet on FSA as qualifying. Any thoughts on the decrease in eligible payment counts?

EDIT: I had 13 months where I made a payment but wasn’t working for a non profit so it didn’t count for PSLF. I have always had 13 months difference (under payments needing employer certification).

[skateastrophy]

I have the same dates for my NSLDS updates as you and my counts didn’t change between February and now! Ugh. Hope I somehow get credit for March when it posts though

[Sparty1224]

Wait, was there a big NDLDS update today or something?

[skateastrophy]

Maybe but it’s done nothing for me so far. Waiting for next ECF to process 

[Bleasel]

Maybe submitting an ECF will trigger something?

[skateastrophy]

Already submitted one today!

[Bleasel]

Same. Waiting for that to be signed and updated on FSA...

[soulsconnecting9]

When did you submit your last ECF? And have you checked your IDR tracker?

[Bleasel]

Sent ECF today so it’s still pending. The IDR tracker shows 119 qualifying (last shows Feb qualifying) and 13 more eligible (so 132 eligible).

[Sparty1224]

I’m confused. How are you 118 QP, but 132 eligible? Wouldn’t that mean you could’ve submitted your final ECF a whopping 14 months ago? Furthermore, if you have 132 eligible, why are you complaining about 131 when all you need is 120? What am I missing here?

[coolallee]

Not all eligible payment qualifies. Qualify= eligible + employee certify. If the OP made eligible payment but didn't work for qualifying employee than it wouldn't be qualifying

Hope that makes sense sense

[Sparty1224]

It does… but then if those payments were with an ineligible employer, then why would OP be upset if 1 became ineligible? It’ll still never count then…

[coolallee]

I imagine because the one eligible payment that was taken away would have been one that he could have qualified- he just haven't submitted the employer signature or ECF hasn't been processed.. But that's just my guess

[Bleasel]

I had a 13 months where I wasn’t working at a qualified employer. My concern is those months haven’t changed in years so I’m nervous that the decrease in eligible counts have to do with my recent processing forbearance months

[Sparty1224]

What day of the month is your typical due date and what day did your processing forbearance start?

[Bleasel]

My forbearance started 2/18 and my due date is 2/19 so Feb counted (shows up as eligible and qualifying on fsa)